Welcome Home with Monique

What is Welcome Home with Monique?

Monique Buchanan, your real estate specialist, talks all things real estate. On this show she covers the processes of buying and selling a home. Welcome Home with Monique informs you on best practices to navigate the housing market so that you can start building your wealth through home equity.

Wesley Knight 0:00
This is a KU NV studios original program. The content of this program does not reflect the views or opinions of 91.5 jazz and more the University of Nevada, Las Vegas, or the Board of Regents of the Nevada System of Higher Education. But you

Monique Buchanan 0:22
still don't the radio, good morning. This is Monique Buchanan, the host of the welcome home with Monique show. And on this show, I talk all things real estate. Listen. I want to thank you for tuning in. Well, hello Las Vegas. It's Monique Buchanan and Rebecca coins here to present yet another episode of welcome home with Monique. I tried something new. What do you think I like it? Okay, cool. So good morning Las Vegas. We appreciate you tuning in. It's me and Becky, your local and nationwide realtors. Yes, we can help you in all 50 states. We try to remind everybody about that. A lot of people are moving, you know, changing zip codes, I should say. And we've been getting quite a few calls about investors wanting to purchase in different states. And that's like a hot thing right now. A lot of investors are taking advantage of this market as it in most states, is a buyer's market. Yeah, right, absolutely in most I say that because I'm from Seattle, and I cannot say that exactly in Seattle. I mean, it's not as strong. I would say pockets. It's pockets everywhere. Yeah, that makes sense, yeah. So I can't speak for every you know, all 50 states, obviously, but I will tell you what, here in Las Vegas, honey, it's a buyer's market. Would you agree? Oh,

Becky Coins 1:48
absolutely agree with that. And why would you agree with that? Just on all the deals that we've been doing? I mean, I have to say, I thank you, Mo, thank you to all of our clients and listeners, but we've been very, very blessed. Because I know not everybody's been as busy

Monique Buchanan 2:04
as we are. Yes, well, God provides honey. I give, I give credit to the Lord on that I'm with you there. But even in a famine,

Becky Coins 2:10
he will provide. Yes, ma'am, I'm grateful. But we've been very busy, yes. And every single one of our clients, everywhere we go, we're knocking it out,

Monique Buchanan 2:18
yeah, yeah. And the way we're knocking it out in the way that we know that it definitely is a buyer's market here in the valley, especially, heck, I would say even, even in the millions, even our $2.6 million property is still going to give up some closing costs and still going to possibly give you, you know, some money off the price. You know what I mean, because they're not moving, yeah, they're not moving now, right? All the uncertainty that's going on is just, hey, a lot of stuff is playing a part in that. And now the government shut down.

Becky Coins 2:47
You know, it all depends on the property, obviously, and the seller's motivation. Some sellers are testing the waters, but if they need to sell, because they have their own personal reasons to sell, that's kind of what they're dealing with right now. Unfortunately, yeah,

Monique Buchanan 3:00
absolutely. Because, you know, we keep it 100 on the show you guys. We talked to you guys like, I say, like, my our play cousins. You guys are like, our play cousins out there. So I'm never going to tell you something that I wouldn't do right now myself. So what have I been saying for the last two months, I've been saying, Hey, if you don't have to sell your property, what have I said back? Don't sell time. Just hang tight. Hang tight. If you can, if you cannot, hey, we'll knock it out the park for you. We'll list that property. And then, luckily, we do know the ins and outs of these programs to maybe walk a newer agent that has a buyer for your property, walk them through how they can structure that offer to where it doesn't hurt our sellers in the pocket as much. You know what? I mean, so, but when we're representing those buyers, it's the opposite. We have been getting all kinds of closing costs, you guys. I mean, we're getting the sellers that pay so much, they're, you know, they're doing just as much as a brand new home build. You know, they're buying down the rates for our buyers. They are giving closing costs. Have them, our buyers pay nothing out of pocket in closing costs. Now mind you, if you're looking at a property, a home, that's maybe 330,000 well that's such a low price point that there's going to be an influx of buyers that are with you. And so therefore that price point is going to have a little more action, and more people lined up to buy that property, then let's say 550 house. You know what I mean. So with that being said, obviously I'm going to be able to score a little bit more in most cases with the 550 home, the $400,000 home, versus a $300,000 home, because that seller knows, Hey, I am, I have a property that is, you know, affordable monthly right now, for many people,

Becky Coins 4:44
it's sought after. It is sought after for people who are just trying to get in in the market, and they're not as financially, because

Monique Buchanan 4:50
at that price point, you have investors and you have first time home buyers, yes, that are trying to get that property. So if you have a Savvy Realtor like me and Becky, then we're going to advise you, yes. Let's hold off, and let's see, you know, what else we can get on that table before we accept an offer. Right? Absolutely, if you're just tuning in, this is Monique Buchanan and Rebecca coins, and this is the welcome home with Monique show. We have been in real estate for quite some time here in the Las Vegas Valley, and we just started this show. And we like to enlighten our community about, you know, what's going on in the real estate market, but also within our community. You know, we talk about everything on this show, don't we, little bit of everything, but everything. So I wanted you to do something today. Becky, what you want me to do? I would like for you to be vulnerable, okay, and honest, of course, what you always are, but always extremely honest, sometimes a little too much. Yeah, that's all right, you know, you know, I appreciate that. Honesty. I appreciate that. And just tell our listeners your horrible experience with buying your first house, because there's a lot of people out there that have some reservations, and we keep it 100 here. How was your just start off out the gate. How was your experience? What made you want to buy a house? Just tell us all the goods.

Becky Coins 6:07
So I've, you know, on the show, I've kind of touched on it, touched on it, here and there. But yeah, so here's, here's the nuts and bolts of what went down, what happened we my husband, my now husband and I, we were just dating, and we had rented one property, hoop from a friend.

Monique Buchanan 6:25
Love you, Chris coins, and

Becky Coins 6:27
we got a little phone call that said, Hey, we're letting the house go. You guys are gonna have to find somewhere to

Monique Buchanan 6:33
go. You're renting from a friend, renting from a friend. How long were you renting that property?

Becky Coins 6:38
Ooh, we'd been there for, I think, two years, Okay,

Monique Buchanan 6:41
couple years. Rent owns it. You feel safe. Yep, you pay your rent on time. Yep, were you a good tenant? Oh, yeah,

Becky Coins 6:47
on time. Never late, never late. And then, you know, at least he was kind enough to let us know, like he did, you know, kind of call, and was like, Hey, we're gonna let the house go.

Monique Buchanan 6:58
How much notice did you get? He gave

Becky Coins 6:59
us a little he did give us some notice, like maybe 60 days, something like that. Yeah, I want to say he gave us a little bit of notice. So we weren't like, couple months, couple months, okay? And then we went to another friend, customer from back in the day, who was a property manager, and was like, hey, like, we don't, you know, this is what's going on. We don't want any issues, but you know, we're looking for another rental. So got into another rental, and I've already seen this play before. I start seeing some people coming by taking pictures of the house. I'm like, what's going on? Wait, after you rented it, yeah, we'd been there for over a year, okay? And then I start seeing some stuff going down, and I'm like, and what people just popping Yeah? And I was like, what's happening? We went out there and confronted somebody, and they were from the bank, but they couldn't give us any information. I any information. So we call the property manager and are like, hey, because we asked ahead of time, are we gonna have any issues if we weren't, because a lot of people were dealing with what we were dealing with

Monique Buchanan 7:51
back then, What year was this around? Oh, this was 22,008 oh, so right, when the eight

Becky Coins 8:01
nine, I want to say when the crash happened, yeah, all during that, people, we got Cash for Keys first go round, so it was kind of that whole thing. So a lot of people were letting houses go. People were getting noses on the door. So I said, super unstable, yeah. And when we asked this property manager, he's like, Oh no, the guy who owns this house, the doctor, he lives in California, solid. You don't have to worry about nothing, right? We were like, okay, but then this happened, okay, so we called, and we were like, Okay. And I just, I looked at Chris, and I was like, We got to buy. I don't know if we can. We had, you know, we had some of our own credit issues. We had padded our credit back up at that point. And I was

Monique Buchanan 8:36
like, let's go see to at least look into it and see if we can buy. Let's just try. Yeah, because I just, I have the uncertainty of renting. You don't know when you could be Yeah. Told that you have to leave, yeah. And you had kids,

Becky Coins 8:47
and they were lying. They lied when we asked about what was going on. Oh, no, he's just doing this and doing that. And I'm like, I know this play, like, I know this rodeo. No. So I was like, we need to be proactive here. Because I don't, I don't want to get a notice on the door. I got three kids. I'm not trying to be

Monique Buchanan 9:04
scrambling, yeah, with the kids. So that was decided to try to buy, yep.

Becky Coins 9:09
And we went in. And I went with friends, because I didn't know any better, right? And mortgage wise, I would say for the most part, everything was pretty good. There we went in, got our pre approval. Everything was good, went to shop and then went to a friend.

Monique Buchanan 9:24
So when she says mortgage wise, she means the lender that she went to. Although he was a friend, he was very good. Yeah, he was seasoned. Yeah. Had been in the business forever, and he knew his stuff. So you were so just so you know, mortgage lenders and realtors, we are completely different. We don't work in the same office. We are not that's not how it works. They work over in their office, and then we're completely separate, and we work on our office. Because I think, I think sometimes people think we all work together, yeah, and we don't, no, not at all. No. I mean, like, like Anthony, for instance, he is on my team, but he's not physically in my office. No. Like, he runs his own whole mortgage team, which is completely safe. Separate from a realtor. As realtors, we negotiate for you. We find the property with you. Now, I say with you, because a lot of there's so many tools out there to find properties. Yeah, a lot of times our clients are sending us properties, you know what I mean? So just being completely, you know, transparent. So we're we're there to make sure everybody else is doing their job. We're there to make sure behind the scenes, you don't realize what we're the conversations we're having, the emails back and forth for 30 days straight that we're doing, checking in, making sure everything's right, the inspector, the title company, the lender, we're staying on top of everybody after we get you that house. So that's our job as a lender. They get the money, honey. They pay for it. So anyway, so the mortgage lender was pretty

Becky Coins 10:41
good. Yeah, he gave us our education, gave us our pre approval, told us start with

Monique Buchanan 10:45
that we were good. And you use the same realtor. I use. No names will be discussed, no but the friend realtor that we both had, you used

Becky Coins 10:51
him, yes and yeah, when I got my keys, I was crying. I had buyer's remorse, well, for a half a minute only for half a minute,

Monique Buchanan 10:59
but yes, tell us about your experience. What happened? I just

Becky Coins 11:03
he'd been in the industry for quite some time. He kind of made me feel like our small, piddly deal was a little bit beneath him, necessary, like he was doing us a favor. He definitely made me feel like I was doing him the huge favor of giving him my business on the other end. Now I didn't know, especially now

Monique Buchanan 11:23
that you're a realtor, yes, but you know, I feel like, sometimes God lets us go through things like that, because now you have empathy for that. Oh yes, you're, you're like, on high alert to make sure that we do not treat our clients. I don't care if they're buying $200,000 condo or if they're buying a $2.6 million home, they are still the most important person in the world, in the room, yes. And you know, you just want to be very careful of how to treat folks. You know, it doesn't matter at the end of the day, when your heart's in it to help people. You know, it doesn't matter about the money. The money comes and it goes, Money comes and it goes,

Becky Coins 11:58
it's fluid. It's not even, yeah, yeah. So so he didn't,

Monique Buchanan 12:01
he treated you kind of like, well, you guys are only buying like 150,000

Becky Coins 12:04
yep, yep. That was kind of pretty much it. And back then, you know, I felt like $150,000 was an insane amount of money. I'd never spent that much money on anything. Yeah, it was a big deal, yeah. And so to me, you know, walking through the process, I didn't understand any of it, and so And back then there people, that's when people were destroying homes. Yeah, we'd walk into a house and it would just be completely everything gutted out of it. And

Monique Buchanan 12:31
God, those days are not coming back. Yes, thank goodness, because now, just so you know, the crash happened, and you have a lot of people out there waiting for the so called Crash, right? But here's the thing, guys, those same people have been waiting for five years, and while they're waiting, our price points have went up so much that they can't even afford to buy if they wanted to now, because they were listening to the hype about this so called crash that was coming. But here's the thing, you have to understand the history of the crash, it was through predatory lending. They have cracked down so hard on that I'm as realtors, we're not even allowed to know who the appraisal or appraiser is. Yeah, it's randomly selected by the lender, and he doesn't even know who it's going to be. Like, they have really put a lot of like, guardrails in place. Yeah, they don't mess around. No. And now beat back. Then if you had a pulse, you got approved.

Becky Coins 13:19
My you just put whatever you said, you said, and they went, Okay, okay,

Monique Buchanan 13:23
we believe you. And there's, like, no documentation to back it up. And yeah, it was just so, so shady, just to be honest with you. But my father, for instance, he worked at the Luxor. Shouts out to everybody over there. My daddy was number one seniority. He was in room service. But here's the thing, he was still w2 employee, I think my dad probably made like 40,000 a year back then. And do you know that he had two homes at 500,000 each? So a million dollars worth of property, you tell Riddle me that, right? How in the world did you give that man a million dollar? Because they just went in there, and, you know, he was listening to my cousin at the time, yeah, my cousin had something up to tell him, this is how much you make, yeah? And he kind of ran the show, because he knew my dad had never bought a house before, and so, but anyways, that's the point. Is that back then it was it in, of course, unfortunately, my dad has had to go bankrupt over a million dollars. That's just insane, yeah. So anyways, that crash happened from predatory lending, yes, mainly back then. So that's over with done, yeah? But anyways, yeah, so you guys kind of went through that. Why do you say that you cried and you got the key

Becky Coins 14:34
so there were short sales going on back then, and there are some now starting to kind of pop back up now, not as much, yeah, but there are some things that go down. And the house that we ended up buying was a short sale. It was occupied when we got there. But he kind of just, I would want to look at a property. He wouldn't explain things to me. I over explain, I'm a talker. You know that you have to shut me up all the time. Girl, we both are right. Like I over explain. To my clients when they have questions, because I just never want to be in the dark about things myself, and I wouldn't want them to be that way.

Monique Buchanan 15:07
It's the biggest purchase of your life. It is. It is the most you know. So it's very nerve wracking. It can be very stressful. Like my niece today, she's buying for she's pregnant in Seattle, and she's buying for the first time. She's super excited, but she's stressed already with her pregnancy, and then she's like, auntie, oh my goodness, I'm so and I get that, you know what I mean, but you have to make sure to explain everything. And you know, always be open to questions. Answer your phone Yes. So, so when you say he didn't explain anything, give me some examples. And if you're just tuning in, this is Monique Buchanan and Rebecca coins, and this is the welcome home with Monique show. You can check out my website at welcome home with monique.com you can reach us at 7029 84, 3700 702984 3700 if you are thinking of purchasing a property for investment, first time home buyers, whatever, fifth, ninth time home buyer, like my clients coming from Hawaii, right? She's so cute. She goes, honey. I bought nine homes. I said, Well, hello, yeah, pro, right. So no matter what your real estate needs are, we've got you covered. And not just here in Las Vegas, Nevada, but in all 50 states, 7029, 84, 3700, so when you say he kind of left you in the dark. I

Becky Coins 16:21
had no idea how any of this worked. He never told me we were we were getting we had planned a trip to Hawaii. We were on an airplane, and we had seen this property, and we had seen so many properties, they were starting to all run together, starting to see sideways, and I knew we were gonna have to do some work to the house. That was fine, but like I said, the family was living in it when we saw it. So, you know, he just kind of like, pushed us as far as, you know, you got to make an offer right now, right now, right now. And I was just like, so you felt rushed. Oh, big time. We were on a plane. And I was like, Okay, pull the trigger, and I'm trying to remember the house and remember what we saw. And so, you know, it all worked out in our favor in the end. But I did. I had no clue how any of it worked. He just kind of okay, this is happening. And then that was it. It was like a quick he didn't explain what it meant, what an appraisal is. He didn't explain our due diligence. Oh, wow. I didn't understand any of it. I didn't know I could back

Monique Buchanan 17:17
out. Oh, well, let me tell them that now, yeah, if you're if, if you are dealing with any realtor, just know when you submit an offer, your realtor definitely is going to put a at least they should, and you need to check it, if we make sure. But they seven to 10 days is the the average, and that is back out for any reason under the sun, you can back out of the deal if you need to. So if you, I like to say, if you have a collar green dream, you can back out of that deal and let your let your agent know, hey, I've decided that I'm not gonna move forward with this property, and you should be able to get your earnest money back. And the reason I say should is because, per the contract, you are owed your earnest money back. But the title companies do require two signatures, that's the seller and the buyer on everything. So if you get an unfortunate seller that is, you know, just not being very nice for whatever reason, and they decide not to sell or sign the release of your funds, it can be held up in title, which there's millions of dollars. But this is very rare. I think I've had this in my decade of doing this. I think I've maybe had it maybe two or three times in 10 years. Yeah, a seller has done that, but then my clients just take them to small claims court and get their money, but still, sorry, see how we explain exactly we over

Becky Coins 18:30
explain, because we want you to know. Yeah,

Monique Buchanan 18:33
I want you to know, even if you don't deal with us, me or Becky, I do want you to be in the know of what your rights are. So anyways, go

Becky Coins 18:39
ahead. Yeah. So I mean, the whole process, you know, I didn't understand what was happening with the inspection. We just, you know, the inspection happened. He just, kind of like, I just felt like we were railroaded over every time I turned around. I think I've mentioned this on the show, maybe before, but the, you know, we're part of an HOA. When we drove in the HOA, everybody's got cars on the street. There's kids playing. One of the reasons I chose that property, and we were working on our house, and then afterwards, my car got towed, and I had no idea, because those CC didn't tell

Monique Buchanan 19:12
you to look at the CC. Okay, so when you buy a house, guys, you get the HOA rules. We call it the resale package that comes to you should be within the first two weeks. So you're gonna get that, it's gonna go over all the rules for that particular community, so that you can look and see if there's anything in there, like, oh, you can't park overnight on the street, which is a big deal breaker for me personally, yeah? So if you see that, you can say, You know what, no, I've got five days to back out of this after I've reviewed. So I'm gonna back out because I know that I need to park. I've got kids that live with me, my kids, right? So, you got towed?

Becky Coins 19:42
Yes, I got tow. Let's

Monique Buchanan 19:44
talk about this. It sounds like you had a horrible experience, and I'm so sorry I did. And I'm sure that there's listeners out there that are shaking their head like, Yeah, me too, right? And unfortunately, that does happen with anything, right? But let's talk about how you feel now, about your 150,000

Becky Coins 19:59
Our property, 130 535.

Monique Buchanan 20:03
Oh, my goodness. And she lives in mountains edge. Yes, yes. I live

Becky Coins 20:07
right outside mountains edge. How has this property changed your life? Like I said, Everything happens for a reason. It all worked out in my favor. We redid the stuff inside the house. You know, our house is worth, yeah, our house is worth almost 500,000 I can't complain I have my interest rate is, you know, lower,

Monique Buchanan 20:24
yes, and pulled money out when you needed

Becky Coins 20:27
it. I did. I did do a refi, a HELOC at one point. Do you

Monique Buchanan 20:30
mind if I asked, What did you pull the money out? Would you use it for?

Becky Coins 20:33
Um, I paid off like credit card debts. I have five. I have my three kids. So, you know, kids needed things, car able to different stuff.

Monique Buchanan 20:40
And because you owned a home, you were able to take the money out of that house, yep, buy your husband that brand new truck, which you just bought him, you were able to help your children out. And, you know, and that's all because of that, that ugly house you

Becky Coins 20:53
bought. I'll tell you what that HELOC. I took some of that HELOC money for peace of mind during covid. Oh, that was good, just so I had money because I didn't know what was going to happen with all

Monique Buchanan 21:02
the layoffs that makes. Layoffs. That makes complete sense. Yeah, time you were working at Planet Hollywood, yeah, that was so smart.

Becky Coins 21:08
Yeah, that peace of mind just

Monique Buchanan 21:10
and then the points that you made for one of our clients, you told her, because she's worried about the shutdown, and you let her know as well, you have so much more flexibility as an owner versus a ranger, one as a renter, you will be put out if you don't pay that rent. You've got only so long. Yeah, but even like my sister in Seattle, she says, Mo, her husband got laid off. She says, Mo, I'm so glad that I bought I said, what's going on? Why? Where'd that just come from? She goes, Well, because we called them like you said, Monique, because I told her call your mortgage, tell them you're having a hardship, and they lowered her mortgage from $4,500 a month to $500

Becky Coins 21:48
yeah, they're not in the they're not

Monique Buchanan 21:50
in the they don't want your house. They do not want your house. You don't they want to be paid. They as long as you can prove that you're having hardship, majority of the time, they're going to work with you. Yeah? Now you try to do that same thing with the landlord. Yeah, yeah. I know my I know my rents, 3500 but I'm just gonna give you 500

Becky Coins 22:06
for Yeah. Good luck with that as it and the late fees that pile up daily and all of it,

Monique Buchanan 22:12
and then the embarrassment of having an eviction on your door, yeah, on your credit, and that doesn't go away. I

Becky Coins 22:17
can tell you, during covid, there's a lot of people that took forbearances because they didn't know what was going to happen. You know, that doesn't go on your credit. You don't show that you have late payments. They tacked it on to the end of their loans. When it was done, certain things give you, it gives you a lot, to me, a lot of peace of mind. And that client that I had to talk I'm still having to talk her off the ledge. We're almost done. We're in the home stretch. Gotta hold

Monique Buchanan 22:39
their hand. Sometimes this is very nerve wracking, especially when they're by themselves, you know, so But here's the good news, she's a veteran, and she's about to own her first home. Yes, she is, and she's going to sound like you in a couple years. I'm so thankful I bought that ugly house, because now that ugly house is worth 500,000 that ugly house has gotten my husband a truck. The ugly house has blessed my children. Gave me peace of mind during a pandemic, because if I was a renter, oh, my goodness, I can't even

Becky Coins 23:04
imagine. Yeah, I mean, imagine that. Like the way that our city and everything happened with a pandemic is very, very rare, where they didn't let landlord Lords kick people out right away, but government shutdowns all this other stuff. They don't do that. No, they don't put in that was a one time thing. Don't know

Monique Buchanan 23:19
if you're a homeowner, you do get some protection. Yes, you do. If you're a homeowner, there are government programs that are put in place to protect you, but not the renters, absolutely. And here's another thing, renters, if you're listening, we got to wrap this up. But if you have unfortunately had an eviction, you you it's so hard to rent with an eviction, so don't look to rent. You need to go ahead and think about buying and then you don't have to worry about that eviction. 7029 80 430-700-7029, 84 3700 Listen, you guys. I appreciate you. I'm on my way out the door. I will be heading over to Europe. I'm going to Albania, enjoy I'm excited. I'm just go see my baby. She moved there about three months ago. She loves it. I'm also going to be looking at properties over there they've got so my daughter lives in a high rise downtown Albania, and she says she pays $700 a month when they go to a nice steak dinner her and her fiance. I think it's like 20 something dollars crazy. Well, I'm not gonna imagine God says the same, Honey, I'll be there this Saturday. So when you guys hear the show, I'll be there if God says the same. So just know that I am also making these moves. I'm going to Italy, to Rome, when we get over there. So I'm going to be talking to realtors over there, getting some information, bringing it back. I'm going to look at a two bedroom condo downtown Albania, going for like 85,000 all day long. All day long. They have them by the beach. So I'm going to go grab some information for Europe, because I know there's plenty of listeners out there that are thinking about making that transition. So we always tell you guys, we are in all 50 states. That's a slam dunk. We can help you all day long, and we've helped many of our KU and listeners. Move or buy investments elsewhere. But now I'm extending this even further. I'm going to be taking my trips over to Europe. My daughter lives there, so I have a point of contact, if you're thinking of Albania, because they're very friendly with us. So you can live there with, you know, no paperwork, for a whole year, and then, like, what, they plan on doing a stay in the whole year, and then you got to move away for three months. So they're gonna go to Portugal. So this is something that a lot of people are doing right now, so I'm trying to get this information for everybody. So I'm gonna go into Italy. I'm gonna go to Albania. Next trip, I'm probably gonna do Greece, Albania, and maybe, like, back to Ireland. Yeah, when I'm tagging along, you can come on, honey, come on. You know, you're always able to come so, yeah, but you guys, we love you. We're trying to, you know, get all the information we can for you, and we pray that you stay safe out there. We're praying for each and every one of you. And just so, you know, a little heads up, Becky, I'm gonna start starting the shows off with what? Back in the day, when you went to church, they did something called testimonies. Do you remember that? You remember you stood up in church and you would tell your testimony. So I have a quick in fact. Let me do it right now, and I'm gonna start starting to show off my testimony. You know, give God praising. So I'm grateful and thankful you guys, because at the investment property, I call myself going over there painting, and don't you guys laugh. But I stood up and banged my head so hard, I thought I was gonna pass out. I was so scared, and I went to the hospital. And let me tell you, I was making goodbye videos to my kids on the stairs while I waited my husband to come get me. But I'm just thanking God. So that's my testimony. The Lord brought me through. I survived. I'm still with you guys, and they did a CAT scan, so because I have to fly for 11 hours, and they said I was fine. So that's my testimony for the week. Do you have a testimony? Anything good happen to you this week?

Becky Coins 26:47
Well, I'm getting ready to go visit my son, because he just bought that house. We're talking I get to go see it in person. I'm very excited. Your middle

Monique Buchanan 26:55
baby bought a beautiful home. Yes, it says Spokane, Washington, right? So that's she's on out the door too. So this weekend, she'll be up there. But we love you guys, and you know, if you have a testimony you'd like to share on the show, I'm going to start this. I'm going to start this. Welcome home with monique.com. Is my website, but welcome what is my? What is my? You guys, forgive me, I have not had my coffee. It is a welcome, welcome home show, 91.5 at Gmail. That's my email. You guys, can, you know, contact me for real estate stuff on there, but as well as if you have a testimony with me, and I will share it on the radio station, Radio Show, but going forward, I want to start sharing a testimony giving God all the honor and all the praise. So yeah, welcome home. Show 91.5 at Gmail. I'm praying for all of you guys out there, and we appreciate every referral and all the love you show us. Y'all have a great, great weekend. Have a safe trip. You too. Becky, bye, guys. Thank you for listening. Please remember all terms discussed are simply an estimate. My license number is S 1788, 46 my phone number, if you'd like to contact me, is, 702-984-3700, you can also find me on YouTube. You.

Transcribed by https://otter.ai