{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Introduction\r",
      "startTime": 0,
      "endTime": 22
    },
    {
      "title": "Question: Should We Pay Off Our House?\r",
      "startTime": 22,
      "endTime": 69
    },
    {
      "title": "Evaluating the ESOP Option\r",
      "startTime": 69,
      "endTime": 100
    },
    {
      "title": "Tax Implications of Using ESOP\r",
      "startTime": 100,
      "endTime": 136
    },
    {
      "title": "Considering Part-Time Work\r",
      "startTime": 136,
      "endTime": 177
    },
    {
      "title": "Understanding the Mortgage Situation\r",
      "startTime": 177,
      "endTime": 186
    },
    {
      "title": "Interest Rates and Amortization\r",
      "startTime": 186,
      "endTime": 204
    },
    {
      "title": "Evaluating the Decision to Pay Off the Mortgage\r",
      "startTime": 204,
      "endTime": 218
    },
    {
      "title": "Considering Cash Flow and Liquidity\r",
      "startTime": 218,
      "endTime": 279
    },
    {
      "title": "Transitioning to a New Lifestyle\r",
      "startTime": 279,
      "endTime": 304
    },
    {
      "title": "Tax Implications and Strategic Planning\r",
      "startTime": 304,
      "endTime": 337
    },
    {
      "title": "Final Thoughts",
      "startTime": 337,
      "endTime": 0
    }
  ]
}