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In this episode of Retailgentic, host Scot Wingo sits down with Johnathan McGowan, co-founder & CEO of PayOS, to discuss how AI agents will handle payments safely and compliantly.
From Visa and Mastercard partnerships to the first live Agentic token transaction, Johnathan explains how “day-one-ready” infrastructure will power the future of Agentic Commerce.
Timestamps:
01:56 — Meet Johnathan McGowan, co-founder of PayOS
04:00 — From Visa to PayOS: the founding story
06:40 — What Agentic Payments really mean
08:10 — Partnering with Visa & Mastercard
10:25 — “Day-one-ready” vs new payment rails
12:50 — What PayOS actually does
15:30 — Agent builders and early use cases
18:40 — Understanding “intent” in payments
21:50 — Future-proofing across protocols (AP2, ACP, etc.)
24:55 — How the first live Agentic transaction worked
29:50 — Why PCI compliance & trust matter
36:00 — The global scale of Agentic Commerce
From Visa and Mastercard partnerships to the first live Agentic token transaction, Johnathan explains how “day-one-ready” infrastructure will power the future of Agentic Commerce.
Timestamps:
01:56 — Meet Johnathan McGowan, co-founder of PayOS
04:00 — From Visa to PayOS: the founding story
06:40 — What Agentic Payments really mean
08:10 — Partnering with Visa & Mastercard
10:25 — “Day-one-ready” vs new payment rails
12:50 — What PayOS actually does
15:30 — Agent builders and early use cases
18:40 — Understanding “intent” in payments
21:50 — Future-proofing across protocols (AP2, ACP, etc.)
24:55 — How the first live Agentic transaction worked
29:50 — Why PCI compliance & trust matter
36:00 — The global scale of Agentic Commerce
As AI agents start making real-world transactions, companies like PayOS are making sure those payments are not just possible, but trusted, secure, and global from day one.
👉 Connect with John: https://www.linkedin.com/in/johnathanm/
👉 Learn more about the PayOS: https://www.linkedin.com/company/payos/
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Creators and Guests
What is Retailgentic | Consumer Behavior & Retail Trend?
Retailgentic explores consumer behavior and retail trends to help brands and retailers innovate. Join Scot Wingo for expert insights, actionable news, and ecommerce innovation strategies to navigate the future of retail and agentic commerce.