Plenty with Kate Northrup

The money can come back. The question is: will you?

Prit lost over half a million dollars. What followed wasn't just a financial crisis — it was a full reckoning with the patterns, beliefs, and survival strategies that had been running her life long before the loss happened.

In this conversation, we trace the arc from overwhelm and self-blame to something far more powerful: a grounded, embodied relationship with money, trust, and her own authority. We talk about what it actually takes to stop abandoning yourself under pressure — and what becomes possible when you do.

This is a story about money. It's also a story about what it means to come home to yourself.

“There was a lot of shame because I’m supposed to know better and do better—and I felt like I had failed again.”--Pritranjan Hothi

“What if nothing has gone wrong—and your money story is simply asking you to come back to yourself?” –Kate Northrup

🎤 Let’s Dive into the Good Stuff on Plenty 🎤
00:00 Episode introduction and preview of Prit's story
02:10 Prit's breaking point: why she sought help
03:07 Discovering Relaxed Money and first impressions
04:44 How Prit lost money: investments, scams and choices
07:48 Nervous‑system healing, health and personal transformation
12:20 Early practical results: daily habits, family and housing changes
19:36 Business impact: clarity, revamp and future plans
21:32 Closing remarks and how to connect with Prit

Links and Resources:
The Recalibration Field Guide
The Big Money Decision Matrix

Connect with Pritranjan Hothi:
Instagram
Email

✨ Ready for Income That Actually Builds Something?

If you're capable, ambitious, and earning well — but your financial life still feels like something you have to hold together — this one's for you.

The free Recalibration Field Guide is a diagnostic companion to the Recalibration Series here on Plenty. It's built to take what you're hearing in the series and locate it precisely in your money ecosystem — so you can see exactly where to go next.

Most people recognize themselves within the first five minutes.

Inside the Field Guide, you'll explore:

🔹 The Four Hidden Money Ecosystem States — Overdrive, Constriction, Diffusion, and Stewarded — and which one your money is actually running in right now
🔹 The Wealth Stewardship Pyramid — the sequence wealth actually builds through, and how to reorient your ambition toward architecture instead of urgency
🔹 The Four-Leaks Diagnostic — where money and energy are escaping your system, not hypothetically, but in your specific income pattern and situation
🔹 The Energetics → Engineering → Expression Map — why surface-level financial fixes haven't worked, and what to do instead
🔹 Deep Reflection Prompts — built around the central question the series raises: Why do I still feel like I'm the one who has to make everything happen, even when things are going well?

This isn't a budgeting tool. It's not a workbook. It's a diagnostic instrument for self-led leaders who are ready to stop being the sole infrastructure of their own financial life — and build something that actually holds.

👉 Download the free Recalibration Field Guide at katenorthrup.com/fieldguide

Because making more money is powerful.

But building the architecture that makes what you earn actually stay, compound, and support your life?

That's the upgrade.

What is Plenty with Kate Northrup?

What if you could get more of what you want in life? But not through pushing, forcing, or pressure.

You can.

When it comes to money, time, and energy, no one’s gonna turn away more.

And Kate Northrup, Bestselling Author of Money: A Love Story and Do Less and host of Plenty, is here to help you expand your capacity to receive all of the best.

As a Money Empowerment OG who’s been at it for nearly 2 decades, Kate’s the abundance-oriented best friend you may not even know you’ve always needed.

Pull up a chair every week with top thought leaders, luminaries, and adventurers to learn how to have more abundance with ease.

Pritranjan Hothi:

I don't think I would ever have said this on a podcast. I've released over half a mil. I had not got it together and I messed things up. There was a lot of shame. I'm supposed to know better and do better.

Kate Northrup:

Hello. Today, we have another installment in our series of behind the scenes stories of our students in Relaxed Money. And today, we have Prit. And Prit was in a situation where she had spent slash invested over a half $1,000,000 and had felt like she had nothing to show for it. There was a scammer situation and and some other scenarios, and she was at a real low when she found relaxed money.

Kate Northrup:

And she was having shame and really beating herself up quite a bit for her choices. But she knew that nothing was gonna change if she didn't do something different. So she joined the program, and the results that she's had are really beautiful. But most especially, what I noticed in her is an internal shift and an access of personal power. I can tell when she was telling her story that her lights had dimmed almost to the point of going out because of the self blame she'd been going through, and she was able to turn them back on in a big way, and I can't wait to see what she creates in the world as a result.

Kate Northrup:

So enjoy Prit's story. Welcome to Plenty, a weekly recalibration of power, money, and safety for high capacity humans. I'm Kate Northrup, best selling author and creator of Relaxed Money, and this is where neuroscience meets ancient wisdom meets real wealth strategy. This is the sacred conversation at the intersection of money, the body, and the life you're truly here to live. If you're ready to reimagine what's possible for yourself and for the world, you're in the right place.

Kate Northrup:

Let's go.

Pritranjan Hothi:

Hi, Prit. Hi. Thanks for being here. Thank you so much for inviting me. Yes.

Pritranjan Hothi:

I feel so grateful.

Kate Northrup:

I'm so happy we get to have this conversation.

Pritranjan Hothi:

Oh, I'm excited, and nervous, and grateful, and all the, like, feelings right now.

Kate Northrup:

Thank you. So where were you, and what was going on in your life at the time that Relaxed Money came on your radar?

Pritranjan Hothi:

This is a good question, because I don't think I would ever have said this on a podcast, alive, in front of people. I was in a very not so good place. How could I have done this? I've released over half a mil, and I was feeling like I had not got it together, and I messed things up royally, and there was never a way to come out of it. There was a lot of shame, because I'm supposed to know better and do better, and I've failed once again, and all of that stuff was present for me.

Pritranjan Hothi:

What made you feel like this program could help? I think it was, and I can't remember, I've been trying to recall it, I think you were present in one of Doctor. Shefali's. So I've done I did a program with her, and when you came around, I was like, she's gonna help me. Your energy, the way you speak, the way you present, like, feels like raw truth to my soul.

Pritranjan Hothi:

And I felt like I was gonna get extreme value from you, and you presented value when you came about. What was it? Good With Money? Yep. Or was it it was actually not Good With

Kate Northrup:

It was a different one.

Pritranjan Hothi:

Yeah. It was one of your freebies. Yeah. Right?

Kate Northrup:

Yeah. Now it's called Good With Money, but I used to I used to play with titles all the time, and now I just stick with one

Pritranjan Hothi:

Yeah. It it was something about bringing something big in. Yeah. Wide receiver. Wide receiver.

Pritranjan Hothi:

That's it. Thank you. Wide receiver. And I did all the homework. I was so invested, and I was like, okay.

Pritranjan Hothi:

I thought I looked at numbers. I thought, I mean, I have a way, I have a system, but it wasn't the best system, and I was making things really bad because of what had just transpired. I wanted a different way to look at things, and I'm always in a space of learning more. I have gained so much knowledge. I've been in the personal growth work for many, many years, and there's always more to learn.

Pritranjan Hothi:

And this was a place that I was not getting it. Money was not a place I was getting it. There's a lot of fear around it, a lot of judgment around it. You had the answers that I needed. Wow.

Pritranjan Hothi:

Amazing. Well, thank you, doctor Shevalli.

Kate Northrup:

You only need to share the details that you care to share, obviously. You said you had released half $1,000,000. So was that in investments that you weren't gonna make back, business startup costs, some sort of something?

Pritranjan Hothi:

All kinds

Kate Northrup:

of things. Oh, all sorts of things.

Pritranjan Hothi:

So it was all in the same

Kate Northrup:

of things.

Pritranjan Hothi:

Yes. So I love how you present the idea of energy, like, coming to you, and then you need to steward it to the ways that can work for you, and then you multiply it, so that the system is amazing. I wish I had seen the system before I started my business. I left a career, and I took a chance on myself, and I actually started working with his his past now, Bob Proctor, I became one of his consultants, and I had the privilege to work with him on several occasions, and I did well. I really was in my core and my center, and I remember getting very scared of this success, but I didn't know that's what I was doing.

Pritranjan Hothi:

Like, now I know because of your work, but I didn't know that that's what was happening. I was afraid of not making clients, when am I gonna drop this, how am I gonna And even his work helps you go through it, but as we all know, when you're in it, sometimes you don't see it. Right? I needed someone who could show me. So how I released that money, I started investing in people that would help me grow my business too soon.

Pritranjan Hothi:

I found some scammers that took a big chunk of money from me. I did have a marketing team that I was paying a lot to, but that was also taking me out of my business. So everything that I was good at, I was no longer doing. I gave people money to save me Yeah. And get me out of the place I don't wanna go.

Pritranjan Hothi:

And you know that when you do that kind of vibrational work, you're not talking to people, you're not coaching people, you are in a space of needing time for yourself. And you gave me permission to accept that as okay when I went through it. You weren't there when I went through it, but now I have peace with, like, the understanding of that. But, yeah, so I lost money with the investments in that, then I went and bought that big house because, like, I can, my income supports it, and and then I couldn't deal with the high rates, which a lot of people are experiencing now, and I so relate to them, and I feel, and I understand. So I'm really grateful for all of it, because I have a deeper understanding of that pain.

Pritranjan Hothi:

It was very painful, because I'm a mom of two, and I and I'm a single mom, and I need to do better, and I didn't do better. I so that was really big for me.

Kate Northrup:

Yeah. Yeah. So as you were going through Relaxed Money, what were what were the pieces of the method that really stood out for you that really made a difference?

Pritranjan Hothi:

I feel like one of the things was accepting accepting where I'm at, and allowing it to be. Like, it's okay. And I might have to do some nervous system work, which, like, my body is telling me stuff. I I gained a lot of weight. I was in a lot of pain, I didn't do well with my health, and I feel like your work is actually allowing me to recognize my body.

Pritranjan Hothi:

I actually took time off of work because I was not healthy, I was not feeling it. I was in freeze, and I was just pushing through life. And again, I should know better, and I think the work that you gave allowed me to have a way to process what I was going through without making myself feel like there's something wrong with me. It's not, there's nothing wrong with me anymore. It it there was never anything wrong with me.

Pritranjan Hothi:

I just needed, like, the tools to hear what's going on with me so I can process it, and be able to see something else. Because if I'm stuck in it, I will not see anything else. I'm not giving myself the opportunity to. I was binge watching TV, ordering Uber Eats, money was getting tighter, and then I was spending more. It just didn't make sense.

Pritranjan Hothi:

Like, your your money's tight, Why are you spending all this?

Kate Northrup:

Yeah. So you were able to really identify what was going on at a deeper level. So much deeper.

Pritranjan Hothi:

Yeah. Like, oh my gosh. The stories that have come out of me of like past generational trauma, as things that I didn't even know were there, because you gave me the tool to listen, do some regulation work. I didn't wanna go for walks in process, and and it was go for walks and process. Right?

Pritranjan Hothi:

And I did. And oh my gosh, I realized I had been molested at some point. I didn't know that was there. I I realized the patterns within my family that's deep for me that maybe people aren't aware of. But for me, there's so much release, so much peace, and I do have love for all of my family so deeply.

Pritranjan Hothi:

It's it it there's a space it's going into now. It's not just surface level. It's like in me.

Kate Northrup:

Did you have any hesitations when you were considering signing up? And if so, what were they?

Pritranjan Hothi:

Absolutely had hesitations. Money. Like, my problem was money. So, like, how could I keep spending money on personal growth things, you know?

Kate Northrup:

How can we spend money to fix our relationship with money?

Pritranjan Hothi:

Yeah. I get it. Yeah. Absolutely. And then the failure too.

Pritranjan Hothi:

Prove to me that this is gonna work. Like, we know how many people do that. Like, they want the change, but then they want the proof that it's gonna change, and it's not tangible always. It had to take a little bit of regulating through, again, the second time. So you did the wide Yes.

Pritranjan Hothi:

Receiver receiver the first time. You did

Kate Northrup:

Good with money.

Pritranjan Hothi:

Good with money. Yeah. And with wide receiver, I did all the homework, and I was a sure in. Like, I was supposed to sign up, but I just couldn't I just couldn't do it. Just finished with Shefali, and I had spent the money there, and I was like, okay, like, can't keep spending money on me.

Pritranjan Hothi:

Like, this can't be like something, you you don't do that. You gotta be more responsible. You've been irresponsible enough. And then it just kept coming back. Your freebies are, I think, like, you should charge for them, because they're

Kate Northrup:

so beg us to buy them. They're so good. When we finish the workshop, and we stop making it available publicly for free, people beg us, and they're like, can I just buy those replays from you? I I aim to make it Just do it. Because people are investing their time.

Kate Northrup:

Yeah. And I wanna make sure that's worth it.

Pritranjan Hothi:

Yeah. I was surprised. Like, I was really, like, into it and everything. And then the second time, I didn't I didn't I signed up, but I didn't do the homework, because now that fear took over even more. And I was like, wow.

Pritranjan Hothi:

I'm actually I went backwards from not signing up, and I was like, okay. I have to do this.

Kate Northrup:

Because you could feel the tension in the differential.

Pritranjan Hothi:

I was I did the homework every day, not because I wanted to win the prize, not because I wanted to be like, oh, yay, good me. It was because I wanted to know. Yeah. You wanted the result. I I wanted the result.

Pritranjan Hothi:

I wanted to know what I need to do, how to do this, what's the system, and when I did the work, I felt good. I felt like there was and even my kid, my my daughter, she noticed it. She's like, she noticed it not from the program, but in my life. She's like, at that time, mommy, you were taking your walks, you were doing this, like, you were really what happened? And it's because I didn't move forward with it, because of the fear of the money, and the fear of if it will help me.

Pritranjan Hothi:

And I was like, if it doesn't, then I'll have to figure something else now, but what are my other options?

Kate Northrup:

So you took the chance, and now I'd love to hear about some of the tangible and intangible ways that it's made a difference for you with your money.

Pritranjan Hothi:

So many things. So one, my son moved out. He moved out, and he's living with his girlfriend. And I thanks for Shefali's work, was able to deal with that. Right?

Pritranjan Hothi:

Because like, what? You're going where and what? Right? Because from an Indian background, that's not like something you do. I was able to celebrate that and then notice, okay, we're we're living somewhere where got four rooms, and there's only two of us.

Pritranjan Hothi:

Like, why don't I rent the room out? Like, before, I I did have a tightness around that. Like, it was like, I don't want someone in my space. I don't wanna share this space. I don't want to have this like, let's just move.

Pritranjan Hothi:

Let's go somewhere else. Like, all these things, all these ideas, but what was easiest and worked for the energy work I had done, like the the clearing we had in our space, the grounded like, we were in the right energy in the home. It's just it was a lot more for the two of our needs. I was able to work into what I want instead of what I don't want. Right?

Pritranjan Hothi:

Okay. I don't wanna be someone in my space, all this discomfort. Well, what would it be to to have somebody, and what would that feel like, and what would that person need to be like? Right? So it was a female.

Pritranjan Hothi:

Sorry for males, it's just That makes perfect sense. Yeah. It was someone who's vegetarian. Actually, we posted the listing, and we didn't write vegetarian, and people were coming, I felt my body, Kate, because of your work. I felt my body saying, I don't want that.

Pritranjan Hothi:

I really don't want that. So I said, thank you for your interest. And fortunately, I felt into that, and it doesn't feel right for me, and I really hope that you find the great a great place, but this one, this is not a match. Right? And it was amicable, it was great, it was like, I'm like, wow.

Pritranjan Hothi:

Who am I? I'm a place. Boundaries. But when I asked, like, when I asked what I wanted, and I changed the listing to the vegetarian, the same day, she was searching for a listing. The same day.

Pritranjan Hothi:

And she is amazing. Like, the most perfect match for me and my daughter, we love having her around, and she needed us just as much as we needed her, and she contributes to

Kate Northrup:

Amazing.

Pritranjan Hothi:

Right? So that's one. Like, since then, I've gone to BBD Live, I've signed up for BBD Live, the nervousness of it, it hasn't been there. I'm actually gonna be working with someone else that we were that we met at BBD Live. So I'm able to make clear decisions on where I wanna go versus before, it was like, just go spend.

Kate Northrup:

It was unconscious.

Pritranjan Hothi:

Yeah. And what am I gonna gain from it? I can sit with it and ask myself, what do I want from this? And I feel like this is gonna be a really good year for me. I mean, I'm here, and I feel this is the beginning, and this is awesome.

Pritranjan Hothi:

Coming back to your boundaries. Oh my gosh. So when you had agreements when we signed up for their program, they're very clear. And I was just like amazed. I was amazed because I found those boundaries, or the, what do you call them?

Pritranjan Hothi:

The agreements.

Kate Northrup:

The Yeah.

Pritranjan Hothi:

The agreements. We're very straight. Like, you are responsible for this, and I am responsible for this. And I'm like, wow. I could have done that in my work, and I am going to put that in my work.

Kate Northrup:

Do.

Pritranjan Hothi:

Right? Yeah. But it's, like, very clear. It

Kate Northrup:

changes everything in the dynamic of a currency exchange. Because if we both know what we're responsible for, we can also relax around the things we're not responsible for, and we can also trust that the other person's gonna follow through, and everything's super clear, so there's not static on the line. That's right. I'm so glad you liked those.

Pritranjan Hothi:

I the it was so clear. I took so much value from just the beginning of that program. I'm like, there it is. This is great. What?

Pritranjan Hothi:

I got what? This is amazing. Because even like for me, some of those people I hired that stole my money, I didn't read the contract. I I heard what they said, but there wasn't written, you know, so there's nothing to go back to. So there was no boundary, no agreement really, and then I'm giving you my money, and you're gonna do whatever you want with it.

Pritranjan Hothi:

Right? So that gave me what I needed.

Kate Northrup:

I love that. You never know. Yeah. You never know. When you feel drawn to something, you never know where exactly you're gonna get the value.

Pritranjan Hothi:

So true.

Kate Northrup:

It sounds like you've, you know, received it in a variety of ways, but is there anything else that you would want someone to know who's considering joining this program?

Pritranjan Hothi:

Yeah. Investing in yourself, you'll always get back what you put out. I'm a strong believer in when you sign up for something that's telling the universe what you want, and whether it comes from the program or in life and what's going on, it's happening for you because that's what you stamped into your reality. It's gonna happen. Two, you're so authentic.

Pritranjan Hothi:

Your team is authentic. Who you are here is who you are in the background. I mean, I'm not in your house, like, all day long, but my my energy, I am an intuitive, and when I'm around you, I feel the authenticity. And how you deliver, it's not just money. It it it's not just money, it's life.

Pritranjan Hothi:

And the messages you give are so deeply rooted in a way of living, and what people need to get in life. I'm a spiritual real like, I was born into a Sikh family, and I've learned the Sikh practices. I had a guru who was Sikh man, and what we learn about life, this vessel that we have, is to live authentically and truthfully, and stay connected. So that when we leave this body, we know where home is, and I feel your work is so aligned to that. It's not about the money, but we need it.

Pritranjan Hothi:

But it's much deeper than that, and I feel like people who want to connect to a higher version of themselves pass money and do well with it. I love that.

Kate Northrup:

You mentioned that the agreements at the beginning of the program inspired you to tighten things up in your agreements with your clients, and I'm curious if there are any other ways that doing the work in Relaxed Money has impacted your own business.

Pritranjan Hothi:

Oh, 100%. So I'm revamping. I'm getting more clear on how I wanna deliver. Your guests were amazing at the event that we had, profound. And I started to see who I am at a deeper level that what I can deliver, I can accept for myself.

Pritranjan Hothi:

And it's it's not everybody else's programs, but what I have to offer, that authenticity. And people are seeing my ability to see them so deeply, and I see a vibrational, like, show up, like how everyone's showing up and coming to me. The messages are so clear. Like, the clarity of the message is very, very, very clear. So I am again, like I said, I'm revamping.

Pritranjan Hothi:

I have a lot of certificates and things under my belt, but I also have my gifts. And I'm really in the space of accepting those gifts and expressing those gifts in the people I'm around, and they're gonna get the best version of of me, because that's who I am. And you've given me permission for that. And so with my work, I think what's what's coming is to be able to deliver what I do in such a beautiful way that's gonna impact people. I've already impacted people, and I have clients that have told me the impact, but I couldn't really I didn't believe it or accept it.

Pritranjan Hothi:

It was like, by chance, that's happened. And it felt it feels great. But to know to know who you are and operate from there is a very different place to operate from. Yeah. So powerful.

Kate Northrup:

Yeah. I can feel that you were able to begin to really take it in Yeah. About yourself and feel your wholeness.

Pritranjan Hothi:

It's so much more than money.

Kate Northrup:

Thank you so much for sharing your story today. If folks listening wanna connect with you and learn more about you, where can they go?

Pritranjan Hothi:

R hothi Instagram. My website is getting revamped, so I'm not gonna put that out there. But r hothi, and my full name is Prit ranjan, p r I t r a n j a n, and the last name's Hothi. I like to say hottie. And, yeah, you can find me on Instagram at R Hothi.

Pritranjan Hothi:

Yep.

Kate Northrup:

Thank you so much for being part of Relaxed Money, and thank you for being here today.

Pritranjan Hothi:

Thank you for your gift and sharing it. Thank you for going all out and really truly knowing yourself because you're giving permission for others to do the same.

Kate Northrup:

Thank you.

Pritranjan Hothi:

Thank you.

Kate Northrup:

If this episode sparks something for you, don't leave it as just an insight. The recalibration field guide is where you turn what you heard into movement. Inside, you'll map your current money ecosystem state, audit what's supporting you and what's leaking, and identify the next upgrade that will actually change how money moves in your life. The listeners who download it and use it are the very same ones who will come back and tell me that everything shifted. You can download it for free at katenorthrup.com/fieldguide, and the link is also in the show notes.

Kate Northrup:

I'll see you in the next episode. Folks like you who keep things moving for themselves and other people in their world can often be the bottleneck when it comes to big money decisions. They can send us into stress, old patterning, constriction, and procrastination and delay. And when we delay big money decisions, it's expensive, not only with our time and with our energy, but actually, literally, we lose money. But there is a beautiful, proven, solid framework for making any big money decision.

Kate Northrup:

So it's grounded in soul. It's grounded in strategy. It's grounded in real numbers, and it's based in your vision and where you are going, not where you have been. It's called the big money decision matrix. And today, you can download it absolutely free and run it on a big money decision you have in your life right now.

Kate Northrup:

Go to katenorthrup.com/matrix and download it and use it today. The link is also in the show notes.