Financially Fluent

Summary

In this conversation, Rachel Joy Baribeau emphasizes the inherent value of every individual and the importance of recognizing one's potential. She shares insights on the joy that comes from giving and helping others, encouraging listeners to embrace their worth and contribute positively to the lives of those around them.

Takeaways
  • You are valuable, you're a miracle.
  • If you're depressed or you're hurting right now, you haven't even met all the people you're gonna love yet.
  • You cannot out give God.
  • The joy I feel when I help people is unmatched.
  • If you have margin this year, your time or money, then give.
  • Goodness is up around the corner.
  • You have joy from things happening in my life.
  • Be a cheerful giver like the joy.
  • The world has told you, or circumstances has told you, but you are still valuable.
  • Embrace your potential and recognize your worth.
Titles
  • Embracing Your Value: A Conversation with Rachel Joy Baribeau
  • The Power of Giving: Finding Joy in Helping Others
Sound Bites
  • "Goodness is up around the corner."
  • "You cannot out give God."
  • "Be a cheerful giver like the joy."

What is Financially Fluent?

Welcome to Financially Fluent with Ray Godleski from Southeast Wealth Partners, LLC. Whether you're already retired or planning for the future, navigating financial advice can be overwhelming. This podcast cuts through the noise, bringing real insights from experts who specialize in every aspect of a successful financial plan—including how to adapt when things don’t go as expected. Join us as Ray Godleski answers audience questions and shares actionable strategies—not just empty clichés.

Welcome to Financially Fluent with Ray Godleski of Southeast Wealth Partners. Our goal is to equip you with the knowledge and tools necessary to navigate your financial journey with greater ease and efficiency. Good morning everyone and welcome to the next episode of Financially Fluent.

I am your host Ray Godleski and I am very pleased to have a guest on our show today, Rachel Joy Baribeau. She is the founder of I'm Changing the Narrative. We're going to release this in December.

The holidays are coming up and whether you feel like you have a lot or not, it really magnifies the joy that people experience. It magnifies the pain, unfortunately, for some other folks. So there's people with resources to help others.

There's folks that don't. But either way, we just want to have a conversation today and I know Rachel is going to be a great guest to have on our show for today. She is out there on the front lines.

And so let's go ahead and introduce Rachel. Rachel, tell us a little bit about you, kind of your mission behind I'm Changing the Narrative and your personal story. Yeah, absolutely.

I was a sportscaster for 17 years and it was a beautiful career. Never imagined that I would step away from it and busted a lot of barriers for young women. And older women became the first female host on SiriusXM on their collegiate channels.

One of 870 people in the world to vote for the Heisman and one of very few women to do that. And then got to host the first five years of the College Football Playoff National Championship Games. So really just got to usher in history and make a way for a lot of women in the industry and had a beautiful, beautiful career.

Back in 2016, I saw a problem in college athletics and guys were getting in trouble left and right. There was just a lot of negativity in a sport that I had given my life to cover. Really, like I dedicated my life, I should say, to cover.

And so I, funny enough, I say I created a curriculum. Ray, it was not a curriculum. It was like a two-page Google Doc.

So I always tell people don't curse the days of small beginnings. As a matter of fact, I was just telling people I made a post this morning posting retreat and a gala in February. And I'll tell you more about that later.

But I said, there's a part of putting on things, of you have a podcast, of putting yourself out there, of hosting an event, of starting a side hustle, of starting a business. Whatever it is, the going for it is scary. The putting yourself out there is scary.

And a lot of people are paralyzed by fear, so they never go for it, whatever it is. And so, yeah, so I created this curriculum, funny enough. And my friend and my mentor, Dr. Kevin Elko, who was Nick Saban's right-hand man for 27 years, his mental man, he stuck his neck out for me.

He called Jimbo Fisher. I thought I would take it into high schools. I never put two and two together to put it with college athletes, even though it was covering them.

It was just so obvious it was right in front of my face. And he stuck his neck out for me. He had never heard me speak before.

But he said, Jimbo, you need to have her in. And so I went to FSU football in September of 2016. So next year we're coming up on our 10-year anniversary.

And in that time, I have worked with over 100 colleges, many of them multiple times. I was invited this past February as one of two speakers in the world to speak to all 32 NFL player engagement. I work with individual teams.

I work with the LAPD, Las Vegas Metropolitan Police Department, Customs and Border Patrol, maximum security prisons, high schools, corporations. You name it, I go. And what started as purpose, passion, platform, in my own experience with domestic violence, has now turned into mental health, joy, finding what sets your soul on fire, and interpersonal relationships.

And it's just blown up so much so that in 2019, I wrote a retirement letter, Ray, and I walked away from sportscasting while I was employed by SiriusXM. Wow. Well, thank you for sharing your story.

And I know you've got experience with athletes. And clearly today, while that's a lot of experience that you have, we also, both you and I, have experience with just other folks that are dealing with mental health issues. Again, I think it gets kind of exaggerated during the holidays.

What are some of the patterns that you would see this time of year that for our listeners, they would want to be paying attention to? Yeah, I think isolation is a big one. If you're just looking at the circadian rhythm and the seasons of life, we are supposed to hibernate. We're supposed to kind of just by nature go indoors and stay indoors, a nest, some people would call it.

And the colder weather warrants that in many places. And so I think solitude is a beautiful thing, but I wrote about it in my first book, which is called Relentless Joy, and it became a bestseller back in 2020. And I said, you know, there's a fine line between isolation and solitude and isolation.

And you have to be very, very, very, very careful on that. As somebody who enjoys solitude, I have to make sure that I am not isolating myself because I had, and this is a trigger warning for anybody listening, but I had a dark night of the soul back in 2019 where I almost took my own life. And, you know, when you isolate, you begin to hear, you know, voices and it can happen.

And we're not around family and friends. And I think the pandemic really taught us this, reminded us this. We need each other.

We need community. We need hugs. We need eyeball to eyeball.

We need to learn from each other. We need the energy that we gain from each other. And so I would just ask your listeners and viewers to be very, very careful that solitude does not turn into isolation during this, this holiday season.

Yeah. That's where it gets tricky. Right.

Because, you know, we always think of Thanksgiving or the Christmas and Hanukkah holidays as time with family, which of course it is traditionally, but for some people that's not healthy, unfortunately. Yeah. I mean, you nailed it.

You know, for some people, you got to think about it this way. You know, I was just with the Jacksonville Jaguars yesterday and obviously this will come out and beginning of December. And I asked them, I said, who in here saw good love growing up? And some of them raised their hand.

And I said, look, it's your responsibility to go show others what good healthy love looks like hugging, forgiving, kissing, being in love, staying faithful. But if, and I said, who in here hasn't, you know, and all these other hands raised up. And I said, it's your responsibility to break generational patterns.

Why am I saying that Ray? I'm saying that because for the holidays, many people like myself, I've lost both my mom and my dad can be intense times of grief, but for others, they are going home or contemplating going home to situations that are toxic that are not good where aunt Bertha is asking you, why are you not married or haven't had kids or why you gained 10 pounds? Or do you want to have more Turkey? You know, like, so, so we develop it. I'm changing the narrative. We we've done this in, in many years past and happy to share it with your people, but we develop strategies, things you can say back ways you can, you know, you can navigate the conversation to other ways.

And it's just really, we create battle plans for people and in all sorts of situations. So really, I think the biggest thing for that, I'm a big takeaway speaker, wherever I'm, wherever I'm at on a podcast speaking, writing, I think it's for you to know, Hey, this is a boundary. So if you're going into a toxic situation that could be toxic or have a toxic family member, and I'm not a big person on cutting people off.

I think things can be redeemed, but in certain situations, I understand that maybe you have to protect your piece and you have to, but in those situations, Ray, I would just say something like if you're going ahead and get ready for aunt Bertha to ask that you can go ahead and have your answer prepared. Aunt Bertha. Thank you so much for asking about whether I want more Turkey.

I'm doing great. I'm really healthy. And aunt Bertha, you know what? I'm not married yet, but I'm doing really good.

Me and my five cats and 10 dogs. We're doing great. You know, so you just go ahead and, and, and envision those things you're going to say back to aunt Bertha.

And it makes it easier when it actually happens. Yeah. And that's the thing too.

Sometimes people on the outside, right. They are married or they financially look good, but they may actually not be. And so for, you know, for a lot of folks that we work with, it's about being charitably inclined and that's great.

But outside of the financial things, what would be just certain signs, right. That somebody would see and notice. I know you mentioned isolation, get that.

But you know, what would just be some other signs people should be looking out for? Maybe just some other positive things that we could do just to be reaching out more. Yes. To help those that may be in need.

Even though it doesn't look like it. Yeah. You know, I, again, I, I teach this everywhere I go, but we all know the kind of person that only calls you when they need something.

And you know, when I used to be a sportscaster, I remember there was a gal that reached out to me and she said, Oh my God, you know, I'm from Alabama and born in Georgia, but raised in Alabama. And she said, girl, you look so good on TV. How you doing? And she, then she said, can you give me some tickets? You know, I, I not heard from her in years.

Right. And so I teach people, how do we not be that person? So, so the way that we make sure we're not that person is we reach out to people for no reason whatsoever. So Ray, if you crossed my mind, I might reach out and say praying for you, brother.

Hope you're doing well today. And many people report that, that, that text, that little thing that, that somebody said or did, like what could be a lifeline that day? Because the reality is, is that we don't know what people are going through. And the reality is, is that you might have stood next to somebody today.

Who's hanging by a thread. My friend over at Same Here Global, he says this one in five business that, you know, one in five people will suffer from a mental health issue situation in their life. That's crap five and five will, because somebody will go bankrupt.

They will lose a parent. They will go through a divorce. They will lose a child.

They will get sick. Something will happen and it might not be clinical. It might not be diagnosable, but we w we're all living life, right? And life, life, you know? And so I would say that a great thing to do would just be to, to check on people.

So make this a mental note. When somebody crosses your mind, just send them a text, just check on them. I love that.

It's so funny. It's not funny really, but I was just on another podcast as a guest and it's kind of said the same thing, which is. You're either right in the middle of mess right now.

Yeah. Or you're about, or you just got out of a mess. Or you're going to get into one and you kind of just have to mentally prepare yourself.

You know, when things are going well that this, this, this will, you know, eventually not last and just have to be okay with being able to get, not that you want to expect it in a pessimistic way, but just in a realistic way that things aren't always great forever. And eventually, you know, you have some setbacks. We just have to get back up and hopefully you have people that you can reach out to, to, to help you do it.

One of the things I would say too, you mentioned reaching out when they're on their mind, love that. And, and I think with technology, you know, there's a lot of bad things about technology, but there's also, we can use it for the good. Right.

So whether that's sending a Facebook message or, or, uh, I know some people don't listen to voicemail, believe it or not. I found that out. Like in my mid thirties, I left a message for somebody and I was kind of mad that they didn't return my call.

And of course now they're like, they were younger than me. So they're like, no, I don't listen to voicemail. Some people just, they're like phone call.

No, no. Yeah. Yeah.

Yeah. So maybe a little recording, right. You can record your voice and send that text.

That might work. Yeah. Yeah.

So, um, you know, why would you mention that? So, um, I think we kind of, you know, you know, we think about warning signs. I know we're kind of touching around it, but I think it's okay to be direct here. What would be a actual sign that we would see a, a verbal or a nonverbal cue might actually see that it's a kind of a clear thing that we would notice.

And then what might be a good action to take from that? Yeah. Um, I think somebody who's either just sullen, dull, uh, disinterested or doing things differently than they normally do. Uh, so if they seem honestly very, uh, recently unkempt, not taking care of themselves, personal grooming, they're not showing up.

Um, you know, they, they may be experiencing a mental health crisis. You know, I used to, and, and I don't smile, um, because of what happened. I smile because the outcome I used to get, um, somewhat personally irritated when players would sleep through my talks and, uh, and, and some would just, you know, come right in and they'd sleep and some would try to fight it and they'd sleep.

And then it really hit me one day in prayer time. God was like, Rachel, you don't know what they're going through at night. You don't know if they're homesick.

You don't know if they have anxiety. I've battled clinical depression before and battle anxiety. And he said, you just don't know.

And so now if I see a player sleeping in one of my talks or even an adult, because I speak at all sorts of places, healthcare conferences and all over the country, I don't get mad at him anymore because I really don't know what happened to you the night before you could be battling anything. Right. And so, um, so yeah.

So I think, you know, for me, uh, just sharing with your people, just to, just to recap on it, just changes, things that are changes in people, um, that you've noticed. And, and what do we do? We connect, we reach out. I heard this story a couple of months ago.

I think I read it somewhere. We talked about a coworker. Uh, she had lost a parent or something of that nature and she had moved around the same time.

And she was so depressed that she could not find the will in her to like unpack. It just seemed like a Herculean task. And the coworker, a coworker of this person just kept asking her how she was.

And she said, I'm fine. I'm fine. I'm fine.

But the reality was she was living amongst boxes. She was coming home and just living amongst boxes because depression and anxiety can paralyze you. I know that.

And, uh, so the coworker of this person took it upon themselves and just wouldn't take no for an answer and showed up one night with a box of pizza, a couple of boxes of pizza and a couple of friends. And they unpacked this woman's apartment in one night. They got her out of the boxes and into, uh, you know, they helped her past her grief, right? They picked her up.

Desmond Tutu says at some point in time, and I'm going to butcher it. We've got to stop saying, Oh, people are falling in the river. We've got to go upstream and figure out why they, why they were falling in in the first place.

And so what that coworker did was go upstream and say, this person's not right. They may say I'm okay. They may be nodding, but they don't look all right.

They don't seem all right. They're disinterested. And instead of taking no for an answer, I'm just going to show up.

The worst thing the person can do to you is slap you and tell you go away, you know, but I'd rather die trying, uh, and, uh, to help somebody. And, uh, specifically with men, but all ages and, and both genders, um, we are seeing a mental health, absolute crisis in the United States right now. Uh, the numbers for men are atrocious.

And I really think we've just got to start crossing the aisle and start getting, you know, this idea, Ray, I say this to him, my talks, Oh, reach out for help. Reach out for help. Bullcrap.

When I was clinically depressed, I didn't have the strength in me to reach out for help. I needed people to reach in and say, Rachel, I will not leave you where you are. I love you.

I'm going to check on you. And after I had my dark night of the soul, there were people in my life that literally checked on me daily, daily, and would have either driven to Nashville to find me or send, you know, the dogs out for me. Um, you know, had they, had they not been able to get in touch with me and I'm eternally grateful for them.

And now a quick message from today's sponsor. This episode is brought to you by Southeast wealth partners. If you've been listening to financially fluent, you know, we're all about making smart money moves, whether it's planning for retirement, protecting your family, or building longterm wealth, but everyone's situation is different.

And that's where the team at Southeast wealth partners comes in. They take the time to understand your goals, your challenges, and your values to learn more and connect with their team. Visit Southeast wealth partners.com Southeast wealth partners, your next step towards being financially fluent.

So thanks for sharing. I wonder for people that, that are, maybe they are kind of at the bottom, but what are just some, even if somebody is having to drag them there, right? To something, what are some of the local, whether it's a nonprofit or whatever, you know, just local places that people can go to that might be of some help. The ones that are really struggling at the bottom, have you found certain organizations that you think do a great job in this space? Yeah, I think NAMI is great.

You know, NAMI has chapters. All over the country, your church, even if it's not your church, calling churches and asking if they have resources, a lot of churches will help provide mental health resources. We have a psychologist that works with, I'm changing the narrative that will say Google free mental health resources and then put your town and things will pop up there.

I also think I went a couple of weeks ago, I took my dog and we went. One of our favorite things to do is to go to the farmer's market. He's a little old dog, like a Pomeranian mix.

So I put him in a stroller and off we go. And we can't get two feet, Ray, without people stopping and oohing and awing over this dog. And I love it.

And so it starts conversations and people say hi to me and I say hi to them and I give them a compliment and they say, and by the time I got back to my car, I made a video and put it on my Instagram and I said, if you are depressed, get out, like go get a dog, go borrow a dog. There's programs or a cat from the humane society and go take it for a walk. Just being around people, the amount of dopamine that I felt and the amount of goodness and joy and good energy by just being out breathing, breathing fresh air, sunshine, vitamin D, because there's a certain kind of vitamin D you can really only get from the sun, not a bottle and being around other people, genuinely joyful and happy people.

And then an animal is just so great. So I would say all of those things, NAMI, churches, Google free mental health resources in your area, except go borrow a dog, go adopt a dog or a cat. And then if you're not even there, if you're to the point where you haven't showered and I've been there before too, I don't care if you have to crawl or walk, but sometimes taking a shower is a win that day, like just washing your hair.

And if you haven't been there, I pray you never go through it. But if you've been clinically depressed before, literally someone's brushing your teeth or changing your underwear, or none of this sounds crazy or taking a shower is a victory for that day. Yeah, that's, that's, I would agree with that.

I've seen, uh, have seen some churches that do a good job with that. They'll just go out there with kind of those mobile, uh, vans and be able to, yeah, we think we take for granted today. Right.

Which is just, uh, yeah, getting clean. Right. And so some, usually it's like the inside out, right.

But there's times when getting kind of that outside cleansing can start to the, the process of building inside. And so, um, yeah, that's a, that's a good point. Glad you, uh, pointed that out.

And so I think, you know, for listeners that have the financial means, you know, there's so many good organizations. I do think it's a good idea to probably do some due diligence as to, you know, what, what dollars are going there and how are they using it. Right.

So there's, there's several resources out there for folks to look into, you know, if 50 cents of my dollar go into the purpose or is it close, you know, there's a much higher percentage than that, you know. So, uh, in addition to that, there's plenty of other ways to do, maybe don't have any financial means or, you know, you're not looking for a tax write off or whatever. Right.

There's other ways you can get involved. Um, so I think. Can I say this about that before you move on? I think you're absolutely right.

Just doing your due diligence. I saw something the other day, I don't remember what it was, but it was talking about, you know, the amount of money that went to like a salary and the actual amount that went to the movement, you know, and it was like, Whoa. Um, so I think that's really, really important.

Something too, for your faith based people, you know, I'm a tither and, uh, and you know, I will tithe to my church and that's a, you know, it's a personal decision for people that are believers, but I will keep back some of that quote, what I was going to give. Um, because I, the other day, uh, came across a guy, uh, behind the grocery store here and, um, I, I gave him a little bit of money and then God told me to turn back around and talk to him and he was raising money because his dog that he had there needed surgery. And so I said, give me the vet's name.

And I called the vet and I put some money towards his, you know, towards the dog surgery. And so the guy ends up, you know, got my number from the vet and I'm not saying this to brag on me to brag for me as a believer, but my point is, is keep however you do it. I personally keep a little money back, um, that I plan to give for I have personally have three friends right now that are just going through it, right? Like a single mom who's trying to start over.

A friend of mine who's a musician that's like, just keeps getting hit one thing after another. And so, you know, a lot of friends are going through it. So yes, give, um, please give to your church to nonprofits, but also keep in mind that you are the gift.

You are a giver too. And I teach people this in my movement, keep your head on the swivel. Oftentimes we go to the airport, Ray, we go to the gas station and we've just got our blinders on, gotta get my Coca-Cola, gotta fill my gas up, you know, like, and you may not ever notice the person outside that's struggling, or you may not notice the cashier that needs a smile, you know, or you're beautiful or somebody who financially might need you and a shameless plug.

You know, I'm changing the narrative. Is it, is a nonprofit it's a 501 C three and everything that passes through to us. Um, I have an LLC as well, but the nonprofit, everything that passes through to us, we use it for mental health, resources, mental health training.

Uh, we go into prisons with that to men's maximum security prisons. We've gotten people therapy when they could not otherwise afford it and paid for it. And so everything that goes in there, literally everything, um, because we support that nonprofit, um, goes into that.

So if you are passionate about that, I'm changing the narrative.org, uh, is a great place to get more information. Oh yeah. I appreciate that.

Uh, you know, one of the things you kind of touched on is what I would call margin, which for a lot of us, we feel like we don't have hardly any margin, at least time-wise, like most people probably feel that way. Not a whole lot of margin with their time. So like you said, they're going from the gas station to boom, boom, boom, boom, like that.

And then, and then some people don't have a whole lot of financial margin. And as you mentioned, it's like, it's probably important to have some financial margins so that when opportunities do come up, you know, when somebody is in need, you can, I mean, how great a feeling, right? Obviously the, the, the piece that's important is that we're helping the other person, but truth be told the feeling is coming back to you or it should, right. That, Hey, we just helped someone, you know, we had some margin.

We were able to financially help them in that situation, but getting back to kind of time management with the way he wants to talk about, you know, uh, it's funny. We talk about what are our values and in the old days, we had a checkbook, right? So people would say, look at my calendar and look at my checkbook. What did I do the last, you know, 30 to 90 days.

That's truly, if you're looking at yourself in the mirror, that's what we value. Right. And I do that sometimes and I'm like, Ooh, Ooh, you know, you know, I could, I could do better.

Right. And so it's, I just think, uh, it's sometimes what happens is we say yes to so many things and sometimes we try to proactively think, okay, hold on. You know, what, what do I really want to do from a purpose standpoint? How can I be more purposeful with my time? And then of course the, the rub there is I don't have the time.

And so then we got to like look at ourselves and go, Hmm, there's something I could do less of. Yes. You nailed it.

Yeah. So there's hidden, there's hidden time somewhere. I teach people this.

People tell me I don't have time. I said, baby, you watch Netflix, you know, do you watch Hulu? How many hours do you spend watching shows? You know, or there's something in there in your time. Uh, unless you are a single mom or a single dad or somebody who's married, that's working three jobs, you know, you, more than likely there is time somewhere where you can shave it off.

And I even tell people in those situations, you can get up 15 minutes earlier and study something on YouTube. We are in a time and a place and a space where knowledge is literally free on the internet. You can find somebody teaching, uh, on the internet.

If you know, I have a bonus son, I married a man with four children and, and they are lovely and they're the biggest blessings. My son can fix anything. And he taught himself from YouTube videos.

Like he, there's literally not a thing that the boy can, he's a man now can fix from YouTube. So, um, so I just wanted to back you up. You're absolutely right about the time thing.

Yeah. Yeah. That's so cool.

Um, well, uh, we're getting towards the end of our discussion today. And, um, you may have heard, but in case you didn't, a lot of people get to do a trivia question on our show here. So I thought we'd make it sports related.

Maybe you'll get it. Maybe you won't, you don't get it. You won't be on all on our all-star team, but no pressure.

It did. So the audience knows you are an Auburn person, right? I heard saving earlier, but I was like, well, that's an Alabama thing. But, uh, anyway, so here we go.

We're gonna go with the trivia question, which quarterback played in four straight Superbowls in the NFL in the early nineties, early nineties. I was going to say Ben Lear, but then he didn't go to the, he didn't go to the NFL. Um, I don't know.

I don't know. They is a quarterback of the Buffalo bills. They lost four straight Superbowls.

Yeah. All right. You should have told me you're going to get me.

Yeah. I promise I was a good sportscaster. You just caught me on a day.

I had to go in. If I'd have done anything sec, you would have nailed it. I know Georgia, Alabama, you know, all that stuff.

Yeah. So Jim Kelly for those at home. Oh my gosh.

Okay. Okay. Yeah.

Yeah. Yeah. But thanks for playing.

And then before we kind of sign off here in a minute or two is, you know, if we want to put a message on the heart of every listener, because it's going to go out in December. So before new year's, what's kind of a, um, what would that message be? You know, a message of, I think encouragement, right? What would that, what would be something we'd be like, I want to say for folks. Yeah, absolutely.

I think it's been a theme of this podcast and that is you are valuable. You're a miracle. No matter what people have told you, the world has told you or circumstances has told you, uh, you're valid, you're valuable, you're a miracle.

And listen, if you're depressed or you're hurting right now, you haven't even met all the people you're going to love yet. You don't even know what goodness is up around the corner. Firstly, if you have margin this year, your time or money, then give, give, you cannot outgive God.

And you being a cheerful giver, like the joy. I have joy from things happening in my life, but nothing compares to the joy that I feel when I help people. And I teach people to serve in their sweet spot.

You know, a lot of times we have people that are just, you know, they'll serve in an area and it's not something that lights them up and they'll end up quitting. And once you find your sweet spot, finding what sets your soul on fire and serving in that lane, in that vein, you won't ever, you won't ever quit. And, um, I just tell you serving and blessing others is the biggest, like it's yeah, it's, it's the best.

And, um, I'm going to shamelessly plug one more time, but in February, I'm hosting a retreat, a very, very tiny retreat, um, for givers, leaders, uh, creators, uh, moms, dads, I mean, really just the whole gammon. I've got, um, young to old coming, single, married widows. And it's very, very intimate from 15 to 30 people.

And I'm teaching, I brought in another gentleman that I need to have you him on your podcast or recommend his name's Jeremy Newsome. And, um, he has built incredible wealth, uh, written books from nothing. And he talks about the soul of money.

Uh, and he is phenomenal and he is an, um, he's an advisor to billionaires. And so you can't even buy his time. So he's coming to teach.

I have a girlfriend who's an international musician. Who's going to do a private concert on the beach by candlelight. My marriage coaches are coming to teach.

So even if you're not in a relationship, but you just want your relationships to be better overall, they can teach you something. And so it's at Amelia Island, third weekend in February. And then that Saturday night, we're having a gala and a ball all to benefit mental health resources.

And so the space is very, very limited and I would love if one of your guests says, you know what? I need, I need something for me. I need to refill the tank. I need to be inspired.

I need to get plugged in. I need community. This just might be for them.

Oh, that's great. Yeah. I actually had a couple of people in mind.

So offline, we'll talk about that. Yeah. And, uh, just to kind of, uh, as we recap here, you know, for those that are financially able, financially fluent, right.

There are so many ways that we can help out just financially, because that that's, we don't want to discount that. Like that's a big deal, right? So yeah. And if you want to be a good stewards and do it in a tax efficient way, there's ways to do it that way as well.

Uh, but certainly want to inspire those to have the time to do that. And then, uh, before we close out here for those that want to learn more about you, I know you've mentioned a couple of things, but this, let's kind of put a bow on it. What would be the best website or a YouTube channel, whatever it might be just to kind of learn more about you and what you're doing out there? Yeah, absolutely.

So the greatest two places to start is the, um, the movements website, which is I'm the letter I, the letter M changing the narrative.org. I'm changing the narrative.org. And then my website is rachelbarbeau.com. So all the information on me on videos, on the movement, on all of the things are there. I'm on all socials. Uh, I love getting messages from people, you know, uh, for a while there, Ray, I had an autoresponder, you know, I had a mini chat autoresponder and I had a friend tell me, you know, this doesn't feel like you.

And I recently just took it off. You know, um, I don't like when I think I'm talking to somebody and I'm either talking to a bot, you know, or, uh, somebody's assistant. And so, yeah, I love getting emails as it is from people, any of the socials, rachelbarbeau.com or I'm changing the narrative.org. Okay.

That's awesome. And for those that have just regular old questions, but anything financial planning related or even mental health related, send us an email at info@sewealthpartners.com www.southeastwealthpartners.com. This is Ray signing off. Thanks for being here today.

Thank you for listening to the financially fluent podcast.