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TBPN is a live tech talk show hosted by John Coogan and Jordi Hays, streaming weekdays from 11–2 PT on X and YouTube, with full episodes posted to Spotify immediately after airing.
Described by The New York Times as “Silicon Valley’s newest obsession,” TBPN has interviewed Mark Zuckerberg, Sam Altman, Mark Cuban, and Satya Nadella. Diet TBPN delivers the best moments from each episode in under 30 minutes.
The most viral video I saw over the weekend was, the the parody of Dario Amade on SNL. That felt like it really took over the timeline. Martin Casado said, honestly downplayed how ridiculous the rhetoric and broader situation is. It was a funny clip. There were a bunch of interesting nuance.
Speaker 1:I mean, first, it's like, okay. Clearly, the the the AI rhetoric in the public discourse is getting to, a new height to the point where, like, a lab leader of a private company can be can even be parodied on SNL because the audience understands who that is. Yeah. So it's interesting to see that like, okay, yes, like Dario's done enough on Oprah and CNN and and NBC and ABC and all the major news networks to be relevant to the broader audience. And because it only really works, like you can't they like they could never pair there's a lot of people in tech that we know that wouldn't work as, you know, SNL punching bags.
Speaker 1:But he's made it. He's made it.
Speaker 2:It says a lot that the like the sweater vest thing is Yep. Iconic enough Yep. To be like a part of a character.
Speaker 1:Yep. I wonder if he'll stick with that or switch it up. Because it's not it's not his leather jacket yet. It's not his Hawaiian t shirt yet, but there is such value into leaning into like a consistent thing. But I don't know.
Speaker 1:We'll see. The interesting like wrinkle here is that Dario is at the point where he is enough of a name that they can do this bit and and make jokes and it's it's relevant to the SNL audience. Obviously, it went way more viral on X than I I I think it probably did on YouTube. But when Michael Che is introducing the segment, he sort of stumbles over Dario's name a little bit. Like, he's reading it from the cue cards and he says like, and this is Dario, and then he pauses.
Speaker 1:And it seems like maybe Dario Amade is not fully a household name in the SNL writers room yet in the sense that they were like, okay. Who is this guy? Let's look him up. Okay. Get him on the cue cards.
Speaker 1:I don't know. Maybe I'm reading into it too much, but it felt like this was certainly like a cross in the chasm moment, like the first time everyone gets to know Daria. But very, very funny and it really illuminates a little bit of like the the complexity of the discourse, the irony of saying, you know, somebody's gotta save me from me, basically. But let's play a little bit of it, see what you think. You
Speaker 3:know, you know, you know, thanks for having me, Michael. I may have been alarming in my recent interviews, but I want to assure you that if we can pressure lawmakers to create guardrails, we will be able to stop me.
Speaker 4:Zarga, can you just explain how your company isn't going to kill us?
Speaker 3:So so so so
Speaker 1:so Not the most flattering division.
Speaker 3:That's a really hard question.
Speaker 4:It shouldn't be.
Speaker 3:So, you know,
Speaker 4:Come on, Dario. Come on, Dario. You can do this.
Speaker 1:Is is that an explicit reference to, like, the ring? Like, Gollum, like, with the voices in your head?
Speaker 3:AI is the devil and eye maker.
Speaker 4:What? It
Speaker 1:seems like it. Right?
Speaker 3:No. Well, look. This extensively and we are all on the same page here. We do not condone what we are doing. Shouldn't you
Speaker 1:It's very, very tough to thread the needle on this message. Cancer?
Speaker 3:Yeah. So put it this way. In ten years, there's about a ten percent chance that cancer will be a problem for anyone.
Speaker 4:For anyone. I don't like the way you're saying that, buddy. I mean, how is this a good thing?
Speaker 3:Look. So, Jay, it's simple. If you could drink a milk that made your life easier, but there was a ten percent chance it killed you, would you drink the milk?
Speaker 4:No. Really? Yes.
Speaker 3:What if there's a button that when you
Speaker 4:push it, everyone dies? Would you push the button? No. Really? Dario,
Speaker 1:are you okay?
Speaker 3:I'm sort of blacking out every time I talk. I'd love to start this interview over or better yet, you know, my whole life.
Speaker 4:Alright, Dario. Just tell us, what are the pros of AI? Alright. Land of the plane, Dario. I can't.
Speaker 4:You can. We can hear you, Dario. No one can hear you, Dario. Something reassuring. Like what?
Speaker 3:Try the milk thing.
Speaker 1:Already said that. Then reference to something or is that just random?
Speaker 3:Is not a weapon.
Speaker 2:It's funny.
Speaker 3:A tool for building weapons and I urge you to urge me to stop.
Speaker 4:Laurie Ahmaday, everybody. Thank you.
Speaker 2:Going going pretty hard on him in some ways. Yeah. That being said, he's always like incredibly fascinating to listen to and he has incredible clarity of of thought and he does at times, he'll like pause, you know Yeah. In a in a way that would maybe scare normal people Mhmm. A little bit.
Speaker 2:But the thing that I think he can do that will have the biggest impact I agree. No. I actually like the Yeah. I I like the the the Loor for kind that of shawl sweater thing that is.
Speaker 1:Isn't it is it Brunello?
Speaker 2:Yeah.
Speaker 1:I think someone I think someone talked it. Right? It's Brunello. So, you know, it's it's nice. No.
Speaker 1:Think the biggest And I feel like a power tie, some shoulder padding would go a long way. Anyway
Speaker 2:The biggest thing he can do is to stop smiling when he's talking about really bad devastating things.
Speaker 1:Yeah. Yeah. And
Speaker 2:so I'm sure that that's something
Speaker 1:Yeah. There's something to be learned from like the way like Fed Chairman speak or the way, you know, the head of the FDA or the head of the military speaks. Like we've talked to some of these folks and like they're very austere, very serious and our show's very lighthearted and we just kind of have to like click into a different mode when you're talking to somebody like like a Michael Kratzios or someone who's, like, dealing with the weight of something big Yeah. And and and puts up a wall that is it is a it is a performance, but it serves a very valuable purpose, which is Yeah. Like, I take this very seriously.
Speaker 1:Or you can go the opposite way, the the the Mark Zuckerberg way and rip it and just be like, yeah, I'm having fun with AI, which is honestly like it feels like people are like, yeah, I kinda want that energy a little bit. Just give me the white pill. But I
Speaker 2:don't know. Yeah. And again, I I don't think that Zuck's approach is at all appealing to the people actually pushing the frontier. No. Right?
Speaker 2:No. Like, no no one's gonna Yeah. No one's gonna take Yeah. No researchers like take
Speaker 1:There are some researchers.
Speaker 2:Dating dating back to basically Right. Demis being like, you know, at that moment where he realizes Zach is just as excited about
Speaker 1:Yeah. Yeah.
Speaker 2:VR as he is AI. Right? Yeah. Anyways
Speaker 1:But maybe I I hope that Maybe VR will be bigger than AI, Jordy. Maybe. One Wouldn't
Speaker 2:you like that?
Speaker 1:I would love that.
Speaker 2:Wouldn't you like that, John?
Speaker 1:I would love that. But yeah Anyway, so
Speaker 2:so from SNL headed straight into dinner Yeah. With the president.
Speaker 1:Sunday. I mean, he wasn't actually at SNL. But yeah. It's like you wake up to that on on Sunday morning, and you have to imagine that Trump sees it. But Trump has been both he's hosted he's hosted SNL multiple times, and he's also been made fun of on SNL for years.
Speaker 1:Like, when he gets elected, they basically hire an actor to come and be him for four years for the entire tenure because they're gonna be doing the cold open with him like basically every other week. And so maybe there's a little bit of camaraderie. They're like, hey, we've both been through this, Dario. It's not so bad. It's actually kinda kinda funny or or maybe they're both like, yeah.
Speaker 1:The news really is fake. We got we got
Speaker 2:But, yeah. As as critical as it is at the same time, I think it's something that all founders should aspire to. Right? When you're starting your company and and investors say, where do you where do you see yourself, you know, where do you see yourself in the company and
Speaker 1:stage. Perhaps. Perhaps.
Speaker 2:Andrew Curran says, President Trump has personally invited Dario to a private dinner Mhmm. Tonight. That was yesterday.
Speaker 1:So it happened on Sunday night.
Speaker 2:This will be the first time they've actually met one on one. Yeah. Big chance to patch things up or crash the plane into the mountain.
Speaker 1:They're actually running it back tomorrow night. Tuesday night, there's a dinner in DC for all the AI leaders with the White House again. So, I mean, the pace of this stuff is really really really picking up. There's there's meetings every every week now, basically. And, yeah, I mean, there's lots to work through.
Speaker 1:And no one is gonna get their put their their head in the sand, not even the comedians at SNL. They will have to chime in as well as the politicians and the lab leaders. And so, yeah, despite Dario being excluded for it seemed like he was excluded from that White House dinner with Xi Jinping and that basically every top tech leader was invited to. He was noticeably absent. President Trump, you know, followed up with a one on one dinner with Dario to hear his side of the story.
Speaker 1:And I wonder what type of leaks or reporting will come out of that. You would think that that would be going on today. Maybe there will be some news or maybe they'll put out a joint statement. Maybe everything went really well. But I mean both
Speaker 2:Or a joint. You could see Dario sign up for Truth Social.
Speaker 1:Or UFC court sign or ringside. Ringside. Be pretty electric.
Speaker 2:UFC Yeah. With with the Don. I wanna see Dana White, Dario Yeah. Trump Yeah. Just squat it up.
Speaker 1:You think he'd be doing slapboxing before too?
Speaker 2:Oh, yeah. For sure.
Speaker 1:Yeah. For sure. You gotta do the full suite if you if you go all in. Anyway, there's also interesting timing that I don't know if this how timed up this was, but every day there's another proposal for how to manage AI safety. This one feels like the most formal concepting exercise from a group of top AI researchers.
Speaker 1:It's published through the University of Cambridge. You know, Sam was talking to it wasn't Axios. He was he was interviewed and he was saying that like, maybe we're gonna sit down and get beers, basically. You remember this whole thing? Why don't you guys just sit down and have some beers?
Speaker 1:That was the that was the proposal. And he was like, I don't wanna leak anything that's gonna happen, but we are thinking about thinking about it. And, you know, he's like, you you can't just
Speaker 2:Our be a personal agents are talking about getting together for a beer. Yeah.
Speaker 1:But it was very funny framing. But this is like the start of that. It's start of more collaboration between the labs, between the academic community. And what's interesting is like they go a little bit further. You know, Tyler over there is his criticism has been like everyone comes out with an AI safety proposal and it's basically always like we got to talk about it.
Speaker 1:And this is a little bit more concrete. So the first one is they want to set in place the ability to monitor the level of AI enabled r and d at labs. So what percentage of the code? What percentage of the dollars? What purse like, give us firm metrics on how much of the AI r and d is being done by artificial intelligence, Anthropic, OpenAI.
Speaker 1:They've all sort of like mentioned this in blog posts that it's happening. But there's also this like vague jockeying because it's better to be further along on the RSI curve for financial reasons. So there's not really an apples to like, no one really feels like they have a strong handle on like whether there's more RSI going on at OpenAI or Anthropic. Like, it feels like they both have very different metrics. Like, OpenAI says, like, we have a intern level.
Speaker 1:And then Anthropic will say, we had Claude spin up a thousand ideas and, like, you can't really apples to apples those. The proposal's like, let's get some metrics in place so we can actually monitor this thing. Then they also have again, it's sort of like we need to talk about it, but they want the government to create firm plans for responses to potential theoretical bad scenarios. So like if there's a big cyber attack and an agent goes rogue and brings down the Internet and hacks into a bunch of stuff, like what did what will the government do? What's the equivalent of like FEMA?
Speaker 1:Like we have a response for like there's a big hurricane, it hits town, you bring in people, there's food, there's shelter, there's like a plan. And we don't really have that for like the Internet went down because like an agent took it down. Same thing for biosecurity. They have a couple others, even like economic dislocation, that type of thing. So they want they want the they're they're not proposing the solutions to those yet, But they're saying like, the gov this is where the government should be prepared.
Speaker 1:So, I don't know. It's a good read.
Speaker 2:Did you see that China has places you can go to to simulate being in a disaster? High, super, you know, super high winds and and Flash floods. Flash floods, things like that. Should we have like AI disaster simulations where you can be in a data center 's going rogue Mhmm.
Speaker 1:And
Speaker 2:and kind of work to to shut it down with friends. Yeah. Just to kind of like live action role play through it.
Speaker 1:I like that. I like that. I I'm kind of treating Modern Warfare four like that. I feel like that's getting me enough cycles of like the simulation of, you know, you already play against bots, you're already shooting shooting AI basically. So getting some drills in.
Speaker 2:Yeah. I know it's it's a joke, but I I wouldn't actually be surprised that a a future first person shooter or like one of these open world games is centered around the Terminator scenario.
Speaker 1:There was there was a game. There was a game. I forget what it's called, but yeah, like you drop in with three people and you're on this like planet. There's one that's Starship Troopers theme, so it's like the bug planet. And then there's another planet that you can drop into that's like the Terminator planet.
Speaker 1:And you're going up against like they basically like ripped Terminator's intellectual property. Like they look exactly like t
Speaker 2:r x is Tyler not back in school? He's doing internship in history. He turned it down.
Speaker 1:I turned
Speaker 4:it down.
Speaker 2:He actually turned it down just to grind for this.
Speaker 1:Yeah. Things will never be chill again. The doomers who shaped the AI safety freak out. The Wall Street Journal has an article here about some early anthropic employees who are considering buying remote land in The United States to to relocate to if AI goes seriously wrong. They're getting bunkies.
Speaker 1:They're going bunker mode. Yeah. Employees also trained doomsday scenarios and preparation plans in a private Slack while anthropic workers have their own office space inside Berkeley's Constellation AI Safety Community. The wider safety scene has discussed iodine pills, remote islands, and electromagnetically shielded desert bunkers.
Speaker 4:This is like an interesting example of, like, actual answer to the to the teller count question, which is like, if you're if you really care about Doom, why aren't you making financial This is a decisions. Yeah. And this is like
Speaker 1:lever up, get a lot of debt, and buy a buy a bunker, buy remote land with a massive mortgage.
Speaker 4:Yeah. Because usually the answer to the the Doomr thing is like, well, I'm not gonna be able to get to my bunker because the, you know, bio terrorism will already have killed me or something. Mhmm. This is an interesting Yeah. Instantiation of this.
Speaker 2:Yeah. The thing that always the thing that always just like breaks down
Speaker 1:Yeah.
Speaker 2:With these scenarios is like, you know, every every every guy is like sort of played out the scenario in their head. Right? And where are you gonna be best off? In some like remote area where you don't know any people that actually live there? Right?
Speaker 2:Like, let's pick a Let's pick Wyoming.
Speaker 1:Right.
Speaker 2:You really think that the world is like falling apart and you're just gonna head over to Wyoming and set up shop in a community that knows you've been building your bunkie there. Yeah. Right? And and they're just gonna be like, oh, yeah. Like, there's a bunker over there.
Speaker 2:It has everything you need in it survive and
Speaker 1:You know what you know what
Speaker 2:they But but but, you know, they paid us to set it up years ago. Yep. And and and let's not we shouldn't we shouldn't just go occupy said bunker for ourselves.
Speaker 1:The prepper community has a term for this. They say, don't be a loot drop.
Speaker 2:Yeah. It's a loot drop. Yeah.
Speaker 1:You're a loot drop if you do this. If you go and set up a really luxurious bunker with a bunch of supplies, but you don't actually know the community, you're not integrated into like everyone What's
Speaker 2:the fabric of
Speaker 1:Yeah. Fabric. So ideally, it's like you want your team and everyone else to all be in it together and so that you know there's no there's no squabbling. But yeah, you can just set up a loot drop and then everyone's like, oh yeah, install the crazy safe over there. Let's go get that as soon as the crisis happens.
Speaker 1:Yeah. I mean there's a whole bunch of fun game theory that you can play through there. I would I would personally I think we need to regulate because I would personally I would hate to be in a self defense situation with with a bunch of rogue agents. And imagine if all the waymo's went rogue and we were just forced because of self defense reasons
Speaker 2:You and all your best
Speaker 1:friends. All to of our drive around and just have to shoot them out of the windows of our cars like all day long. Like that would be that'd be a nightmare.
Speaker 2:That'd be a nightmare. You would never you would never even
Speaker 1:If I was in a self defense situation, I would do it, but it would pain me. Totally. Totally.
Speaker 2:Let's talk about some personal agents.
Speaker 1:Okay. What we got?
Speaker 2:Noah Shin jumped on the founder of Instinct, broke his silence finally with none other than our friend and Patrick O'Shaughnessy. He pulled out the said a list of surprising and mind boggling stats from this conversation. 1,000,000,000 a year in transaction volume still invite only. Mhmm. I can't remember if that's total I think that's actually total volume to date.
Speaker 2:I don't think that's like run rate volume. Growing 10% a day.
Speaker 1:I read that as $1,000,000,000 of annualized that they are at $1,000,000,000 of annualized transaction volume. Yeah. But I guess it's maybe even higher? I don't know. Yeah.
Speaker 1:Interesting.
Speaker 2:Growing 10% a day. Spend $0 on marketing.
Speaker 4:Crazy.
Speaker 2:They have this, you know, pretty amazing flywheel where people post screenshots all the time. That's doing a lot of marketing.
Speaker 1:Then We we a lot of the but a lot of the screenshots are like horrible accidents. But maybe those actually drive curiosity and like people being like, well, I'm not gonna make that same stupid mistake and the service is probably getting better. You think those actually help?
Speaker 2:I think those help. Yeah. Do. People just curious.
Speaker 1:People are curious and they're like, yeah, I wanna see it. And I'll be safe. I won't give it my login details, but I'll still No.
Speaker 2:And it and it and it can't be said enough. Yeah. A lot of people within tech have experienced AI doing things for them. Yeah. Making a product.
Speaker 4:Yep.
Speaker 2:Most people outside Mhmm. Have not experienced that yet. And it's just a magical thing.
Speaker 1:Yeah. Totally.
Speaker 2:40% of users Mhmm. Shared a personal credit card with Instinct within three weeks. Compute demand is doubling roughly every week. At five to 8% daily growth over the months it takes to bring new compute online, Instinct would reach about a 100,000,000 users. On Instinct's own AB test, it matches Opus five performance at a fraction of the cost.
Speaker 2:Noah spends about 40% of his time on compute. Buying compute at the last minute costs 3 to 4 x more. Makes sense. Background work runs on setups that are three x, five x, and eight x more efficient on the same compute. 50% of Instinct's transaction volume is travel.
Speaker 1:That's a crazy
Speaker 2:Instinct plans to take a cut of what users buy. Take rates, Shopify is two and a half to 3%. Amazon is 15%. Apple is 30%. Noah's personal goal is to keep Instinct free for everyone for life.
Speaker 2:Some small businesses run their entire back office Cool. On Instinct. That's interesting. Users who connect at least one piece of sensitive information retain at about 80%. Just give me one piece.
Speaker 2:Just one piece. Just give me one piece Some
Speaker 4:sensitive
Speaker 2:sensitive
Speaker 1:Tell me your secret.
Speaker 2:Some users send more than 90% of their messages.
Speaker 1:What kind of skeletons do have in your cloud?
Speaker 2:To Instinct by voice. Say an app makes 70% of its money from ads and 30% from actually selling you things. Agents could wipe out the 70%. But Noah thinks that 30% gets much bigger because people buy more when buying takes zero effort. This is a big question for me.
Speaker 2:Right? Because already Mhmm. Buying something on a Shopify store takes close to zero effort. Yeah. Like the checkout is actually down to if I land on the website and I know what I want.
Speaker 2:Yeah. I can check out within and and again, Shopify doesn't have an app
Speaker 1:business that's not fun to shop for though. There's a lot of stuff, especially if it's like I was thinking about like cable management. I wanted to get some cable management stuff for my desk. And like, I don't really care about the brand. I don't care about the the flow.
Speaker 1:I just want like, you know, a sweet I needed some like command strips maybe, like a little tray, like whatever like the modern solution is to like a couple cables, a power brick, like just go and get something that's well reviewed and like a suite that will figure out. What what kind of voice are you doing?
Speaker 2:Instinct launched to about 200 friends and family. Invites have sold on eBay for around $300. More than 50% of Instinct's traffic doesn't run on iMessage. Instinct has proactively called Noah three times. That's like when when it's doing something and it and it has like a deadline.
Speaker 2:It's like Noah gave the example of like, hey, you really have to sign this like within the next five minutes. Are you available? It'll just call you.
Speaker 1:Call you.
Speaker 2:Okay. Which is cool. Raised one on 10. Yeah. Yeah.
Speaker 2:Less than a month raising two and a half. So Noah Noah is 23. So very very good
Speaker 1:summary. Also, colleges that I went to. He went to Northeastern.
Speaker 2:There you go. This is the whole Instinct pitch deck by the way. And it's Christian Kyle saying, my three month old son is now twice as big as when he was born. He's on track to weigh seven and a half trillion pounds by age 10. Very funny
Speaker 1:viral post. This this is like this went super viral on Reddit. It goes viral like every couple months on Reddit and stuff. It's a it's a wild post. But I did wanna set some, like, some comps around the Instinct growth numbers that are interesting.
Speaker 1:So a billion dollars a year in transaction volume, we're not exactly sure if that's annualized or to date, but it's kind of the same. For reference, it took Stripe around eighteen months to hit $1,000,000,000 of annualized transaction volume, although Stripe also spent two years building in beta before launch. Instinct got to 1,000,000,000 transaction volume in closer to six months. But it's important to note that with Instinct, the transactions flow through third party cards. So they're not making any money off of these transactions yet, But it's very clear to imagine where monetization might happen.
Speaker 2:Yeah. At the very least, they could just launch a credit like their own card.
Speaker 1:Yeah. Of course. You sign up.
Speaker 2:And they are getting that interchange fee and they don't need to get they don't even they don't even need to get anyone to opt in. Yeah. And might be able to Yeah.
Speaker 1:It's an easier pitch too because you're you're onboarding this AI agent, you're like, I've heard some really crazy stuff about this thing. Yeah, I'd I'd actually like it if you used your card as opposed to like already has
Speaker 2:basically a computer, a phone number, email. Yep.
Speaker 1:Give it a credit card.
Speaker 2:Give it
Speaker 1:a credit card. And so I'm sure they're working on that. And when they do, they're not gonna make 3% because you do have to pay Visa and MasterCard like the underlying rails. But earning 1%, half a percent, quarter percent, even even 0.1% on, you know, they grew to a billion. You know, you're talking about getting into, you know, tens of millions of dollars of revenue pretty quickly.
Speaker 1:And the team's just 14 people. And so you can sort of see why they raised a billion at 10,000,000,000 from Benchmark, Sequoia, CodeTwo. There's, you know yes, you have to believe that that they won't be, you know, killed by Muse and that they will continue to scale. But if if, you know, any of the growth rates sustained for any even a limited amount of time, it's gonna be a lot of transaction volume, great business, and you can underwrite it pretty safely. And then there's still the there's still the off the the offshoot into Amazon world, I I think.
Speaker 1:Because Amazon doesn't really have a a strong play there, but could fit in very well with Yeah.
Speaker 2:They have a lot of potential dance partners and Yep. Ultimately, grow really fast because they don't just like grow really fast for no reason. No. Right? So No.
Speaker 2:Good point. Other people, the chief economist at Apollo is warning that mass adoption of AI agents could trigger a bank run as they optimize user investments. Gary Gensler spent his last few years as s h SEC chair warning that the exact same problem will hit the markets. The pursuit of algorithmic perfection at scale destroys system stability. Personal finance agents making simultaneous optimal decisions could potentially cause a massive flash crash.
Speaker 2:Agent, a causal coordination with no messages passed between them will show up in a lot of places. Markets will get the big headlines, but the huge number of clever advisors making very similar choices will impact all of human society. Blah blah blah blah blah blah blah blah
Speaker 1:blah blah.
Speaker 2:Human laws were not written for this. They were not written for a lot of what's coming.
Speaker 1:You're gonna
Speaker 2:have to apologize. It is it is about to start happening very fast. Credit to Sattrini Yeah. For basically being the first.
Speaker 1:That was a different thing, but yeah.
Speaker 2:I don't know. It's the exact
Speaker 1:Yeah. It's similar, but
Speaker 2:it's Oh, it's just a it's like This this idea of like there's a lot of aspects of our economy that are that like businesses that work because of friction. Sure. That friction in some ways will be removed when you have an always on agent that Yeah. Says, hey, you haven't touched this product in very long time. Do you still wanna be paying for this?
Speaker 2:Yeah. Etcetera, etcetera. Yeah. I don't think this is I don't know. My my banker will just hit me up and say, hey, I'm gonna I'm just clearing this with you.
Speaker 2:I'm gonna sweep funds Yep.
Speaker 1:Into Money market.
Speaker 2:Market Yeah. Account or or or TBills. Like, it's not like like a good banking experience is already doing this proactively for you. Yes. Now, there's of course people that maybe they just are set up with like a simple checking account, and they could be moving those into a higher yield account of some sort that aren't doing it.
Speaker 2:And maybe the agent starts doing that, but like like fundamentally a great banking experience, they're like doing this on your behalf. When some says, dang it. If ordinary people get fair deals that aren't ripped off, it's the end Yeah. Of
Speaker 1:Yeah. Because I I I wonder like the personal agents are taking off, but like we're still in like single digit millions of people doing them. It's going to take time for people to adopt them. And then they need to actually authenticate and add these things, link their bank accounts. And then presumably the first version of this will be the agent coming to you and saying like, Hey, is it okay if I do this?
Speaker 1:Second order will be like, I just did this. I know it's okay. You trust me. And that relationship, that trust, I feel like that's going to take like years to build up and diffuse through. There are still like there's still plenty of friction in the economy.
Speaker 1:I think think it's gonna take a while for people to to onboard onboard to this fully. I mean, people were it's the same it's the same idea of like when ChatGPT came out, people were like, Google search is dead. Like Google no one will Google search. Google search revenue is going to go to zero like next year. And it was like, yeah, it was a reasonable replacement, but it took a little bit longer even though it was growing so fast, faster than any consumer product ever.
Speaker 1:Incredible revenues, blah blah blah blah blah. It still wasn't that fast. And so it's the same thing where it's like, okay, if this happens over like a couple of years, like banks adjust, money market funds adjust, like it's not the end of the world potentially. But we'll keep monitoring it. Anyway, let me tell you about Railway.
Speaker 1:Railway is the all in one intelligent cloud provider. Use your favorite agent to deploy web apps, servers, database, and more while Railway automatically takes care of scaling, monitoring, and security.
Speaker 2:Zach, what happened? We believe superintelligence will create significant new opportunities for all people and businesses. Meta already serves billions of people at scale and helps hundreds of millions of businesses reach customers. Today, we are starting the next major pillar of our business Mhmm. Meta Enterprise Platform to help businesses use AI to grow and transform in new ways as well.
Speaker 2:Meta Enterprise will use our strengths that few other companies have advanced models, leading agents, large scale infrastructure, and years of working closely with many businesses. Initially, we will focus on bringing our full technology stack, including the Muse Agent, Meta Business Agent, Muse API, Muse Code, and more to businesses and developers to help them grow. To lead this effort, I'm excited that Shuritan CJ Desai, former guest of the show, join Meta as Chief Enterprise Platform officer reporting directly to Doc. CJ is an experienced enterprise leader with a track record of building full stack software and delivering results in AI and for a business applications and security. Blah blah blah blah blah
Speaker 4:blah blah blah.
Speaker 2:Anyways, so how I think this is gonna go. I think that they created this new business unit. Mhmm. They still have a lot to prove on if they can
Speaker 1:Sorry. If you scroll down, there's some wild comments. Anyway,
Speaker 4:continue.
Speaker 2:Anyways, they created this new business unit.
Speaker 1:Yeah.
Speaker 2:They're talking about apps and agents and all this stuff. I think what's really gonna happen is they're gonna do big compute deal. Mhmm. And then and then it's gonna look like the the the sort of unit is doing it it'll quickly go from, let's say, 0 to $10,000,000,000 a
Speaker 1:year Yeah.
Speaker 2:Of revenue. They can sort of use that. They don't have to necessarily break out where that revenue is coming from, but they can say, like, our enterprise platform is is gone from 0 to 10,000,000,000 in Yeah.
Speaker 1:This was like the jokes I mean, Alice was was sort of trolling with around, like, oh, like all the growth in Google Cloud platform is selling TPUs. It was like a little bit more nuanced than that. But but there's a bunch of ways to like wrap up revenue into a into like an enterprise platform that could be tokens, could be doing inference, could be selling compute, raw, bare metal deals Yeah. Could be could be actually selling services. Will be interesting to see where it goes.
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Speaker 1:We'll see you tomorrow Doing flashback. For a big event. Goodbye. Can't wait.