As blockchain technology moves beyond speculation and into mainstream financial infrastructure, one question continues to shape the future of digital assets: Can privacy and compliance coexist?
In this episode of the
Privacy Podcast,
Ben Schiller sits down with
Nikhil Raghuveera, Co-Founder and CEO of Predicate, to explore how programmable compliance is reshaping on chain finance without sacrificing the privacy principles that made blockchain revolutionary.
Drawing on his experience leading strategy and innovation at Celo and advising policymakers on digital assets, Nikhil explains why the next generation of financial infrastructure requires a new approach to compliance...one built specifically for blockchain rather than adapted from traditional banking.
"The SEC is comfortable with the zero knowledge proof for investor accreditation... but then you also need financial institutions and tech companies to say, 'Yes, we will actually implement this and accept it on our end.'" - Nikhil
Throughout the discussion, Nikhil argues that privacy should not be viewed as being in conflict with compliance. Instead, emerging technologies such as zero knowledge proofs offer an opportunity to meet regulatory requirements while minimizing unnecessary collection of personal data.
The conversation explores:
- How Predicate brings programmable compliance to blockchain
- Why on chain compliance differs from traditional finance
- The future of stablecoin compliance and asset controls
- The impact of the CLARITY Act and GENIUS Act
- Whether the Bank Secrecy Act needs modernization
- How zero knowledge proofs can protect privacy while supporting compliance
- Balancing privacy, regulation, and financial surveillance
- Why businesses are key to driving privacy preserving technologies
- What policymakers can do to support innovation without creating a surveillance state
Why This Matters
As digital assets become part of mainstream finance, the challenge is no longer whether regulation is coming...it's how to balance compliance with privacy and innovation. This episode explores how emerging technologies and evolving policy can help build a more secure, trusted, and privacy preserving financial system.
🔗 About the 👤 Guest
About the Show
The Privacy Podcast by Miden explores the intersection of privacy, identity, and emerging technologies. Hosted by Ben Schiller, the show brings together builders, regulators, and thinkers shaping what comes next in a world where data is power.
Executive Producer Michele Musso
Edited by the
Musso Media Team
Music: licensed.
All rights reserved. ©2026 Musso Media
What is Privacy Podcast?
The Privacy Podcast by Miden explores the future of privacy, identity, and trust in a digital world being reshaped by blockchain and AI.
Hosted by Ben Schiller, The Privacy Podcast dives into one of the most critical questions facing technology today: How do we build a more private, secure, and trustworthy internet?
A former journalist with over a decade of experience covering crypto and emerging technologies, including six years at CoinDesk, Schiller brings a sharp editorial lens to conversations at the intersection of privacy, blockchain, and digital rights.
At its core, this podcast is driven by a simple idea: privacy is not optional. It is foundational to the next phase of the internet.
As blockchain technology moves from experimentation to real-world adoption, privacy becomes essential for onboarding institutions, enabling enterprise use cases, and unlocking the full potential of decentralized systems. At the same time, it addresses a deeper, long-standing issue. The modern internet was built without effective privacy infrastructure, giving rise to what is often described as a surveillance-based economy, where personal data is exchanged for access to services.
This show explores how that model is changing.
Produced by Musso Media, The Privacy Podcast features conversations with leading builders, researchers, policymakers, and thinkers shaping what comes next.