Live More, Earn More

What if the biggest financial mistake isn't spending too much... but not paying enough attention?

For years, I believed I "wasn't interested in money." I focused on building businesses, creating content and helping other people while someone else looked after the numbers.

It wasn't until life threw me an unexpected curveball that I realised how dangerous that mindset can be.

In this episode, I share the biggest money lessons I've learned over the past few years—not just about finances, but about confidence, ownership and freedom.

This isn't really a podcast about divorce.

It's about why every woman deserves to understand her money, take ownership of her finances and stop believing she's "just not a numbers person."

In this episode you'll discover:
• Why financial confidence has nothing to do with being good at maths.
• The danger of handing responsibility to someone else.
• How taking ownership of your finances creates freedom.
• Why understanding your numbers can completely change your business.
• Simple habits that have transformed the way I manage money today.

Whether you're running a business, employed, married, single or somewhere in between, this conversation is about creating a life where money supports your choices - not controls them.

If you enjoyed this episode, I'd love it if you subscribed, left a review and shared it with someone who needs to hear it.

What is Live More, Earn More?

Welcome to Live More, Earn More - the podcast for freedom-seekers, soul-led entrepreneurs, and ambitious creatives who are done with the hustle and ready for alignment.

Hosted by Lucy Griffiths, bestselling author of Make Money While You Sleep, this show is your go-to space for building a business that lights you up and supports your life (not the other way around).

Each week, you'll hear inspiring stories, practical strategies to grow passive income, magnetic marketing tips, and conversations that blend business brilliance with mindset magic, feminine energy, and a whole lot of woo. If you're a solopreneur or dreaming up your next big thing - this is your permission slip to do it on your terms.

✨ Abundance. Alignment. Action.
It’s time to live more and earn more - with ease.

What divorce taught me about money.

Hi, I'm Lucy Griffiths, and I have been
trying to get divorced for the last

five, almost six years And I've learned
a thing or two about money and divorce.

Now, this podcast is not necessarily
about getting divorced, and it's certainly

not about my divorce because I'm not
gonna go there and talk about that one.

But what it is about is about
learning about money and some of

the lessons that we as women can
take from going through divorce.

Because when we are in the
rose-colored tinted glasses stage

of business or in marriage, we can
assume that everything is rosy.

And certainly for me, I wasn't
particularly interested in money.

I've never been particularly
interested in money.

I'm not a big spender, i'm not
someone who needs to live a glamorous

life, I don't have expensive taste
in clothes or handbags or things.

And you know, I'm fairly happy with some
of the basic things, I love to travel,

but I don't need to live in a fancy place.

I don't need a five-star hotel, and I'm
quite happy to backpack and rough it.

So I was never chasing the
glamorous things, and I really

wasn't interested in money.

And I remember meeting a now
ex-boyfriend of mine, 20 years ago,

and he was an investment banker, and
I was a journalist who was far more

interested in human rights and saving
the world than, than I was about money.

And I told him that I wasn't interested
in money, and he was like, "Oh,

okay." And I really stuck to that.

I really felt that I was
not interested in money.

But when it comes to
business, we can't do that.

You have to be interested in money.

You have to, take ownership
of it, and you cannot abdicate

responsibility to someone else.

And certainly for me, in my marriage,
in my business, I just allowed

somebody else to take responsibility
and .. i didn't look at the numbers.

I didn't take ownership of what was
going on under the bonnet of my business.

And I was busy doing the marketing and
the sales and the content and all those

things, and they were the fun things.

And I wasn't interested in the nuts
and bolts and mechanics of the money.

And I also felt like, oh,
I'm not a spreadsheet person.

I wasn't very confident with numbers, and
I didn't necessarily have that financial

confidence, so I abdicated responsibility.

And the danger of doing this is you
don't know what the other person is up

to who is taking care of your money.

Where's it going?

What's it being spent on?

Is it, you know, going into
somebody else's pockets?

Is it, um, going on a loan
for something that you didn't

necessarily want to happen?

And I have certainly been down that
route of finding out subsequently that

money has gone in different directions
because I didn't take ownership of it.

And you know, I think as business
owners, we have to take responsibility

for that and it's understanding, having
the confidence and the understanding

to know where we are with money.

And I was just having a conversation
with someone who was talking about their

relationship and how they pay the bills,
and they have to ask their partner for a

contribution every month to pay the bills,
to pay the, you know, the electricity,

the gas, the water, all of those things.

And they're having to kind of soak
up the cost of living rises and not

necessarily recognizing that, there's
been this increase in expenditure,

but the other person is sort of
living in cloud cuckoo land because

they're abdicating responsibility.

And so, you know, I think one of the
best ways in a relationship that we can,

you know, really understand money is by
being, really open with it and saying,

"Let's, you know, here's joint finances.

This is the money we put in,
both put this money in," and we

make opportunities in that way.

you know, for me, I think I didn't do that
for a long time, and I've sort of allowed

other people, and I've been passive.

Rather than passive income, I've
been passive in the process, and

that has been to my detriment.

And so while you might think it's
dull, get those numbers sorted,

understand what they're about.

Because taking ownership of your
money, taking wealth seriously is

not something that is, just to put
at the bottom of th- your to-do list.

It's something to put near the top.

Obviously, it's not the
most important thing.

But when you take it seriously, you
give it the respect it deserves, you

can then actually work out, "Oh, how
can I create more opportunities? How

can I do things differently?" And when
you take yourself seriously, when you

take your money situation seriously,
um, you know, you can carve out

opportunities because money is freedom.

Money is going to give you the
opportunities to do the things you

want to do with your loved ones.

It's gonna give you the
opportunities to go on those

holidays, to take those adventures.

So money is freedom.

It's not something that's greedy or,
it's not something that you need to feel

guilty about or bad for caring about.

It's something that actually the more you
can, just recognize its value and honor

it and be respectful and say, "I am gonna
look at my spreadsheet and understand my

income this month, my outgoings." And I
look at my figures every single month,

and I'm really all on top of where I am.

I look at who's paid, who hasn't,
where there's been a payment failure.

I look at those things,
and I take them seriously.

Whereas in the past, I might have just
allowed those things to slide and not

taken them seriously when actually,
you know, if you stay on top of those

things, it can make all the difference
to your business and your life.

So wishing you an amazing day.

And if you like this podcast, please
stick around, I would love you to

subscribe and hope to see you again soon.

Thanks so much for listening.

Bye bye bye