In this episode of The Asset Preservation Hour, financial advisor Stewart Willis is joined by Colorado-based advisor Josh Park to discuss how retirees and pre-retirees can protect what they’ve built after years of strong market performance. With markets near all-time highs and uncertainty about what comes next, the conversation focuses on when it makes sense to take risk off the table and how preservation becomes more important as retirement approaches.
Josh explains why many investors in their 60s and early 70s can’t afford another major market downturn and how “taking your wins” can help reduce volatility without abandoning growth altogether. The episode also dives into common diversification mistakes, including portfolio overlap, excessive fees, and relying too heavily on target date funds that may not reflect your true risk tolerance.
You’ll also learn why tax planning is just as important as investment strategy, how balancing tax-deferred, Roth, and after-tax accounts can put you back in control, and why Roth conversion strategies often play a critical role in retirement readiness. Stewart and Josh break down how proactive planning helps avoid forced distributions, unnecessary taxes, and last-minute scrambling at retirement’s doorstep.
If you’re approaching retirement or already there and wondering how to protect your gains, reduce risk, and create a more tax-efficient plan, this episode offers practical insights to help you move forward with confidence.
📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio, tax, and retirement review.
What is The Asset Preservation Hour?
Join Stewart Willis, President of Asset Preservation Tax & Retirement Services, and co-host Spike Spengel as they explore strategies for protecting, growing, and maximizing your wealth. Designed for those in or near retirement, this podcast delivers expert insights on tax planning, investment advice, estate planning, and building a secure financial future—all tailored to help you make the most of your life’s work.