Specializing in seller financing, Dawn is a visionary real estate professional who gets families into (or out of) homes and investments in a way that empowers and enriches them, as well as the communities in which they live… with or without banks and regardless of market conditions. Dawn is the antidote to America’s addiction to Wall Street’s financial opium. She makes the powerful, non-bank, strategies usually reserved for sophisticated investors accessible to everyday people, making or saving them thousands and instilling hope as she illuminates hidden opportunities. As a seasoned note investor intimate with seller financing and the secondary market for private mortgage notes, she provides mission-critical expertise that is extremely rare in today’s marketplace. Sellers: know what your note will be worth before you create it. "Landlord Liberation", "Buyers: The Seller is Your Bank" and "Note Investing for Newbies" are key gateway books for those wishing to engage with The Realm. Visit www.NoteQueen.com.
I'm just gonna read an email that I sent out to my subscribers over at notequeen.com. So here it goes. I'm just reading it in case it's a little clunky. After watching the cash flow expo segment where I was on a panel, someone emailed me and asked me to explain what I meant by hard assets in my closing statements. What business do I have recommending hard assets at a cash flow event anyway?
Dawn:Now I'm not able to articulate with academic precision how economics and all the financial systems work, but I do absorb a lot of content, reflect upon it, pray about it, then ask my gut what all of that means in terms of what I should or shouldn't do right now to position appropriately. I bend my intuition around the corner to see, feel what's coming and hedge so that I'm not too heavy in any one sector and have at least some resources to leverage regardless of what happens, including the grid going down for a significant period of time. I had to laugh at a post I saw recently. It said, I honestly have no idea if we are close to a crash, a melt up, World War III, an AI industrial revolution, the mother of all short squeezes, a depression, a recession, or aliens, but it sure feels like all of them all at once. I can relate.
Dawn:Friday, I was interviewed by Dave Putz and Nathan Turner, hosts of the Real Estate Notes Show, podcast. Go check him out. Frankly, I was surprised by what came out of my mouth at times. Nope. No swear words, thank goodness.
Dawn:I've apparently hit that point where I'm not too worried about sounding weird, baddie, or completely off my rocker. With a brand like Note Queen, you'd expect that, I guess. But honestly, until relatively recently, I was somewhat embarrassed and felt a little cringey whenever someone introduced me as the note queen. But, you know, I'm turning 62 this summer, and dang it, I'm just gonna own the darn thing. At the end of the show, Nathan asked me what my crystal ball had to say about where the economy is going.
Dawn:I said I was considering two timelines. One where things progress in a somewhat predictable inflationary fashion where my positioning in property and paper is this. Number one, buy as much owner finance property as possible, most of which will be wrapped and sold to owner occupants creating passive income with none of my own money left in the deal, which of course equals infinity return with powerful options and hidden investment bonuses built in. Number two, buy front end partials of other people's notes. Number three, generate cash mining for the above two opportunities through being a real estate agent, a direct cash buyer of both notes and real estate, property management and master leasing.
Dawn:Number four, use that cash to acquire more hard assets. Over the next twelve to twenty four months, I believe if you aren't positioned in hard assets that will float on top of the inflationary tide, you may be priced out entirely. Generational wealth during these times will be both made and lost. We need hard assets and the cash flow to protect them. With enough cash flow, you won't find yourself being forced to sell valuable assets at an inopportune time.
Dawn:Here is a short list of what I consider hard assets. Real estate that carries itself while it's appreciating. Productive agricultural land will be good as commodities skyrocket as well. Precious metals, gold and silver, etcetera. For a couple of resources on this, check out the following and I will put these links in the description.
Dawn:Here's one. The first title is silver runs out on this date. Most aren't ready. The second article is the next big commodities boom is just getting started. Number three, oil and gas.
Dawn:Number four, and you might think this is funny, I consider this a hard asset, but digital assets representing the new financial system that can produce cash flow while they are appreciating in price long term. You can earn interest on and borrow against these or at least it's in the works. Bitcoin, this is like digital gold. It's a global great investment asset along with XRP. Ripple is positioning so powerfully all over the world and, replacing Swift basically.
Dawn:Other important projects, Ethereum, Link, Chainlink, HBAR, XLM, Stellar, and Cardano ADA. For those who haven't positioned in any of these, you've been given a gift with the recent downturn. Just my opinion. Do your own research and dollar cost average in as appropriate. Okay.
Dawn:Now my second timeline goes something like this. There is a sharp unexpected divergence, an exit stage left, and an honest financial system is radically installed practically overnight, making it easier for all of humanity to of humanity to thrive and prosper and simultaneously making many of our current institutions and investment vehicles obsolete. The the systems we now have need to crumble. They will crumble because they're they're corrupt and built upon greed, power, and rely upon great inequalities. They need a slave class.
Dawn:Since at least 1913, the banking cartel has made sure that we are indentured servants, that we are impoverished, the house always wins. Those values do not resonate with the age of Aquarius with eternal principles, universal, natural law, with love, integrity, and power to the people. We have a fiat currency that is basically a Ponzi scheme intent on siphoning wealth from the people. They create money out of thin air and lend it to us with interest which means it can never fully be paid back. That monopoly money created out of thin air is lent as mortgages, and if people don't pay their mortgages, the bank confiscates their very real assets.
Dawn:Thus, the transfer of wealth up the food chain continues. I have heard tell of attorneys that were able to get bank mortgages completely dismissed due to what I consider their fraudulent foundations. Of course, these professional rebels get black vans and guys with dark sunglasses showing up at the door. You know, we won't arrest you and we'll actually let you live, but you have to quit doing what you're doing. We can't let the public get wind of this.
Dawn:It has to be the best Tom Sawyer trick of all time to shift all of this toxic bank paper to private hedge funds and individual investors. Well, at this point, I'm sure I'm either offending or causing those in love with institutional paper to write me off completely and I get it. These are just the radical thoughts that I can't help but consider. What if, just what if there were some sort of reckoning, a jubilee of all debt originating originated from the morally bankrupt machine? Okay.
Dawn:Well, perhaps very unlikely, but still that's why I'll stick with mom and pop paper or private lenders who put up money they worked hard to earn even though that paper is unique and often doesn't conform to industry standards. And it's why I'm passionate about what I'm calling the AI real estate blueprint where AI stands for angel investor. So that we can make individuals wealthier and communities stronger without engaging with or sending money up the food chain to Wall Street. We don't fight against the system. We simply create a parallel paradigm that makes it obsolete or at the very least optional.
Dawn:One of the things that will make it possible is a robust understanding of the secondary market for mortgage notes so sellers who carry have access to liquidity as needed. And angel investors in the community ready, willing, and able to provide it. Epstein, here are concepts that resonated. Here an article I'll link to is called Controlled Disclosure, Functional Sacrifice, and the Architecture of Protection. Second, it's like a a reel on Instagram.
Dawn:What if even just part of the Epstein files are real? In that case, Exodus. Ex exit the system because it's not here to protect us or the children. Take care, and thanks for reading. Now go out there and create financial solutions just one mom and pop to another.
Dawn:Take care. Bye bye.