Episode 58: Divorce & Real Estate: Sell or Stay? What You Need to Know with Kristine Edens

Divorce is one of the most emotional and financially complex seasons a person can go through — and real estate decisions can either stabilize your future or create long-term stress.

In this episode of Between Two Doors, Nate Carver discusses divorce with real estate specialist Kristine Edens to unpack the realities of selling, refinancing, or keeping the marital home during divorce.

Kristine shares:

• The most common emotional mistakes couples make
• Why spite-driven decisions can cost thousands
• How equity is divided and what courts typically order
• What happens when one spouse refuses to cooperate
• Credit score pitfalls after divorce
• When it makes sense to sell vs. refinance
• Why you should talk to a realtor and lender BEFORE filing

They also discuss receivership situations, court-appointed property sales, refinancing challenges, child support income considerations, and how to protect your credit during and after divorce.

If you’re navigating divorce — or know someone who is — this episode provides practical guidance, financial clarity, and a reminder that you don’t have to make these decisions alone.

Creators and Guests

Host

Nate Carver

Your favorite mortgage guy

Guest

Kristine Edens

Kristine L. Edens is a JPAR Realtor (since 2015) serving Collin County—McKinney, Melissa, and Princeton—helping buyers, sellers, new builds, and investors. She’s known for relationship-first guidance and specializes in divorce real estate. Outside work, she’s usually outdoors with her horses and dogs.

Producer

Stan Carver II

Stan Carver II is the producer behind his brother Nate Carver’s Between Two Doors podcast, bringing a blend of marketing savvy, technical craftsmanship, and video-editing polish to help each episode shine. As third-generation real estate investors, Stan and Nate share more than a family bond—they’ve rolled up their sleeves together renovating dilapidated properties, learning firsthand what it takes to turn potential into value. That shared experience fuels their on-air chemistry and off-air collaboration, with a brotherly camaraderie that’s equal parts hard work and genuine fun. For Stan, it’s a joy to support his Favorite Mortgage Guy's vision—translating great conversations into professional, compelling content that helps their audience make smarter moves in real estate and homeownership.

What is Between Two Doors?

Between Two Doors is a unique exploration of the real estate world through the eyes of its most fascinating professionals. Hosted by Nate Carver, a seasoned mortgage expert, and proud veteran, this podcast dives deep into the personal journeys of realtors, offering listeners insider perspectives on the challenges, successes, and the little-known stories behind the sale signs.

From first-time buyers to seasoned investors, Between Two Doors provides valuable insights, tips, and tales that illuminate the real estate industry in a whole new light. Sponsored by Success Mortgage Partners, we're here to inspire, educate, and empower our listeners with stories of perseverance, innovation, and success.

Join Nate as he bridges the gap between real estate professionals and enthusiasts, exploring what it takes to thrive in this dynamic industry. Whether you're seeking advice, inspiration, or just a good story, "Between Two Doors" has a place for you.

right.

If you have considered moving to Gulf
Shores, Alabama, southern Alabama,

I've got a wonderful real estate
agent to talk to with you all today.

Hey, I'm Nate Carver and welcome

to Between Two Doors.

Welcome to.

Between two doors, we're talking
to Jenny Flurry out of southern Alabama.

How are you doing, Jenny?

I'm doing great.

Thank you so much for having me, Naveen.

You're welcome.

Thanks for joining the podcast today.

And,
we're going to introduce the world to you.

And, and here we go.

So, so tell me,
when did you get into real estate

and your why.

And my why?

Okay,
so I got into real estate October of 2024.

So right after graduating college,

to go a little deeper into my why

from the age of 16, I always thought
I was going to be a lawyer.

That was the plan. All right.

I got a speeding ticket when I was 16
years old, 13 days after turning 16,

and I had to go to traffic court
and the judge screamed at me

and I decided I didn't want to ever have
someone deal with that again.

So that set me on a legal track.

And I went to the University
of Southern Mississippi,

where I chose a degree
in public relations and advertising.

And I had a bunch of great people,

great lawyers around me at the time
tell me that before I went to law school,

I needed to work in the field
for a little bit and see what it was like.

So my senior year of college,
I was a legal assistant

at a personal injury firm
in Hattiesburg, Mississippi, and

after that year was done, I remember

sitting at graduation
and I was absolutely miserable.

I realized,
this is not what I thought it was.

I didn't have all the social time,

I didn't have all the time,
and I was just not in a good place.

And so I came home and I packed my car

up, and literally the first conversation
I got home with my parents

and my dad just looked at me
and he could tell.

And I was like,
I can't, I can't go to law school.

Yeah,
this will not it's not going to work.

I'm miserable.

And from a young age,
he had always suggested real estate.

And you know, you never want to listen
to your parents ever.

You want to ignore what they say. Right?

But he was always right.

And I realized I'd much rather sell
something happy,

like a house, rather than sell someone's
worst nightmare in court every day.

So that's kind of like my deeper. Why?

There you go.

Yeah. No.

What university did you go to?

The University of Southern Mississippi.

As for my mom graduated from.

Some to the top.

Yeah, she was the first in our family.

I think she was the first in our history.

So in the family, history goes on forever
back, to get a degree.

And. Yeah.

And she would take she would take us
there as kids.

I remember she would take us there.
She walked.

So since out on the on the,
the quad, I don't know what you call it.

And point and say you can be anything
you want to be when you grow up

in, you know, mom would plant
that seed a dream, you know, dream big.

And and she was teacher.

She raised three kids. And so,

so we did kids grew up with school.

I had a proud.

So, a lot of it was nice little,
nice little connection there.

Yeah. I

one of my favorite memories of mom

is building those dreams, playing
those little seeds like that

and going to school there.
So there's nice connection there.

I love that.

All right, so tell me,
so you think Alabama,

did you grow up in Alabama
in the southern part or.

Okay. So, you know, the
you know, the neighborhood.

So to speak.

Born and raised Gulf Coast
native there and through.

Nice.

Tell me, what do you when you get Myers

or people
looking to buy a home in your area.

And maybe they're not from Alabama,
maybe they're California,

wherever they're coming from,
what is it that you hope

that they find or see
that you see in the communities you serve?

I think

there's something so special
about the Gulf Coast.

I'm a big traveler.

I'll travel wherever I can, and I haven't

quite found anywhere else
what I have here.

People can slow down here.

It just feels like
you can kind of take a deep breath

and I want people to feel at peace
when they're here.

Yeah.

This is the kind of area
where people still know their neighbors.

I mean, you know,
you're best friends with your neighbors.

If something's wrong, you're
going to go next door and talk to them.

And so dealing with people
moving down here, I just hope

they get that same sense of comfort
and familiarity that it comes with time.

And it does take time,
because I've worked with out-of-state

buyers who have come here
and had a harder time adjusting.

But it's this place will warm up to you
as much as you warm up to it.

Yeah. And you know, Gulf Shores,

national seashores,
there's there's nothing like it.

I've traveled a lot too.

And in

they have done

a remarkable job of kind of balancing out
development.

Absolutely.

And preserving the natural spaces,
whether it's the beach,

whitest,
softest beaches in the world. Yes.

Or the river systems

and, you know, the forest and all of that.

It's gorgeous.

And those spaces are really protected

in, you know, so
you get a lot of opportunities there.

And a Bucky's so, yeah.

We were I think we were
the first out of Texas to get a Bucky's.

Yes. Yep.

And that place,

you've been there and you go look.

And it's a bunch of Texas license plates.

It sure is.

It's like
we just left Texas in there, you know?

And, that's where they stop.

It's really pretty funny.

Home for them and another guy to go to.

Bucky's in the summer
with the beach traffic.

I will say that again. Oh, nightmarish.

During the summer.

It's a tourist destination.

It is.

It's been, you load up there
right before you take the

the road south to the beach.

Yeah. I mean, it's Florida.

It's right there at Florida.

I mean, they're gonna go anywhere
down in Florida, so it's always busy.

I mean, at 2 a.m., it's busy. Nice.

Let's see, let's see.

So that was so outside of folks coming
in, you know, there's connection

to the community
is opportunity to really feel at home.

And they have the opportunity these to,

you know, the beaches right there,
whether they live on the beach

or close to it,
doesn't take much to get there year round.

And, they're all they're all fine
as a, as they come up, become a resident

that they may like the,
the non holiday season something.

Like.

It's they. Tend to like those more.

Yeah.

Well let's,

tell me a little bit of your marketing
in your, your strategy.

Your approach,
your background is very different.

And your marketing strategy, what

what are you seeing in changes
when it comes to listing homes?

So my background is public
relations and advertising.

My main lead generation

comes through social media.

I saw in the beginning of my career
a lot of realtors

just kind of posting houses,
and that was it.

I mean, oh, adapt to it.

No storytelling, nothing.

And me as a consumer, if I was to look at
that, I'd just scroll straight past it.

So I got, another house.

My, the way I like to position
my marketing is

I want you to feel like you're there.
I want you to feel like

you can see yourself in this house,
and it makes sense.

And sometimes that's done through videos,

you know, carousel posts,
whatever it may be.

But it's actually being able
to visualize you in the home.

That's what I want people to see.

And,

right now, I think marketing is one of the

most important things
Realtors can be doing.

I mean,

how are you going to get in front of 4000
people better than posting a TikTok?

Yeah, you know what I mean.

You're right.

It's just the way it is
and something that backs it up for me.

That is my like big thing.

My first deal came from TikTok.

Really? Yes.

It's how everyone, they're like,
there's no way it did.

It was these buyers found me in North
Alabama looking to move down here.

It was a great deal, but

putting yourself out on social media,
you are the window into the market.

Yeah, they want to see you as well.

So also not just posting houses
but posting yourself

because yes, I'm selling multiple houses,
but I want people to work with me,

to see me in these houses as well.

Does that make sense?

That's that's awesome.

I, I know I've been watching TikTok

so everybody's got their preference on
with their social media.

Right.

And I hear it
that, you know from other lenders,

oh, I don't use Instagram for example,
or I don't use TikTok.

I'm all Facebook.

You know, there's

customers, clients will be on Facebook,

but there's going to be clients
that grew up with TikTok.

That's where their preferred

focus is going to be.

And they're not going to go build
a profile on another platform.

Maybe they might,
but they have the prefer.

Even if they have all of them, they've got
the one that they go to the most.

And so you're the TikTok one

is interesting to me because those

the generation that started with TikTok

never had, Facebook never had, you know,
they didn't know Myspace was,

they're going to stay on TikTok
for their life.

Yeah.

So they're going to they're growing up,
I don't know how old TikTok is now.

I don't, I don't recall.

But I'd say like five years.

Five years. So, you know, those,

users are growing into

that phase in life
where they're going to be commerce.

And they're not going to
they're just not going to do it.

They're not going to I'm home.

I better get on Facebook.

We're not going to do it
or whatever platform.

And there you are. And take that.

You're, you're a trailblazer.

You're a very few. And so good for you.

That's going to be huge
when the payoff on that long term.

Yeah.

Short term mid term
whatever you're, you're in a space

that whenever those individuals
turn out to be buyers,

looking for a home there you can
they're going to find you.

Exactly. Yeah, I love it.

What what something that you're seeing,

that sellers are overlooking when it comes
to positioning their home to sell.

Let me think on that one.

That's a good one.

Pricing.

I mean, pricing, pricing, pricing, yeah.

Pricing, a strategic,
you can have all of the great photography,

marketing, everything.

If it's not priced correctly.

That's going to be your biggest downfall.

Right?

I've seen it happen
time after time of agents.

You know, having this back and forth
with the sellers.

And I think that that can be
almost kind of halted at the beginning

of, hey, here's actually
what I'm looking at, here are the numbers.

And then you want to price strategically
because it's going to cause more,

losing words.

It's going to cause more motion
around your offer.

Right?

We want multiple offers.

We want to get a multiple offer situation.

But that cannot be done as well
if you're not pricing strategically.

Because the first thing you're going to
look at his days on market as an agent,

other things that set them apart,
photography is the biggest one.

Like for marketing.

Yeah. It's me.

I'm also a photographer as well.

It keeps me alive when I don't see good

photography or agents
that aren't marketing.

If your agent is not marketing your home,
there are people who have been

in the industry for 30 years
that can sell circles around me,

but they won't be found
because they don't have the marketing.

Yeah, and there's an AI component of that
that's changing, and it has to be.

It's the real estate

world.

Completely flipped it over on its head.

Absolutely.

Yeah, I do
you do you do you do your own photography.

So I hire someone to do mine.

I that's another, I guess.

Hell, I'll die on.

I am a photographer.

I do not trust myself enough.

I'm going to professional.

Who does it every day.

Yeah. There you go. And help it sell.

Do you do videos as well? Like tours?

Okay. Good, good. Love it.

Nice.

Outside.

Outside of real estate.

Let's see,

when you're not showing homes
and negotiating contracts,

what do you want to do?

What do you do outside company?

So I do want another business.

And that's my photography business.

Jennifer.

That's a big one.

Traveling is huge for me. Cooking.

I'm always dragging my friends
to new places around here

trying to get the like, first of,
what is this?

And get people out there.

But mostly

just spending time with friends
and family is my big thing outside.

Yeah, well, you live in Paradise,
so when you travel,

is it, like down the road, travel
or you got

you got a destination vacation coming
that you're that's on your bucket list?

See, I typically try to go pretty far
because I do live

where people vacation, so it's fair.

I all my friends in college,
all throughout college,

they were like,
let's go to Orange Beach for spring break.

And I was like, that's that's home. Like,
I don't want to go there.

Like, yeah, no, but,
I try to travel as far as I can.

I just got back from Vegas for New Year's.

Okay, fun.

I have a couple trips coming up, Seattle,
Nashville, and I think California.

Nice.

Did you win in Vegas?

I lost so bad. It was embarrassing.

Did you, What?

What game?

Blackjack. Blackjack?

Yeah. A thorn, and they'll get you.

They'll get you.

I just learned.

I just learned.

Do you watch the show, Lane? Man.

Okay, so Anna Ali Lautner

did her spiel on how to win,

on the roulette table.

Okay.

And, shall we go into that.

So. See the casinos.

That's just. Well,
that's a money pit. Yeah.

Well they didn't build Vegas on winners
and, I've,

And so anyway,

real quick, we'll go off on a tangent.

On the roulette table,
you start off small.

Whatever color landed last,
when you walk up to the table,

bet on the other color,
okay, ten bucks you're going to lose odds.

Are you going to lose? Then you repeat,

just stay on the same color.

Double your money.

Put 20 down.

And you're going to lose.

But do it again. 1940.

And you just keep doing that.

You win.

And then you got to walk away.

You got to know when to walk away.

Anyway, I have not tested that yet,

but I thought it was fantastic theory
because, yeah, no show business.

You walked away
with like 10 or $20,000 or something.

Hey, if it works, let me know.

If I'll be the guinea pig,
I'll make sure I test that out.

Maybe I can borrow someone else's money.

Not much of.

Course I don't. I don't win either.

Anyway, so I keep a kid in on that one,
because that's the one I like to play.

So, All right, back to back to Alabama.

Favorite hot spot down there?

Oh. For what?

I don't know, let's say,

hey, I'm moving.

I'm moving to Gulf Shores.

What's the place?

I definitely want to go to Perch Park.

It's like Gulf State Park.

Perch is one of the cutest
little restaurant bars there.

A real, is a speakeasy in the wharf.

Yeah. So cool.

I'm trying to think where else down there.

There's just so many cute little place
I've.

I have to catch myself because
there's places I won't recommend as well.

Oh, up to.

That match.

Ice cream is the best ice cream.

It's homemade ice cream.

I work there at 17 years old
for the summer.

Yeah. It's homemade.

The best ice cream
you ever have in your life.

It's key lime pie, ice cream.

And there's two whole key lime pie.

They put in the ice cream white.

And you can literally you scoop it out
and you get slices of the lime pie

and your ice cream
like it's the best thing ever.

It's better than sliced bread. Yeah.

Wow. Yeah.

A knife,

you get key.

Run for their money.

Hey, we have to.

Yeah.

Well, tell me, looking back,
what advice would you give?

At the beginning of your career?

Oh, okay.

Don't be afraid to ask questions,

because questions provide
clarity to everyone involved.

If you don't clap for others,

you'll never win.

Other agents

are not your competition,
believe it or not.

You know,
those are probably the three big ones.

I think a lot of agents get stuck
in thinking that other agents

are their competition, and you're out
to get you, and the reality of that is,

you'd much rather have someone sitting
across the table that liked you.

Yeah, got along with you
rather than, like y'all said,

some tense words back and forth.
You know what I mean?

But the clapping for others to celebrate
others wins.

You are who you surround yourself with.

I moved to a new brokerage six months ago,

and within my first month of being there,
I had two closings on the same day

for you, and

I wouldn't have been able to do that
if I hadn't had those people around me.

And that's something
I think that gets lost

in the beginning,
beginning of people being like,

I don't know where I should hang
my license.

And the best advice I can give you
is go find someone

whose career you want,
who's perfect day to you.

It's just a normal state of them.

There you go.

Yeah, and that's honestly the best advice
I could give myself.

And let the nose roll off your back.

Good.

Do you?

If you think that maybe
the first transaction you did,

was it a listing
or did you help pull and buy a home?

I helped someone buy.

You helped them buy.

What was that like for you? Closing day?

Hopefully it was a

smooth and flawless closing.

That was a very.

My first transaction was a nightmare.

I'm going to be. Yeah.

I got food poisoning during negotiation.

It was like, every off.

Oh, goodness.

Came in the way throughout the process.

Did closing, like, smoothly?

You'll never truly know what it's like
till you're in the process.

Like, that's nothing, of course,
can prepare you for or anything.

It's just that closing day, though,
when I left,

was one of the most fulfilling days
in my life.

I felt like that was my
this is that moment.

Yeah, help these people.

I actually I remember getting in my car
and I was like,

I actually just sold a house.

Like, these people are about
to walk into their new home.

And it was the weirdest feeling,

but I had this immediate gut reaction of,
I want to do this again.

I want to, yeah, as many times as I can

to see how happy those people were
when they got those keys.

Was that their first home?

No. Okay.

But they were recently married.

Both had been divorced and came down here
just looking for a fresh start.

And, just getting to
help people like that. That's

my big thing in real
estate is relationships over transactions.

And then people, if I was in it
for the money, I would have gone

and been miserable and been a lawyer.

That was easy way out.

But this I just love helping people.

And you do come into things like that
where you'll have a divorce, clients

come to you and their house is the largest
asset they own,

and you have to be that person to help

divide that up
and figure out what you're going to do.

But just being the light for people
is why I love being in real estate.

I like that. Do you?

I guess you
you still stay in touch with them?

Yeah. Good good good.

Who knows what
their housing needs will be?

But it is relational, for sure.

So from their most recent closing that you

feeling differently, you kind of reinforce

that every time,
every time you go to a closing,

it's life changing.

I mean, it really is people owning a home
or getting out

from under a home that they need to sell.

Financially and emotionally.

There's big guilt there.

Yeah.

My most recent closing,
that one was a very special one.

I helped a friend who I grew up with

buy two pieces of land
to build a house on.

Yeah.

She had just found out

that her and her boyfriend were pregnant,
and it was a huge, big deal.

I definitely felt way more confident
walking into that one.

And that was a reminder

that my favorite people
to work with our first time homebuyers.

Yeah, people who are getting into it
because there's so much conversation

about young people,
you're never going to be able

to afford a house,
you're always going to rent.

And I'm like, that's not true.

You've got to talk to people
that got to talk to people like me.

In my position to understand
that homeownership is attainable.

And actually getting
to really put that into practice

this time of like educating someone
and walking it through and

having breakthrough moments of like,
oh my goodness,

this actually makes so much sense.

Thank you.

That yeah, that beat out
every other closing I've had.

Absolutely. Yeah.

If you're, you know,
if you're looking to buy a home,

getting a great realtor like yourself,

get you on your team and

getting, a lender on your team

to build out, your,

your loan profile so that you have

a, the ability

to see what a clear mortgage plan is

and what that actually entails
and what you need to do.

I'm a homeowner.

That's going to take

that takes having a good team
put together.

And, because you own the may not know.

I mean, they get an idea.

They know the
you know how much they make each month.

But without without you and without me,

without a realtor and a good lender
that is a huge missing piece.

It is, and whether it takes

three month to month, a month

to get a home or a year, year
or two, how you don't have a long it takes

least they have

a nice roadmap
built out between you and and the lender.

I love.

It, and there's.

It's never too early
to reach out to a lender

or realtor to understand
what steps you need to take,

and I think that's something
that needs to be expressed

because like someone just reaching out
to you or me asking questions,

that's literally
the first step in owning your home.

It is,

if someone's

if someone is listening to this
and considering buying or selling a home

in the in the Gulf Shores area,
what do you want them to know

about working with you?

I am someone who overcommunicate.

Yeah.

I am going to keep you informed
every step of the process,

even on the gut in the back.

You deserve to be involved

and actually understand what's going on.

So one of my biggest pet peeves
when people

don't feel like they're involved
and I've had friends who've bought houses,

I've asked people,
how did you feel like your realtor did?

What do you
what did you want them to do differently?

And it was always involvement

and not feeling as knowledgeable
of the process as they could.

And that's something
I, clear with my clients about.

If there's ever any questions, any
time of day, do not hesitate to call me.

And I always establish
that open communication at the beginning,

which is so essential
for first time homebuyers

because they're going to ask you
every question under the sun,

but, I'm sorry.

Go back to your original question.

I'm not trying to thought.

Oh, that's okay.

I just got, you know, identifying things
that stand out to you and what your what

you bring to the, the to your customer

that needs to sell a home or buy a home.

I've kind of positioned myself
as the real estate best friend.

And that does go hand in hand
with the over communication.

I'm going to break it down in a way
that's going to make it make sense.

That was my one of my first goals.

In my first year of real estate
was being able to explain

the real estate process to a seven year
old and make it make sense.

And that's what I pride myself
on, is clarity.

And I'm always on my phone.

I'm always going to answer my phone
and I'm going to

call people when it's hard
and things are falling apart.

And that has saved me more times.

And I can count and say deals noticed.

I've seen other agents
that just won't pick up the phone.

I will take effect.

I'm going to call
and we're going to figure this out.

Or drawing

nights

will tell me
if, someone needs sell home or buy a home

and they are online with you
and what we've talked about that

how how would they
best be able to reach you?

So I'm always on social media.

Any DMs on social media are great
email on all of my social media.

It has all of my contact information
from our email website.

And that's where I am
pretty much social media.

If you type in Ginny Florida,
you're going to find me.

Yeah, I'll put,
I'll put the links down below

wherever you're watching this or listening
to this podcast, we'll make sure

they are that you're easily connectable.

And, tell me, what's,
do you know anything?

I mean, everywhere there's developments.

Do you know of anything
significant coming to the area

or that has recently been added
that might be of interest?

So we have a lot of new development
in Baldwin and Mobile.

We have two big companies
moving to Baldwin County.

Not sure the exact names.

The buildings are currently being built
out in Bay Monat and Robert Steel.

It's bringing

I don't remember the last time I checked
what the exact numbers were,

but like I want to say,
it was like 600 plus jobs to the area now.

And they are also
redoing downtown will be all the,

eight night amphitheater.

But the Coliseum and stuff down
there is being redone

and restructured to make it more efficient
for Mardi Gras as well.

And trying to revitalize downtown mobile,
which has been let go.

And I am seeing so many great efforts
to try to revitalize that.

And I mean, it's almost Mardi Gras.

Yeah.

We have the whole.

Deal is the whole Mardi Gras.

Try to think what else
anything else we have coming.

Those are the big ones as of right
this moment.

Okay.

Do you,
you've been over to, I guess, lot to the.

Oh, not a all. Yes.

All right. Yeah.

That's, that one snuck up on me.

It's great.

Oh, it's so fun. Yeah, that one is.

I mean, when you grow up here,
they build stuff and you don't notice.

Yeah. You know, what's that?

So I remember driving down the beach
restaurant, and I was like,

is that a roller coaster?

Like, there's no way.

But it's a great break from the beach to

night.

I have a rumor that you're in the area.

I want to see if you've heard this too
or know anything about it.

Here we go.

Rumor mill.

Do you,
is there a plan, or are they building

a essentially an indoor massive wave pool?

Have you heard that?

I feel, I don't.

Know, I feel like I've heard whisperings.

Whisperings out of it.

And that would not shock me.

Yeah, because it does get cold.

You know.

And they do have. Yeah.

I mean, we have water right down the road,
but yeah.

Hey, I guess the more the merrier.

I know I big as a local.

I think we wish it to happen
because then you can go

surfing year round.

Yeah.

Maybe when there's a hurricane,
you just go over to just go inside.

Go inside or.

I don't know,
I hear stuff about that from time to time.

And they have
they have stuff like that over in Japan.

So anyway.

But, I don't know if that's true or not.

So maybe we just added to the rumors.

We'll find out.

I will definitely let you know.

All right.

It'd be a major selling point,
and you're just five, five minutes away

from the indoor surfing.

I don't know, what.

Did I not ask you that
I should have asked you.

I don't know.

I guess what's ahead?

What's ahead for you, Danny?

We are just continuing to grow.

Like I said, I do
value relationships over transactions.

I want to help as many people as I can.

I want to make sure I want to get in
front of as many people as I can

and let them know
that homeownership is attainable.

And we.

Yeah, this open
and growing the area as well,

just to show that we're
we are not just a vacation town.

We have, a lot going for us.

Not just a beach,

not just condos, which a lot of people
like to just lump us in that.

That's all we have going on.

But yeah, just to keep helping people
and making the world better.

Well, you serve

a beautiful area of the country,

and you are charismatic, and you are.

You got a great spirit about you.

And so I just wish you continued
success and growth.

And, folks, if,
you're looking to move to the Gulf

Beach area of Alabama, please
reach out to Ginny.

I'll put her links down below.

I think that's going to wrap up
our conversation today.

All right.

And, it's always the $20.

I'm also a mortgage lender.

If you need financing advice
and, a clear mortgage plan.

And, please reach out to me and I'll,

happily do that
to introduce you to Ginny as well.

All right.

I bye.