DINKWAP Show

Join hosts Rem and Alvia as they dive into a Reddit thread about things in the Philippines that are unreasonably expensive. From local travel costing more than international trips, to the healthcare system that puts lives at risk, to the struggle of eating healthy on a budget - the duo shares personal experiences and candid insights about everyday financial challenges. This episode offers a thoughtful, relatable look at how cost barriers affect quality of life in the Philippines, all delivered with the hosts' signature blend of humor and authenticity.

  • (00:00) - - Intro
  • (02:33) - - Topic introduction: What's too expensive in the Philippines?
  • (03:37) - - Local travel costs compared to international destinations
  • (10:48) - - Healthcare and hospitalization expenses
  • (23:00) - - Internet speeds and reliability issues
  • (28:16) - - The high cost of eating healthy

Click here to watch a video of this episode.

What is DINKWAP Show?

Join Rem and Alvia as they navigate the joys and perils of adulthood as a married millennial DINK couple in the Philippines, while also trying to break the stigma against the DINK lifestyle or being childless by choice. We tackle challenges like facing adult responsibilities, managing finances, growing careers, breaking generational traumas, generating social impact, cultivating relationships, and determining who should be washing the dishes.

DINKWAP stands for Dual-Income No Kids with a Podcast!

Are you a DINK, SINK, or DINK-curious? Join us at DINK Lifestyle Philippines.

The

DINKWAP Show

Kihuro is scary

because he's already famous.

Yes,

he's already famous because of Ann

Curtis.

Ann Curtis.

But he's

well deserved because the place is nice.

It's really nice but I hope they'll control him.

Yes, this

is it.

How is Kihuro ready to accept the

rush of

people?

So, I hope.

The DINKWAP Show I know how to cook.

But it's hard to go to the market.

And when you go to the market, you have to buy a lot.

So what is that? We eat adobong kangkong for a whole week?

Right?

I'm just okay.

I'm not happy with that.

so the

DINKWAP show dual income no kids with a podcast

Hello and welcome to another episode of the the DINKWAP Show. I am Rem.

I'm Alvea. And

we are your hosts.

It doesn't sound like the sound I remember from our

intro.

Is it different? It's the same.

Why does it sound different? I

don't know. Maybe you want to change the intro.

Maybe I have a problem with myself.

Maybe.

Anyway,

so let's go to the topic for today's episode.

So we all know that life today, and it's also a theme for our previous episodes,

is

like a long-term life.

Why

long-term?

Just

came up with it.

So random.

Life

is like

a long-term life.

It's hard.

It's hard to get home.

It's hard to get home.

It's

Friday.

I'm tired.

I've been working all week.

I'm tired of working.

I'm tired of working out.

Wow,

athlete.

Wow,

flex.

You said it.

Anyway, we found this thread on Reddit.

They

posted it on

TikTok.

interesting

okay topic

so I was thinking the back up a dip a go Sapan perpetually tired so for this episode I don't know what to do I'm gonna react

to their answers. This is gonna be purely feelings.

Our episode is

gonna be good about our

feelings

during our trip.

Okay, let's

go.

Guys, he's on the next topic. He's

tired.

I'm tired already, right?

It's

like when teachers are tired and suddenly they ask, "What are you doing to us?"

You're going to give us exams, right?

Yes.

No, I mean, for workout teachers.

For workout? I

don't know.

Never mind.

So the first answer is local travel.

It's more expensive to go to other local tourist spots, Batanes is an example, than to go to Hong Kong.

Actually, relate.

Because we

recently went to Taiwan.

Which is our topic.

We'll always bring this up. Taiwan.

But

wait. You're already released.

Actually,

the place we really wanted to go to was Siargao.

But

I said, I'm not used to going to 10K.

For Siargao.

Rem has never traveled abroad.

I

told him that in a 10K airfare, he can go to Hong Kong,

Taiwan,

Bali, etc.

We were like, "Let's just go to Taiwan."

That's why.

You're a kid,

right? I didn't go there for the same reason.

Especially now.

We talked about this

in one of our episodes.

I

got to ride a Batanis. But it was still cheap.

I also got to share that it was still cheap.

The airfare of Batanis was like 7k.

How much is it now?

I don't want to look anymore. It's like cheap if you ride 15k.

Maybe 17k.

Double.

And this is just right because while we were recording this,

we

talked about this this week.

I don't know if it's DOT or Department of Tourism or one of the DOTs, Transportation.

They're complaining about the price of the ticket for summer.

It's like 40k.

Oh, that's how it is.

Wow.

That's how it is. 20, 40k is expensive. - I don't know.

It's expensive.

So, they're investigating the airline.

Not the airline, the one that sold the airline

ticket.

I'm curious.

It's a low-cost airline, right?

Why are they complaining about the price?

We all know that

it's AirAsia, right?

So, we can talk about it.

So, they said it's AirAsia something.

It's not the airline. - They don't know the airline.

Anyway, that's not the topic.

So, here in our country, if you love things, if you travel to Siargao, Batanes, I don't know, is Bicol also expensive?

No.

It's okay?

It's okay.

But the top destinations, Boracay?

No, it's cheap.

It's cheap now.

It's always the prom-o-fair.

Yes.

It's always the prom-o-fair.

But instead of fooling our fellow Filipinos, we should think about local tourism.

On the topic of Siargao, the Department of Transportation Secretary

was

also asked, because the airports are being renovated, they should be the first to do so.

It's a top tourist

destination.

They

were asked why Siargao

is so expensive.

They

said that the only place that can go there is the small one.

Because the

runway is small,

the airport

is small.

There are a lot of foreigners going there.

It's embarrassing. Why is it like that?

And there are a lot of people who want to go there. It's expensive.

I mentioned this to you before.

The runway is so small.

It's like it's

being dropped on the

ground.

They explained that there's only a certain type of plane

that

can land in Siargao.

That's why it's expensive.

Maybe the usual planes that go to Boracay

or Cebu,

I guess the smaller planes

are more

expensive.

I don't know. I don't know about airplanes.

But that's what YouTube said.

But I

think that's because it's not that developed.

Even if I'm at the small airports that we go to,

It's just one

thing, the So that it will be warmer.

That's why we were

just walking.

So, what about El

Nido and its

airfare?

The current one, we went there, the airfare is still cheap.

It's

still the real Peso fare.

The real Peso fare.

El Nido

is also like that. But when it comes to El Nido, the airport is like Puerto Princesa and you will land travel.

I know

there's a

plane to El Nido but

not the

charter.

-That's also expensive. -Yeah, it's really expensive.

But yeah, anyway.

Let's move on to

the next.

I still have a lot of feelings but okay.

Okay, just wait.

Let's do it.

This is just a transpo, right?

What's a transpo?

I

mean, travel to a

local destination.

Yeah, local travel.

Oh, I remember.

Another side of it.

It prevents the place from being destroyed.

True.

Sort of good.

But

that's the purpose of environmental fees,

port fees.

That's it.

But it's okay.

Kihuro is scary

because he's famous.

Yes, he's famous because of

Uncurtis.

But it's

well deserved because the place is beautiful.

It's really beautiful but I hope they'll control it.

Yes, this

is it.

How is it? Is Kihor ready to accept the

rush of

people?

So, I hope.

Why don't we just go there?

Yes.

Before it's...

I want us to go back again.

Yes, because it's

raining there.

But if there's a lot of people...

Maybe

not now.

Your time

will be up soon.

Okay,

I'm feeling better now.

You're feeling better now

because you're a girltease.

Okay, next.

Okay, next.

Hospi oh, my.

Go ahead. Read it first. You'll have feelings. It's hard. Hospitalization.

My God. I quote it.

Hospitalization. My God. Coming from a healthcare worker. It's very expensive.

To go to labs.

-Laboratory. -Okay.

-Get

your mind out of the

cutter.

-And admission.

-Hu hu hu.

-Hu

hu hu.

-Verbatim.

-Hu hu hu.

-So, I mean... -Are

you even a Filipino if you didn't think about it at least once in your life?

-I have a story too. It just happened recently that I met.

So, it's not him.

It's not him.

Although he's affected.

But his body was in the hands of a Korean.

On a sunny day.

In Pampanga?

Yes,

in Pampanga.

At 1:02 PM.

I mean, he's a foreigner.

But it's still related.

Finish it first!

It's so confusing!

What do you call that person?

The one whose mind is always on the same path?

You!

Oh, me? That's me!

Okay, go ahead.

So, there it is.

I was in the car.

I was scared because the car was like a U-pick.

I was surprised because they were not human.

That's how it was told to me.

So, I ran, of course.

They called him, he was taken to the hospital.

Private.

They refused to accept because

they

said that there are no relatives

who

can sell things.

So, okay, I get it. But the person is almost losing his life.

So, you have to go through your bureaucratic

processes over

a life of a person.

So,

what is that?

The first day, at 2 or 3 o'clock, they were transferred to the hospital.

No one really accepted. They were both saying the same thing.

You know what time it was admitted?

What time?

She was admitted at 3:00

pm yesterday.

So around 12 hours before

she was

admitted at a public hospital.

They

were the only ones who accepted.

They have contacts inside the private institutions, the hospitals.

They have contacts of doctors.

They are willing

to accept.

Because they don't want to go to the hospital.

Because they don't

want to go to the hospital.

Because they don't have a paper to sign.

I mean, it's not expensive but it gives you a sense.

That's right. They're thinking about it because they might not be able to pay.

That's right.

So it's related to

the cost.

It's the right thing to do.

You know, if the cost is not a joke, why would they require that there's a bullet in

the patient's

body?

To the extent that they won't even admit it, even if it's a car crash.

Wow.

Yeah, a lot.

And

the finding in the public hospital, when they x-rayed him, his lung was in his lungs.

That's how bad it is.

He's still alive.

Yeah, and

he's strong.

Because he's a UPA coach.

He's

not a human.

He's lucky that he didn't give up his body.

But the hospitals that don't want to accept him, If this happened to someone, you didn't accept it. They should have a responsibility.

We

also had this for a long time. Maybe it was high school.

We had a family friend.

The kid got into an accident.

Of course, they were sad because he was unconscious.

It's dangerous because of the head.

At that time, the hospitals in Antipolo were just a clinic.

It

wasn't super reliable.

Of course, they asked where the nearest hospital was.

But they said that the hospitals were not able to take care of the patients.

They said that they needed to transfer them.

It was a weekday, and the parents were there.

The siblings were there with

the patient.

Before the patient was transferred to the medical city, They need to leave one of their siblings.

Because they don't have to pay for it.

They're still looking for someone else to join.

It's like,

what?

It's so...

I also saw, not related to this, but I saw in one of those internet things that How do you... What differentiates a rich person from a not rich

person?

You have to decide whether you can afford to get treatment or not.

Even

if you're about to die, you don't have money.

We're helping each other out.

They're afraid to get a checkup

because

it's expensive.

We're

lucky because

we have

HMO.

But we also

have out-of-pocket HMO.

Yes, we also have out

-of-pocket HMO because they want to get rid of the...

It's hard to defend.

At least for us, our HMO is like consumable.

For others, it's like the HMOs, 10,000 for the eyes,

10,000

for the lungs,

whatever.

That's the hard part.

For us, it's all of it.

As long

as

there's a doctor's instruction, it's covered.

Up to

the limit.

So we're still lucky.

It's still okay.

And there

are a lot of hospitals near here.

Speaking

of, the same thing happened to our helper.

They had a hospital

visit and the

price of the treatment was too high.

The HMO was too high.

Yes,

the HMO was too high.

And the problem was...

They didn't even know.

How much did it cost?

Like half a million?

Something like that.

Wow.

It's like...

Of course, they don't have the means.

They really went through

a lot.

They're like a co-maker.

Yeah.

Loan or something.

Wow.

You're really going to get into it.

Yeah.

But we have a personal experience.

Growing up, we didn't have HMO.

Yeah.

I don't know if you have HMO.

Yeah.

My

parents are sick.

I don't

know why.

It's good that you don't have it.

Maybe, but your body made it.

Because you know your body.

We're the ones who... I

don't know, maybe it's just my parents upbringing.

We're

the ones who don't let us go to the hospital every year.

We're just brought to

the hospital when something happens to us.

In your school, there's no check-up?

No.

No?

No.

No, really? That's why we're the strong siblings.

But then, the vaccines in school.

Because you get the vaccines.

And things like that.

But even if it's a dentist, we don't have a rear.

What the heck?

It's really our own.

But if

we don't have a roundabout, we don't have a hospital.

Of course, my family is humble.

Sometimes, they don't believe that you need to go to the hospital.

They're like, "Hello?" And then, there's a guilt if you need to go to the hospital because the insurance is expensive.

We don't have HMO. I don't know why.

I don't think we got HMO or our parents didn't have that benefit.

Maybe it's because you have insurance, right?

You don't have? You got VUL.

I was already working then.

Why?

The reason is different. It's not

for my safety.

It's different.

But we

don't have insurance.

We just have basic necessities like education.

It's not normal for a Filipino family to put importance on insurance.

I remember

before I started working as a dentist in Meralco, my father made me a dentist very thoroughly.

Because

that's part of my Meralco.

So

I was like, "Why did my father make me a dentist?"

That's why when

I was a dentist, I was really spending money.

Because he's really a burden.

I'm like, "What the hell?" And

you're We're talking about Reddit.

We're talking about Reddit about that.

There are so many people who don't like it.

They feel like, "You're so..."

Our helper

told us to check

up.

Because your children are so...

They're so sad when he answers.

I'm so strong. I don't want

to fall on the bus.

It's like we're...

What did you learn?

Her children paid for the

HMO for them, right?

Yeah.

Because of the head.

The head is still very hard, right?

We bought a mirror.

We bought a mirror

and you can wear it.

Even if the eyes are very wide.

And her head is hurting.

Her eyes are bleeding.

But...

We just forced her to wear it.

If you don't wear it, your mirror will make you go home.

It's annoying.

But it's

true.

Because I also made my parents to go for check-up because of their stuff.

That's not my problem.

Your father is an O.A.

His father is the hobby of the pandemic.

He'll call the hospital.

And he'll be defeated by the doctor.

That's why doctors are pitiful.

And he's

maintaining high blood.

He's not high blood.

At least, he's

proactive.

I still don't think so. I hope he's not doing it anymore.

Okay, let's

not talk about your problems with PhilHealth. Let's go straight to the topic.

Okay, another one.

Okay, this one is from you.

"The amount we pay in this country for slow internet speed is unforgivable."

This is very close to my heart because I work in tech and

you too.

And we're remote workers.

You're a remote

worker. You pay a lot.

Internet is life.

And we paid for certain MBPS.

We

never reached that internet.

They said that there's infrastructure in condos.

Why did they allow us to avail of that kind of internet if we can't get it?

That's why.

I don't know.

I want to talk about that next episode.

I

told him, "Guys, when you're in another country, you'll get more hanaş in the Philippines."

I know that already.

But it's different.

It's like, why don't

we just do it next time?

Yeah, next time.

But aside

from the internet being slow, it's not accessible.

There are free wifi, it's hard to connect.

But I felt this more when I was in college because I didn't use the only data.

So either in the comp lab, comp shop,

or the internet,

the UPI.

But you know, you'll try to connect to like 10 wifi hoping for someone to connect.

It's better now with UPI.

It's okay now.

It's not like us who have no money.

In all fairness to our ISPs, they improved a lot.

But

for the price,

it's still a loss.

But surprisingly, my employer is from Australia.

They said we're still faster than them.

Wait, what? Australia is the first world?

Maybe there are areas

like that.

But for us, it's not just the speed.

It's fast but your

internet is not working.

What the hell?

These past weeks.

Right? Even during meetings.

Yes.

Even during meetings, it's not working.

It's not working.

Right? It's hard.

For example, if you're working remotely in a call center, if you're disconnected, you can lose your job.

So, they have two internet

connections

to have a backup.

This is one of the solutions to decentralize cities.

If

your internet is good in your house, for example in Siargao,

there are a lot of people

working there.

But if the internet is really bad, it's dead.

It's like the LU, there's a lot of

remote work there.

The wifi is fast but the SMS is zero bars, right? The globe.

You'll really go out like that.

Oh my gosh!

We were outing the company.

So

there

were a lot of us.

I'm a finance person and my boss is a CFO.

We pay for everything.

We don't have a card.

So

it's your choice, cash or GCash.

We ran out of cash because we had a lot of food.

So my boss and I were walking around the streets.

We were looking for a signal to get on OTV.

You're laughing, right?

CEO?

CFO.

Oh,

CFO.

I was like,

Thankfully, BPI is only in the app.

So,

you guys don't like to

be OTP is one of the unreliable

security features.

It's easy to get hacked.

It's still being used in

the Philippines.

And it's so easy. You have internet. You don't have

OTP.

There

are

more

better ones.

I don't know how to transfer money.

I don't

have OTP.

Anyway, let's

go fast. This

is the last one.

This one. This hits

the home.

Me? Okay.

Trying to eat healthy. Rem and I, we're not fully plant-based but we're like 80% plant

-based.

And that decision is because of the accessibility

and cost.

It's

good that I know how to cook. But it's hard to go to the market.

And

when you go to the market, you have to buy a lot.

So

what's that? We eat adobong kangkong for the whole week?

Right?

I'm not happy with

that.

So our choice is to buy from the grocery.

We're planning to buy from the meal plan that has an affordable price.

So it's okay.

But

anyway, if you want to cook

and you'll

buy vegetables or fruits from the grocery store, it's expensive.

It's still ugly.

That's right.

It's so sad when you

eat it.

Right?

What is this? It's like a pig.

Exactly. So it's like, we can compare. Because when we travel locally,

we eat

at the restaurants and stuff.

Then we

ate at my cousin's house.

The food was so good that we couldn't understand why.

But it was because of the produce.

And

then my mother's side is in Mindanao.

We have like 10 cousins.

When we were in a Chinese restaurant, he said, "The garlic leafy greens,

per order." He said, "That's just what we're asking for." It's hard.

Even if you want to eat healthy, it's expensive.

Even the salad here is expensive.

Salad is expensive,

right?

When you go to a restaurant, the fresh fruits, the fruit platter, it's 500.

I'm the one who's cutting it.

It's

hard.

And it's not that delicious.

It's not fresh.

Yes.

For example, if I only have 200 pesos to eat the two of us, I won't do that.

We'll just eat McDonald's

or something.

You'll just eat fast food.

I'm just joking. It's

just me.

So you'll just eat fast food because

it's cheaper. It's more accessible.

That's why.

Or

maybe the 7-Eleven with the Anyway, what about you? Do you have an add-on to trying to eat healthy?

Well, for the decision points that we're about to come up with, it's really hard because there are no options.

It's not just expensive if there are options.

If you put that, it's vegan and vegetarian. It's like there's a premium.

It's expensive.

It's expensive.

And it's not delicious.

They

think that's how you eat vegetables.

That's why they think we'll get full from the salad.

Yeah,

they don't understand that you can enjoy it.

Yeah.

That's just a skill issue.

If I have time and energy, I'll be the only one who

cooks.

That's the only thing.

The bad thing about salad.

What's

the restaurant we don't like?

What's that?

Yabu.

Oh.

They just can't

cook brown rice because

it tastes like earth.

True.

And it's so dry, it's like you're touching wood shavings.

Like you're touching wood shavings.

Yeah,

like that.

And we put curry sauce on it.

It's so sad.

It's so sad to

eat.

Very sad.

We were forced to choose between fish and fish.

Yeah, compromise.

We just had to follow the rule when

cooking at home.

Plant-based or as much as possible.

Sometimes fish, but

I never

fried

fish in the condo because I can't stand the smell.

Maybe we only did it in tuna spread.

So we only had tuna pasta.

We also tried it.

Even if the food is healthy, you want it to be delicious, right?

So,

she tied up earlier in the hospitalization that it's expensive to go to the hospital.

The healthy is expensive.

So, it's really expensive.

If you're having a hard time here in the Philippines, which is

a majority

of the population, survival of the fittest is the only option.

It's really about being strong.

Yeah, the guardian angel

is really strong.

Yeah, that's the only way to fight.

There are still

three of us.

No, that's okay. I'm already angry.

Because there's still one more person.

-What

about seafood? -That's not it.

-That's okay. -It's

the same.

-And another one, fruits on

the topic.

We're a tropical

country but why are fruits so expensive?

-What we learned is that they're being exported.

-The best fruits are exported.

-The ones left here are the

most expensive.

-And

actually, there are a lot of...

Again, in Siargao, I'll be quick.

For an agricultural country, the percentage of exports from other places is high.

In terms of food security, why don't we boost the local?

Because it's fresher, cheaper, and more supportive of the community.

So, it's like...

Do you know the answer to that?

I don't know if it's the Department of Agriculture.

But I know that it's like them.

It's

like

them, I guess.

That the Philippines is not an agricultural country.

Nyeh!

Anyway, on that note, let's end this episode.

And thank you for listening or watching to another episode of The DINKWAP Show.

And we'll see you on the next one.

Bye!

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