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Specializing in seller financing, Dawn is a visionary real estate professional who gets families into (or out of) homes and investments in a way that empowers and enriches them, as well as the communities in which they live… with or without banks and regardless of market conditions. Dawn is the antidote to America’s addiction to Wall Street’s financial opium. She makes the powerful, non-bank, strategies usually reserved for sophisticated investors accessible to everyday people, making or saving them thousands and instilling hope as she illuminates hidden opportunities. As a seasoned note investor intimate with seller financing and the secondary market for private mortgage notes, she provides mission-critical expertise that is extremely rare in today’s marketplace. Sellers: know what your note will be worth before you create it. "Landlord Liberation", "Buyers: The Seller is Your Bank" and "Note Investing for Newbies" are key gateway books for those wishing to engage with The Realm. Visit www.NoteQueen.com.
That's exciting because it's hard as an entrepreneur. Right? Oh, for sure. So let's get on and get this recording going.
Tim:Awesome. Yeah. That'd be great.
Dawn:Hey. Welcome. This is Dawn Rickabaugh, notequeen.com, and I have my special guest back again because I really, really like being on the call with this guy. His energy is just a perfect match and gets me more excited. This is Tim Street of the full foolproof FSBO.
Dawn:Right?
Tim:That's it, Dawn How are doing? Good to be back. Thank you for having me, and and I love being here too.
Dawn:Oh, fantastic. You know, just before we started recording, you were saying that you have some exciting news.
Tim:Oh my gosh.
Dawn:Yeah. I mean, just tell us a little bit personally so people get to know you the the way I'm getting to know you.
Tim:Well, for for those who may or may not remember, I have a very small Airbnb portfolio. Just so three three homes right here in in Florida, Central well, East Florida. And my wife and I went out to visit one of my friends who lives down in a place called Bocas Del Toro Panama, which is a little Caribbean archipelago down there. It's the island chain off of the mainland. And darn it all, if when we weren't down there, I didn't see a gorgeous place that happened to be for sale.
Tim:We put in a offer that I didn't think they would accept, and lo and behold, they accepted it. And so here we are marching it. So now we are going to be a international company because
Dawn:How does that stick?
Tim:Yeah. We have our Florida rentals, and now we're going to have this. And and the one down in Panama, I I you know, the vision for that one is just so much grander. Here in here in Florida, could do some cool stuff down there. We're gonna have an on-site professional chef and a bartender and a Wow.
Tim:I mean, it's just gonna be amazing. We're so excited.
Dawn:Wow. That's that's really exciting. And I think that there's a trend of people wanting, you know, other places to live or to to go to. And so you kinda get the best of both worlds where it's gonna make you money, and it's gonna be this great, you know, backstop for you or even just vacation spot, you know, where you can spend spend a couple months a year down there. So
Tim:Yeah. Yeah. That's it. Having having a vacation spot that you actually enjoy going to, and then it it happens. Like so from where I sit, if all it did if all it did was breakeven and pay for itself, man, I would be thrilled because it's that kind of place.
Tim:Like, it's just gorgeous. You want to be there. You know, the fact that it might even do better than breakeven, hey. Even cooler.
Dawn:Yeah. I I mean and so your wife's in real estate too. So just anyone listening, if you if you think this you've been wanting to do something like this, but and you want someone who's already down there and and knows how to manage air Airbnbs, and, your wife is an actual is she a broker, salesperson?
Tim:She she's an agent just like I am. Yeah. But she's she's a practicing agent. I like to call myself a recovering agent.
Dawn:A recovering agent. Yeah. Yeah. So, you know, you guys would be a great resource for someone
Tim:For sure.
Dawn:Just in that regard. What are you seeing? You know, it's been a while since we talked. What are you seeing in the market? You notice any trends in general?
Tim:So yeah. I mean, obviously, every time there's a war that breaks out, there's a ton of uncertainty and, you know, especially when that war is arguably one of choice. You know? And and so then instead of, you know, us just worrying about, you know, hey. Are my kids safe?
Tim:Hey. Are you know, is my my son who's, you know, in the air force or the marines or wherever they are, you is he gonna make it back safe? Now you have that anxiety coupled also with like a little bit of anger of what in the hell are we thinking? What are you doing? And I'm hearing that from people all over the political spectrum.
Tim:It doesn't matter if they voted for a president, they didn't vote for a president. A lot of the uncertainty out there is just like, okay, really? Was this the fight we needed to get? We got vets under bridges, sleeping homeless. We've got people who can't afford college or medical care.
Tim:And then we're giving all this money to countries who have free medical care, who have free college for other kids. And it's like a lot of the sentiment I'm hearing out there is, what are we doing number one, a budgetary perspective? And number two, what are the deleterious effects going to be on the housing market? Because anytime there's uncertainty, anytime there's inflationary pressures, the canary in the coal mine has always been the housing market. And we can always judge the health of an economy based on the housing market.
Tim:And I think that's why we weren't exactly in boom times before all this started. And then for us to just get another kick in the shorts with this kind of thing. I know that there's a lot of uncertainty going around. There's a lot of kind of people are are holding their cards really close to their vest, trying to figure out what's going to happen in the future. That's what I'm seeing on you know, in my little my little Periscope that I'm looking through, but I I don't know about how you how's how's things going for you, Dawn?
Dawn:Yeah. Well, in in general, you know, there there is a little more stress in the market, and you can say all day long, you know, well, the numbers are this, and CoreLogic says this, and and the real board of realtor said this. Well, to me, if I just judge by my own little neck of the woods, my own little portfolio, I've got more defaults. I've got more more people that are, you know, scrambling or they lost a job or their husband just died or something like that. And, you know, it's nothing in the last couple months or three months since we talked has helped my kids to to be able to buy a house, though, either.
Dawn:So prices are still up in in a lot of areas, although in arguably in some, they're already down 30% from the highs COVID time highs. Yep. But, you know, I was taught if you look at some of the reports that are out there, Florida has some of the worst downturns, but it also has some of the highest upturns too. So it seems to be just hyper local by county, by city, or whatever. I I don't know the name of the little town that's right there by the rocket launch sites.
Dawn:I I forget what it is, but they're they're the high I just was talking to a guy at a conference in Nashville, less than a week ago, and, he's saying we've got the highest U Haul in rates, and he bought up, over five years, bought up a whole block. Uh-huh. And he's gonna redevelop it. Maybe Titusville? I may I don't know.
Dawn:I can't
Tim:So, yeah, Titusville, Port Saint John, Merritt Island, Port Canaveral, Cape Canaveral, they're they're all kind of in that Yeah.
Dawn:The city of Somewhere around there, and he says we got we you know? So in our area, it's crazy. But in other areas, you know, you've got inventory stacking up, and, you know, these sellers really aren't aren't getting as much traction as they used to. A lot of people canceling escrows, sellers doing multiple price reductions. But everything's sort of in the I don't know.
Dawn:It kinda feels like we're in this weird just stay this limbo. Like, it just feels like regardless of all the noise, energetically, it feels like there's something big coming that's a surprise, like, something that will change a lot of things. And I don't know what that is. I'm gonna imagine it could be as amazing as as not amazing, but it just feels like all of this maybe is to force a big change, you know, order out of chaos. You you know, the fourth turning.
Dawn:I don't know if, you know, follow any of those kind of terms. But, you know, when when we're at a point of changing a whole system, usually, it's chaos is the is the precursor to that. And as our old institutions kind of crumble, even the bond market is is probably gonna be in trouble. It may be even more the canary in the coal mine possibly than Yeah. Than housing this time.
Dawn:Yeah. Who knows how far credit the private credit issues will, you know, be a contagion to other things. But, I guess, and more, I don't know about you, but, like, it's so the more noisier and crazier it gets, the more I just go I get quiet. You know? And I'm and I'm very intentional about how much time I'm gonna let it drive me crazy.
Dawn:You know what I mean? Just like, let's let's just remember, life is simple. I get up. I eat. I exercise.
Dawn:I put I water the things. I nurture my relationships. You know? I help my clients. So I don't know.
Dawn:But, yeah, to to me to me, it's like, I don't know what's gonna happen. So that's why I mean, I love real estate and notes, and I have, you know, probably more of notes than anything, but, I've got lots of different types of segments. Okay. If this goes down or if this happens, this will go up so that I'm not gonna lose everything. And I think the whole $60.40 thing that a lot of retirees are counting on is is probably probably risky at this point.
Dawn:Mhmm. What do you think?
Tim:Well, I think it's clever that, you know, you you almost set up your own internal hedge fund, right, where you're hedging no matter what way the market moves, you have something there that's going to benefit. And the trick is is figuring out how to balance it so that the most likely beneficiary of that is absolutely going to drown out any of the liabilities they have. That's not an easy thing to do. It's funny you talk about this kind of being on the precipice of things. I think a lot of people are feeling that.
Tim:There's a huge spiritual component to all of this that we're going through. And it hasn't been very fashionable probably since the late '70s, early '80s to talk about spirituality as it relates to what we would always consider what were were more hard sciences, like economics and, things like that. But but I I I think, you know, there's a really interesting trend in in you know, this isn't to tell people what they believe in is right or wrong, but there's a very interesting trend where you look at the belief of non belief, atheism, you have people who just believe in nothing, just pure science. We exist as an accident of nature. And it's interesting because as you talk to people who are theoretical physicists and who basically devoted their lives to science and pursuing truth that is science based and the scientific method, it's funny, you find this weird bell curve where people who aren't very familiar with the science, they tend not to be atheistic.
Tim:They tend to believe in in some sort of a god or or something. And then you get into this curve of of people who who are, you know, somewhat educated, and that's where atheism tends to peak, where where you just do do not believe in any spiritual component. And what's interesting is as you come over that crest and you get into the higher people who've actually delved into the very nature of what reality is, their belief in a higher power actually goes back up again. And and I and I bring that up to say, I want people to stop being afraid to talk about spirituality. I want people to understand that, look, when we talk about things that are real, we talk about nature, we talk about science, you cannot have a real discussion about that if you don't bring a spiritual aspect into it.
Tim:Because there are things that we cannot explain with science. There are things that happen that, and this, I've heard a lot of people say that, well, people try to rely on the supernatural because they're uncomfortable without there being an answer for something. And sure, I can understand that. Of course, I think what was the old saying? If there were no god, man would have invented god.
Tim:I think that was the a saying by an old philosopher. And I I understand that there's an element of that that rings true. But where that breaks down for me personally is when I hear completely, like when I hear you say the fact that you feel like we're on the trend, we're the cusp, the precipice of something, that's a feeling that's shared on a subconscious level, I think by a lot of people out there. And you would only know that if you if you open yourself up to the idea, just the possibility of there being maybe an unspoken layer of of our existence, of of reality. And it it only when you tap into that, when you when you at least open yourself up and say, listen, I'm not the smartest person in the world.
Tim:I don't know everything. And when you have that kind of humility to say, look, I'm I'm a flash in the pan. I'm a I'm a blink of an eye of a I'm this 4,000,000,000 year old planet in a 20,000,000,000 year old universe. My 85 year old life expectancy is me. It's nothing.
Tim:So once I kind of humble myself to get to there, I'm very capable of admitting there's forces at work much bigger than myself that I will never understand. And, it's it's it to me, it when you ground yourself there, it's only then when you could start to understand the reality that's happening around you.
Dawn:Yeah. Wow. That that's a lot to unpack, and thanks for for sharing that. Yeah. It isn't it isn't like, people listening to this will probably go, wow.
Dawn:She doesn't usually get that woo woo. We know she's woo woo, but usually doesn't, you know, go that far. But, you know, just yesterday when I was holding one of my, property and paper live sessions that I do twice a month, I was sharing that at the conference, it's it's expected that, that the defaulted note business, will do well over the next three years, maybe starting next year or something like that. And, obviously, that means that there's some pain in the market.
Tim:Yeah. It's sad.
Dawn:You know, commodities are expected to go up. Yep. They gotta get the printing press going or the bond market and other things. It's just gonna work, but, you know, they're gonna have to save it. So they're gonna print, but, also, it just feels like then I had someone else come on and say, you know, here's the hard facts.
Dawn:All those people are just you know, they said the same thing last year. And you know what? Just because something didn't happen already doesn't mean it's going to. Right? I mean, who who saw who saw silver and gold gold doubling in less than a year?
Dawn:Right?
Tim:Nobody. Well, very few people. I mean, hey. That's like the guy who
Dawn:drinks and drives. Yeah. It's just yeah.
Tim:I didn't crash yet. I haven't killed anybody, so I wanna keep driving drunk. That's not really smart.
Dawn:Oh, yeah. No. That's that's a really good analogy, actually. And because I feel feel like the market's driving drunk because you got the people with assets. And as long as the stock market is up, as long as they look at their four zero one k and it's up, they're fine.
Dawn:But as soon as it drops 30% or more, they're gonna start sweating it and go see, if they could get a a job at Walmart as a greeter or something. You know what I mean? Then
Tim:I gotta show you this.
Dawn:What?
Tim:Don't I don't know if you could see this. It's probably not coming through.
Dawn:It's not in focus.
Tim:I'm sorry. It's a debt badge. So this I I literally you're you're you're bringing this up, and and I just had to throw this in. I got the coolest thing. It's a it it's from Thomas Massey, but it's a it's literally The US national debt, and it's ticking up at such alarming rate.
Tim:I keep this on my desk because
Dawn:Yeah.
Tim:Yeah. It's it's crazy. We're at 38,918,918,000,000, and it's go we're spending about a $100,000 every second I'm talking right now. How sad is that?
Dawn:That's where this comes from? Anyway, we but you know what? We we all know somewhere that fiat currencies die. They have a life cycle, and we're at the we're at the end of ours. And it it's like the people that are just going along feeling great, putting every last dollar they have in the S and P 500, man, I I worry about them.
Dawn:You know? They just don't have a so so to me, I feel like something you've got globe you've got financial resets, that are planned by more than one party. Right? So which financial reset is gonna win? The one that, you know, traps us and we're more and more dead slaves all the time or the one that liberates us?
Dawn:And I think, you know, I I guess it's debatable on how many people wake up, how many people decide to take control, decide to go, how could I? If I didn't like the reset that came first, what would I do? Because I'm already planning. How would I live outside of the matrix, the system? And it comes down to do you have water?
Dawn:Can you grow your own food? Can you have some meaning, you know, of exchange? And and and, really, if it came down to being that simple, it we'd probably all be a lot happier. I mean, I
Tim:Oh my gosh.
Dawn:Or just just, when we used to live we in LA, our little getaway was a little tiny cabin without running water, no flush toilet. We had to hike in a mile and a half just to get there with all the kids and all the food and the three dogs. Right? It was it's quite a circus. But it was so simple.
Dawn:It literally really was Trump would carry water and, like, make soup on this little stove, this little propane stove, and you get the the mules to bring in the propane. You know?
Tim:That's amazing.
Dawn:And we those were the happiest times. Most people and then your friends that were in the canyon, they they were your special, like, just an eclectic group of people. So, really, we got so complex, but I think being forced to get back to some of the basics, because I don't I don't plan to be forced into a fifteen minute city or a FEMA camp or whatever it is the the parts might have planned. I I'm not gonna be that person.
Tim:Nope. No. I I'm I'm with you. I'm I'm a 100% with you. And it's it's funny you're saying all these things because I I wonder again, I do believe that there's reasons for, you know, we are provided information, I think, at certain points in our lives, and it becomes pivotal.
Tim:And so this whole Panama excursion, it's on an island. Like, we're buying it's literally this thing we're buying is an island. It's two and a half acre island. There is no, there's nothing. So all of our electricity comes from solar.
Tim:All of our water comes from rain. Thank God it's a rainforest, right? But all, like everything is self sustaining. You have to, and I think that's one of the things where I I love this place. I love the idea of this place because not it's not just a a financial investment.
Tim:I I truly believe, like, were things to go south? I think that's a wonderful place to be because you truly are able to have things like refrigeration and food and be self sufficient. Have water. And you're right. There's something there was a gosh.
Tim:I can't remember the name of the documentarian. Warner anyway, great, great documentary called Happy People. And it was a a document a documentary about a tribe of folks who lived in a brutal part of Northern Siberia. I mean, was awful. And they were smiling, happy, cheerful people all the time.
Tim:And the reason is, is because they just, they lived. Like that was the thing is they lived. They weren't worried about their stock options. They weren't worried about what their cardiologist was saying. They were, you know, they had, they had like, this is their life.
Tim:They they went out, they hunted, they fished, they gathered, they came home, and they spent time with their family. And it was just amazing to me that that they could be happier than the guy you see driving a Ferrari with a job that pays them half $1,000,000 a year, a 10 out of 10 wife, you know, with more, you know, with and it's like, you know, all this stuff and yet he's less happy. He's the guy that's on antidepressants. He's the guy that's wondering if there's a point to all of this. He's the guy that's drinking himself to death every night because he's not happy.
Tim:Like, ain't that an incredible dichotomy?
Dawn:It really is. Yeah. I love that you brought that up. Yeah. We've we've been sold a a bill of goods.
Dawn:Here's what you should want, you know, by all the media. And, have you ever
Tim:Yeah.
Dawn:Watch have you ever watched, it's called Planet Mind Control? It's like a documentary or something. I thought I would you know, I consider him, oh, I'm all awake. I know all this stuff. You know, I I probably won't he won't learn anything watching it, but I thought it was very enlightening.
Tim:I gotta check it out.
Dawn:It's only, like, an hour long, but it just shows you how mind control actually works. And they took three TikTok superstar kids. Right? And they they did this little exercise, and they thought that they were immune to they were the ones that created reality reality. Right?
Dawn:They're the ones that told everybody else what to think, and the eyeballs were on them. They didn't think they could be mind controlled at all. And so it was really interesting to see that they all at the end of it, the you know, there were there was a few things that that prefaced their little meeting and a few little visuals and a few little words that were said, very, you know, unsuspecting. Now he's like, okay. All three of you, go out.
Dawn:Here's your playroom. You're all in separate areas. Here's your props. Go make a TikTok video. And they all come back, and they all made almost the exact same TikTok video.
Dawn:No. The exact same props. Okay? And so, you know
Tim:I have to check this out. It's it's called what?
Dawn:What's it called? It's called Planet Mind Control by Jason Kristoff. He's he's a pretty interesting follow. I think he would like.
Tim:I'm definitely gonna check that out. I find that stuff just fascinating because I I feel like I feel it all the time. I feel pressured to feel a certain way. I feel pressured to think a certain way. And, like, it it's like why it's why we live in a country that is so 100% divided between, like, the democrats or republicans.
Tim:But if you ever get those people in the same room and they talk face to face without the without the puppet masters telling them how to behave, they're going to agree on 85% of
Dawn:I think so too.
Tim:They they both agree we should help poor people. They both agree that things should be fair and the deck shouldn't be stacked against them. Everybody agrees that life has value. Like, you take away all the buzzwords, and you take away the words like abortion and welfare and racism, and you take all that crap away, all the labels, and you just get people behaving as people, and you get do they stop being at each other's throats? And I think the greatest I great when I say great, I mean, devilish evil.
Tim:One of the most horrible, but the greatest feats that the power structure has ever played on we, the peasants, is to make us think that we're enemies with each other and that they're the ones that are fighting for our rights up in Washington. See, when in reality, they're all in cahoots, and it's them versus us. And and when more people wake up to that, I think we'll be in a better place.
Dawn:Oh, 100%. I mean, that's their biggest fear is that we will realize who we are. We'll we'll unite, and that's the end of them. Because they don't have really creative power. The power they have is using us to use our creative powers to to, you know, create the outcome that they want to see.
Dawn:So when we take back that power and we're like, yeah. No. I'm I'm yeah. Thanks for thanks for playing, but, no, I'm I'm I'm not gonna do that. I'm not gonna get outraged.
Dawn:I'm not yes. I'm deeply grieving for the suffering
Tim:of Heck yes.
Dawn:So many people. But in terms of letting the media spin this story and that story, I'm like, you know? And everything is like you see it on the the news or or blog or a YouTube or an email, and you're like, maybe. Maybe. But, you know, just coming back for us to keep our our power, is so important.
Dawn:And then that's kinda how, just kinda pulling in business a little bit because talking about seller financing and the note business, what it means to me is that we're literally able to create a unplug from the matrix and create a system that works and makes them optional, if not obsolete. Because if you I love that. If you've got we've got this silver tsunami, this aging population that needs to sell, needs to downsize, and they need retirement income. And then on the other hand, you've got all these millennials that they're ready to buy, but, like, the prices and the rates being up at the same time is just not gonna work. So if we can put these two people together, and even better, if they're in the same community
Tim:Mhmm.
Dawn:You end up caring for each other because you know the well-being of of each party is your own well-being. Like, you're a Siamese twins. Whatever the one two two heads, but whatever they eat affects the health of the whole body. And where the note business comes in is that if that seller who carried paper for owner financing, if they ever need cash to get out, we need private people going, okay. We'll give you the cash in exchange for the payments from this borrower over here, and you can move on with your life.
Dawn:And so, you know, so my whole business really works best and excites me the most in the framework of community where regular people next door become your angel investors. We're all angel investors with each other, and we're all vested in the well-being of the other parties because we literally depend on everyone else to pay us so we can pay them, and they can pay them, and they can pay us. And, you know, it just really goes around that way. Do you in the light of how listings are going, and and people wanting to do FSBO, do you think there's a shift in that? Have you seen noticed anything in your, business with with taking people that are up to the task, that are suited for the task.
Dawn:They have a simple real estate transaction. Tell me a little bit about what you're seeing when you're talking to these people.
Tim:I'm seeing a lot of folks who they're again, they're dealing with uncertainty. And I I think one of the the symptoms of us living in a in a world where we kinda feel controlled and manipulated on a on a certain level, you know, when you're talking about the the the, movie, it reminded me of an article I read where mean, I this is how nefarious they get is they will have two of the exact same stories, on a, but so for example, the one I read about was, a young lady was upset because her husband was three hours late coming home from golfing with his friends. And she was upset about that. And so on her timeline, all the girls were on there saying, wow, what a jerk, you could do better. I can't believe he would do this to you.
Tim:If you were a man reading her post, it's the exact same post, the comments that were exposed to the men were, needy much? How dare she? Wow. Can't a guy have some time off? I'm like, they literally will expose different comments on the same thread based on who you are, whether and and I just I found that one.
Tim:So in light of knowing how manipulated we are, it's no wonder why we're finding people who are just like they're they're opting out. They're like, yeah. No. I'm I I I'm not believing that I have to give up $30,000 of my equity just to sell this home. I know this home better than anybody else.
Tim:I know which floorboard creeps at night when I'm sneaking off to get ice cream in the middle of the night. I know what, you know, I know what curtains I have to close at dinnertime to not get blinded. I know what the best seat in the house is at Christmas, for around the Christmas tree and unwrapping gifts. Yeah, they know this product. So who's going to be better at selling that home?
Tim:Them or some schmuck like me who walks in with a clipboard, walks around for thirty minutes and says, yeah. I can sell this house for you. No problem. So we are seeing that. I think we're seeing people kind of come back, and they're really questioning kind of the dogma that they've been fed throughout throughout the decades.
Tim:You know, you you don't what was what what have we been always told? You know? You never do your own taxes. Well, TurboTax says you can. You don't sell your own house.
Tim:Well, I I kinda beg to differ on that. You can't you can't do home improvement projects yourself really because Home Depot and Lowe's built a billion dollar empire on that belief. And so I think as we kind of continue to move forward and as we see ourselves kind of more susceptible to having things done on our behalf, AI comes to mind. As we find more and more things done where we could kind of not have to maybe wonder about is our doctor doing the right thing. I need to go read these seven medical research papers.
Tim:You just know, you plug it in a Claude, they're and gonna tell you in about five minutes. And that's nice. That's all well and good. But I think as we get more toward that direction, there's another kind of countercurrent about that that says, okay, now that I'm giving the small things off to technology, what are some of the big things I've been told I can't do or I shouldn't do or, hey, for your own good, you know, I'm going to tell you what to eat and drink and all this stuff. And it turns out what they told you to eat and drink was poison.
Tim:You know, what else are they lying to me about? What other things can I do? And I think that I am you know, at first time, my owner searches on Google have always been a very healthy search. But it's interesting because very few people do it. And I think the explanation of that delta between people who inquire about it and people who actually do it is the amount of money that my industry, the real estate industry spends to convince people, hey.
Tim:It's dangerous. Hey. You're gonna lose a lot of money trying to do this on your hey. You're gonna get sued. Hey.
Tim:You're gonna look like an idiot if you try this. And I think more people are starting to buck that advice and say, well, let me just see how big of an idiot I really am. You know? And and they're going to go do their own research, and that's I I I'm I'm encouraged by that. I I truly am in in in all aspects, not just my little dinky business.
Tim:I'm I'm encouraged about that with humanity. That makes me happy to know that people are finally questioning some of the things that they've just been fed over the years.
Dawn:Yeah. I love that. And I I think there is you know, I I mentioned a little while ago when we were starting off that there's a great reset that probably wants to ensnare and be anti life, what I would say. You know? More more slavery, less control.
Dawn:I mean, good lord. Getting through the airport, and I haven't been flying for so long that, you know, the the changes in them clamping down, the more information they need, the less freedom you have, like treating us like cattle like we're the terrorists. You know, it's it's just this creep of surveillance and and and control. It's just like but I really believe, like, okay. There's some big changes, but I feel like that there's some really massively good things coming online just as I at the same time, and it makes sense.
Dawn:Right? That that we go to extremes. You know? Things get as things get darker and crazier, there's a side of us that's getting just more present and more alive and getting the information from the inside, you know, that that heart led led thing. And so when when people besides just taking ownership of their investments, of selling their property, maybe maybe the mass layoffs, right, if people are losing their jobs en masse, well, how many people now are are unleashed to say, what is your gift to the world?
Dawn:What are you here to do? And create your own businesses. It's like, we got all trained that you fit in the widget. You get trained. You fit in a corporation here, here, and here.
Dawn:But as more people where that's falling apart, whether they're just opting out or they got laid off, well, okay. Now start start a business. You know? And and some of those things and I can't wait to see what people will do, you know, when when their true passion is they they learn how to, and there's so many tools now that it's it's accessible for people
Tim:Oh, yeah.
Dawn:To build their own business, and especially when you're just working in community with families and, your neighbors, and I don't know. I I really like that vision. So we kinda went all over the place. As we always do. Yeah.
Dawn:But that's that's part of I never know what we're actually really gonna end up talking about. That's what I really like talking about, talking with you about. So, anyway but just before we get off, I wanna make sure, give your information of how people find you. Because I think, you know, you if you're out there and you're capable of selling your property on your own, you should do it. Right, I?
Dawn:Yeah. So go ahead.
Tim:Absolutely. Yeah. And and it's it's not for everybody. I mean, there are times when trying to sell on your own would be the dumbest thing you could possibly do, and, you know, I I will be the guy to tell you that because I certainly would rather disappoint you with the truth than comfort you with a lie. I'm a pretty straight shooting guy if you haven't been able to tell from my conversation already.
Tim:So, yeah, I I can be found at foolproof fsbo and fsbo of course is F S B O. It's an acronym for for sale by owner. If you go to foolprooffsbo.com/quiz, I got a two minute quiz and it'll tell you, hey, this is a great move for you or it's not a great move for you. But rest assured, whatever it tells you, it's going to direct you to me and we're gonna talk about it. And we'll have a very frank discussion.
Tim:And if I don't feel like you're a great as much as I wanna see you save that money, and I do, There are times where depending on your situation, maybe your time situation or maybe you're involved in a legality, maybe you're going through a divorce, where even if you save the real estate agent commission, you're going to lose on the back end for all the time it's gonna take to sell it. Right. Or all the legal actionability you put yourself in. So, therefore, I'm still going to help you out. I will introduce you to an agent.
Tim:I've already pre negotiated their commissions down. Either way, you're gonna save tens of thousands of dollars working with me. And that's all I'm trying to do, people. I want I want you to have that money in your pocket, not go into some guy's boat payment. And I want you to take that money and put it to something good.
Tim:Put it in an appreciating asset. Buy some precious metals. Get Bitcoin. Do something with it. Please don't put a car stereo in your on your boat.
Tim:You know? Please don't put wings on your car.
Dawn:Yeah. Exactly. Very, very wise. Well, Tim, thank you for your time. I'm sure we'll do this again before too long.
Dawn:Yeah.
Tim:I love it. Thank you, Dawn. Thank
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Dawn:Take this information and go out there and create financial solutions just one mom and pop to another. See you next time. Take care everybody.