Subscribe
Share
Share
Embed
The Expert Podcast brings you firsthand narratives from experts across diverse industries, including private investigators, general contractors and builders, insurance agencies, vehicle specialists, lawyers, and many others.
One of the most common questions we get is about buying a vehicle without a title. Obviously, if you already have a vehicle with no title, you want to proceed with title recovery and some of the methods that we talk about on our website in order to get a title for it. If you already have the vehicle, what about if you don't have a vehicle and you're looking to buy one and you're not going to get a title when you buy it? Should you do that? Well, officially we don't recommend purchasing a vehicle without a title. Here's why.
All of these methods for getting a title that you see on our website for title recovery, court order title, bonded title, VT transfer, prior and a contact, all the different methods that are available work most of the time. Sometimes though, there is something about the vehicle that would prevent you from ever getting a title. For example, an obvious situation is if the vehicle is reported stolen, can't get a title. What about other possible scenarios?
What if the vehicle has been reported as a junk or parts only vehicle? Sometimes if a vehicle has been owned by an insurance company where they paid out a total loss claim, they have reported it to the federal government as a junk or a partsonly vehicle. Now, don't think you can just look at the vehicle and see what kind of shape it's in and know that it's not a junk vehicle. Many times, these vehicles are completely in good condition, but the insurance company has reported as parts only because of liability purposes.
Another scenario is if the vehicle has an open lean against it. Now, leans sometimes can be removed. There's a process for doing that. You can see on our website at cartitles.com, there's a lean release removal process. Usually that works. But if the person who borrowed the money for that vehicle has been actively deceiving the lender and it's an an active default, there may not be an easy way to remove the lean.
Another scenario where a title could be impossible is if the vehicle has been delinquent on back taxes or on back registration. Some states, if their registration fees or taxes are not paid, your video will be back in 8 seconds. In the meantime, remember you have access to live one- on-one consultation, undivided attention of a licensed certified expert in this subject and many others. We want to listen to your story. We want to hear your questions and give you expert advisement of your options. We want to tell you what we know about your situation and what options you have. Now, back to your video. Paid on the vehicle will freeze that VIN number. they will freeze that title so that nobody can get a title for it.
So, as you're looking at buying a vehicle, you're looking at buying something without a title, remember that there is some chance that you may never ever get a title. And you might say, "Well, gee, can I do a title search? Can I run a VIN check? Can I check the VIN?" Well, yes and no. All of these VIN checks that you see online, Carfax, VIN search, all these different online consumer searches don't check for everything. Even if you look at their terms and conditions at the bottom of their site, it'll tell you this isn't a real 100% government VIN search. It's a just a kind of a basic uh online database. Many times it doesn't even show up if it's stolen. It doesn't show any leans. It might say it looked for leans, but most states don't report leans outside of their DMV.
And you might say, "Well, can I go to the DMV and check this?" Well, you might be able to go there, but you'd have to go in person with your photo ID. They won't do it over the phone. They won't do it by email. They don't do it online, certainly. But here's the other thing. The DMV probably only has records for their state. So, if there's some record in another state which would prohibit you from getting a title, it's not going to show up. So, you can perform some due diligence in advance to try to see if maybe there's something obvious that would prevent you from getting a title, but you'll never be able to know 100% if the vehicle is eligible for a title before you buy it.
So, officially, we don't recommend purchasing a vehicle without a title. Obviously, if you have one already, you want to try to get a title. nothing you can do then. But if you want to go ahead with a purchase because you want to take the risk, remember that whatever you're paying for the vehicle, even if it's a great deal, is totally at risk until you get the title certificate from that government agency. And until that new title shows up in your name, you are at risk of losing all your money.
So, if you have more questions about performing background checks, title scenarios, you can click the link below. We have title services. We also have consulting available with certified title agents that might help you with your question. If you like this video, be sure to click on a few others on our channel to see if there's other information that might be helpful to you about this same subject or me maybe even other related subjects that could assist you with your resolution of your issue.