Inside U.S. Regulations

Covering USDA, Banking Turmoil, Artificial Intelligence, Consumer Protection, Capital Adequacy. Explore regulatory updates across USDA, banking turmoil, AI governance, consumer protection, and capital adequacy. Key developments include FERC filing rules, Federal Reserve innovation policies, FTC fraud enforcement, SEC data privacy, and Basel III monitoring.

Show Notes

This episode provides comprehensive regulatory updates impacting sectors such as USDA, banking turmoil, artificial intelligence, consumer protection, and capital adequacy.

Listeners will gain insight into the Federal Energy Regulatory Commission’s refined filing requirements for oil pipeline carriers, which aim to improve transparency and compliance through revenue-based filing thresholds and mandatory electronic certifications.

Additionally, the Federal Reserve’s updated supervisory approach encourages responsible innovation by rescinding restrictive crypto policies and emphasizing governance and risk management for AI use in banking. The episode also covers the Federal Trade Commission’s testimony on combating fraud, showcasing aggressive law enforcement and international collaboration.

For more information, visit the Carver Agents website.

Articles mentioned:
  1. View File(s)
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  3. Attorney General Bonta Files Lawsuit Challenging Trump Administration’s Attempt to Impose Discriminatory Conditions on Billions in USDA Grant Funding
  4. Basel III monitoring report
  5. Regulation, Innovation
  6. View File(s)
  7. View File(s)
  8. Lessons from the 2023 banking turmoil - Executive Summary
  9. Investigative Summary 26-0004
  10. FTC Testifies before the Joint Economic Committee on Agency's Efforts to Combat Fraud

What is Inside U.S. Regulations?

Regulatory news, updates, and insights for USA presented by the Carver Agents team

Welcome to Carver's USA Regulatory Updates for March 29, 2026.

The Federal Energy Regulatory Commission, or FERC, has issued clarifications and specifications regarding filing requirements for FERC Form No. 6, which is filed annually, and Form No. 6-Q, filed quarterly. These updates include thresholds for mandatory filing and partial filing exemptions based on revenue levels for oil pipeline carriers. Specifically, carriers with annual jurisdictional operating revenues of $500,000 or more must file Form No. 6 annually by April 18 following the calendar year end, and Form No. 6-Q quarterly within 70 days after each quarter ends. Carriers with revenues between $350,000 and $500,000 are required to file specific pages—301 and 700—of Form No. 6 plus page 1. Those with revenues of $350,000 or less must file page 700 plus page 1 of Form No. 6. Additionally, all filings must include an electronic Corporate Officer Certification. These measures aim to enhance regulatory oversight and transparency of financial and operational data for oil pipeline carriers, supporting compliance and risk management.

The Federal Reserve has updated its supervisory approach to better enable responsible innovation in the banking sector. This includes rescinding certain crypto-related supervisory letters and replacing restrictive policy statements with ones that facilitate innovation. The Federal Reserve has clarified risk management and capital treatment related to digital assets. Banks are now expected to proactively implement governance, risk management, and oversight policies for artificial intelligence usage. They must also understand risks and legal obligations in bank-fintech partnerships. This update reflects the Federal Reserve’s commitment to balancing innovation facilitation with the safety and soundness of the banking system, addressing emerging risks from new technologies, and increasing transparency and public accountability in supervision.

The Federal Trade Commission testified before the Joint Economic Committee regarding its efforts to combat fraud during Fiscal Year 2025. The FTC highlighted its aggressive law enforcement actions against fraudulent schemes, consumer education initiatives, and collaboration with international counterparts to target foreign-based fraudsters. These efforts are critical in protecting consumers and enhancing regulatory risk awareness.

An investigative summary released by the United States Securities and Exchange Commission revealed that a former SEC attorney engaged in unauthorized audio recording and used an unapproved artificial intelligence transcription service, mishandling nonpublic information. This incident underscores the risks related to unauthorized recording and data privacy breaches within regulatory bodies. The SEC emphasized the need for strict controls on information handling, requiring consent before recording interviews, use of only approved applications for recording and transcription, and protection of nonpublic information from unauthorized transmission.

Finally, a joint Basel III monitoring report published as of June 30, 2025, includes data from the United States among other jurisdictions. The report reflects the effects of Basel III reforms finalized in December 2017 and the market risk framework finalized in January 2019. It covers risk-based capital ratios, leverage ratios, and liquidity metrics for a representative sample of internationally active banks. This update provides stakeholders with a benchmark for analyzing Basel III implementation progress and understanding capital adequacy and liquidity stability. Banks and national supervisors are required to submit semiannual data for monitoring these risk metrics, assuming full implementation of Basel III requirements as of the June 30, 2025 data.

That wraps up today's regulatory updates. Visit carveragents.ai for more information.