Plenty with Kate Northrup

Are you ready to transform your relationship with money, time, and energy? In this episode, I dive into how women can break free from the patterns of financial stress and create greater abundance in our lives. I explore the historical context of financial oppression that has led many of us to develop a rebellious spending mindset and avoid financial clarity due to past traumas.

I advocate for creating a “spending plan” that focuses on abundance, helping you recognize rebellious tendencies around money while introducing both internal and external systems for financial empowerment. I also share how Business by Design, a program created by James Wedmore, has positively impacted both my business and personal finances, helping me scale with ease and align my actions with my financial goals.

Join me for actionable steps, practical tools, and mindset shifts that will help you reclaim control of your money, time, and energy—and open the door to even more abundance!

“We are talking about the sweet abundance that comes from consciousness and clarity and transparency with ourselves, because actually what’s available when you get clear and conscious about your money is only a more powerful version of abundance.” -Kate Northrup

🎤 Let’s Dive into the Good Stuff on Plenty 🎤
00:49 Common Financial Patterns Among Women
02:41 Understanding Resistance to Financial Tracking
04:24 Historical Context of Women’s Financial Freedom
07:35 Nervous System and Money Relationship
11:22 Metabolizing Stress and Financial Clarity
14:39 Rebellious Spending and Self-Reflection
16:35 Creating a Spending Plan for Abundance
17:40 Building a Nervous System Stewardship System
18:28 Business by Design Program Overview


✨ Business By Design (BBD) Review: How James Wedmore’s Program Transformed Our Business ✨

In episodes 109 and 110 of Plenty, we’re giving you an inside look at our journey with James Wedmore’s Business By Design (BBD) program and how it completely transformed the way we run our business. 🚀

Ready to scale your business while maintaining your well-being? After growing our business from zero to multiple seven figures, we’ve discovered that success isn’t about working harder—it’s about working smarter and more aligned.

💡 BBD provided us with the exact framework we needed to streamline our operations and actually enjoy the process. In these episodes, we’re sharing the game-changing strategies that helped us scale with ease.

What’s Inside These Two Episodes:

  • A candid review of BBD and how it’s become the backbone of our business growth strategy 💪
  • Insights on how BBD’s holistic approach—from team building to marketing—has transformed our systems, sales, and customer satisfaction 🌟
  • How we implemented BBD’s principles in everything from our launches to refining our offers and improving team communication 🤝
If you’re wondering whether BBD is the right investment for your business, or you’ve been curious about how it could align with your specific goals, these episodes are a must-listen!

🎧 Tune in for an honest review of our experience with BBD and why we keep recommending it to everyone we know. 💬

Want to learn more or join BBD yourself? Head over to katenorthrup.com/bbd for exclusive bonuses like a live, in-person Mastermind event and my signature visibility strategies—including how I’ve landed features in Harvard Business Review, Oprah Daily, and beyond! 🌟

Don’t miss out on this transformation! ✨

What is Plenty with Kate Northrup?

What if you could get more of what you want in life? But not through pushing, forcing, or pressure.

You can.

When it comes to money, time, and energy, no one’s gonna turn away more.

And Kate Northrup, Bestselling Author of Money: A Love Story and Do Less and host of Plenty, is here to help you expand your capacity to receive all of the best.

As a Money Empowerment OG who’s been at it for nearly 2 decades, Kate’s the abundance-oriented best friend you may not even know you’ve always needed.

Pull up a chair every week with top thought leaders, luminaries, and adventurers to learn how to have more abundance with ease.

Kate Northrup:

Nervous system, stewardship system, both at the same time. And when you do that, you will begin to change your nervous system thermostat around money so that you're building the somatic body. You're building literally the capacity, electrically speaking, to be able to run more and more power, more and more abundance through your body and through your life. Welcome to Plenty. I'm your host Kate Northrup and together we are going on a journey to help you have an incredible relationship with money, time, and energy.

Kate Northrup:

And to have abundance on every possible level. Every week, we're gonna dive in with experts and insights to help you unlock a life of plenty. Let's go fill our cups. Hello. So something's come up the last couple of weeks.

Kate Northrup:

Many times in conversations with girlfriends, in coaching calls, when I've been guest teaching in a couple of other people's programs, And it has come up so many times that I wanted to do a conversation about it with you. Well, it's not really a conversation. I'm just gonna talk about it, and you're gonna listen. So the the reason I this is so important is I think it's so common, but I've never heard anyone articulate exactly this particular problem and its source in the way it has come up many times recently. So here it is.

Kate Northrup:

As if you're a woman listening to this, and just know that all genders are included here, but this this conversation is particularly something I see with women. Here's the thing I see, and I only know this, you know, I'm like this. Anything I'm talking about, nine times out of 10, the reason I'm talking about it is because I used to have this problem, and then I figured out something to help myself, and then I'm now sharing it with you. So just know when you come into my space, I'm never like wagging my finger, I'm never judging you, I'm never like, oh my god, do you believe what she's doing over there? I'm just right there with you like, girl, I know, totally used to do the same thing, sometimes I still do.

Kate Northrup:

And this is all about bringing love and consciousness to our shadowy spots, to our little nooks and crannies of behavior and ways of being that are not actually serving our long term goals, that are not serving our daily aliveness. And so this is the particular pattern, is women who do really well financially, or who are on their way to doing well financially, or maybe they have a lot of resources from other some other source, maybe their partner or an inheritance or whatever, there is a common pattern of not wanting to track their expenses, and not wanting to actually know what they spend during a given month, because they want to have the freedom to just spend whatever they want, whenever they want, because that feels like freedom and expansion to them. There's a few things that I've become aware of that are underneath this that I want to unpack, because if you're someone who finds yourself repulsed by the idea of tracking your spending or knowing what your expenses are or, God forbid, creating a budget, which is not a word that I love, we could talk about that, then this conversation is for you.

Kate Northrup:

And by the way, if you know someone who's like this, please send this episode to her because this is a healing space, and this is this is not about limitation or deprivation in any way. This is about creating a relationship with our money that allows us to expand. So just know when you come into my space, I'm never gonna tell you you need to deprive yourself. I'm never gonna be like, oh, you have to cut back. Stop buying your lattes.

Kate Northrup:

Stop getting manicures. You know, that is not what we're talking about here. We are talking about the sweet abundance that comes from consciousness and clarity and transparency with ourselves, because actually what's available when you get clear and conscious about your money is only a more powerful version of abundance. Right? It's the difference between building a house where the foundation is in sand versus building a house where the foundation is in the bedrock of the earth.

Kate Northrup:

It's just stronger, and you can build a lot taller. So that's what we're talking about today. Underneath that pattern of wanting to just spend and spend and not ever having to track is a younger, immature girl archetype, and I wanna contextualize it in history. So for thousands of years, really until very recent history, like women got the right to vote in The United States in the nineteen twenties, and much later in other countries, and there are still places in the world where women really do not have the rights to have their own voice in government and in the economy and in society in general. And then in 1975 was the first year that the law changed that a woman could get a loan in her own name without a male cosigner.

Kate Northrup:

Right? So 1975, that was like thirty seconds ago, right, that a woman could have her own credit card or her own mortgage or her own line of credit. And so it's important to understand that for thousands of years, women were property. Instead of being able to own property, on some level, women were property. And so it makes sense to me, given that historical context and what we understand now about epigenetics and ancestral trauma and the ways that and also ancestral joy, but the ways that our ancestors' patterns live on in our DNA, live on in our own nervous systems, and our opportunities to heal those things today.

Kate Northrup:

So let's think about, like, in the context for women historically around money, that for thousands of years, women were property and had no financial power, for the most part. Wouldn't it make sense that there's a part of some of us now that wants to just go hog wild and do whatever we want with our money as an act of rebellion? As like, f you, you can't control me. I'm going to just be out here buying what I want, going where I want, doing what I want, and I'm not going to keep track of it, because I just want to be free. Goddamn it.

Kate Northrup:

Right? It's been thousands of years of, like, financial servitude on some level. I just want to be free. So I want to honor the part in you, in me, that feels that way, and know that she comes by this honestly in the grand scheme of history. So that's thing number one.

Kate Northrup:

Thing number two is that I've talked about this many times, but if you're new here to Plenty, you may not have heard me say this before, so I'll remind us all, which is that if our nervous system has a thermostat set point, and our nervous system thermostats were created in our childhood as our nervous system was developing in the environment in which we were raised. Whatever the general energy of that environment was around money, whatever the general feeling was around money, is the thermostat set point that our nervous systems will return us to automatically, as a default, unconsciously, until we consciously decide to update the nervous system set point, which is what we do inside Relaxed Money. It's what we do inside my world and my programs. It's one of the things we do. So if it has historically in your life, in your mother's life, in your grandmother's life, your great grandmother, your great great grandmother, if your lineage has not been one of paying loving attention to numbers, and if money was associated in any way with any kind of emotional pain, it makes perfect sense that you would resist looking at your numbers.

Kate Northrup:

Perfect sense. For me, in my childhood growing up, every time my parents talked about money, things got really stressful. And in fact, one of the reasons that they got divorced was because they were really on different pages about money. I mean, it was more complicated than that, but that's that's the simplified version. Right?

Kate Northrup:

Maybe someday I'll invite them on the podcast, and they can tell their own story. But that was the that was the general communication I or that was, like, what it seemed like to me. So if you have an imprint from the stimulus of looking at money or talking about money is associated with chaos, loss, anger, stress, pressure, anything like that, which most of us have some kind of imprinting like that, it would also make sense that you would want to avoid looking at your numbers. Because in your subconscious, which is ruled by your nervous system, looking at numbers is not actually a safe thing to do because your association with that is of pain. Okay?

Kate Northrup:

So that's another layer. So we have one layer is the historical context and kind of that rebel part of us that's like, F you. I've been controlled for thousands of years. I just want to be free. And that's kind of like a sideways shadow way of creating a lower level of freedom.

Kate Northrup:

That's not actually the truest level of freedom, but it is like a a taste. Right? Then we have the second layer, which is your thermostat setting around money and actually talking about money and looking at money. There may be a stimulus and response in there where financial awareness, like looking at the numbers, is associated with loss or pain of some kind. And then there's the third layer here, which is also related to your nervous system, and that is this.

Kate Northrup:

Financial consciousness leads to financial expansion in my experience. So when we pay loving attention to our numbers from a place of being in a healthy nervous system, from a place of being in an abundant vibration and frequency, when we are well educated about money, when we put our attention on our money, our money tends to grow from a nervous system perspective. That which is unfamiliar automatically registers as unsafe, especially if we have an overloaded stress and threat bucket. Right now on the planet, things are intense politically, economically, environmentally speaking, it's a heavy time right now. So for most of us, our stress and threat bucket is actually more full than perhaps at other times in history or other times in our lives.

Kate Northrup:

What we can do about that is to actively engage in metabolizing our stress. And you know what? In an episode that's coming up on my friend James Wedmore's podcast, I talked about metabolizing stress, and he said he'd never heard that phrase before. And I was like, really? I feel like it's really common.

Kate Northrup:

He was like, nope. So I'm gonna do a whole episode for you about metabolizing stress. So stay tuned for that. That's gonna be like a part two to what we're talking about right now. But what I wanna say is our nervous system associates that which is unfamiliar with being a threat.

Kate Northrup:

And so if what we are desiring is to be a money badass and feel really confident and feel really relaxed and feel really in our power, but in a surrendered, receptive way, it makes sense that we would avoid financial clarity. Because on some level, our unconscious knows that stepping into financial clarity is a power move and will create more expansion, will create more success. And most people have not done the work to build their somatic body, to build their nervous system capacity to be a conduit for that level of success, for that level of abundance. Like, our bodies, our nervous systems, our circuitry literally can't handle it, right? It's like plugging in to an old electrical system in a home.

Kate Northrup:

If you plug in like the washing machine, the toaster, and the blow dryer all at the same time, you'll often blow a circuit, and that's the same thing in our bodies. If we suddenly are like writing a bestselling book and showing up all over the media and talking to people who are playing a big game and like making more money than we've ever made before, if we haven't built up the circuitry to be able to handle that amount of power going through our bodies, we will blow a circuit. And so one of the ways that we will unconsciously avoid doing that is to not look at our money to begin with and be like, I just want to spend whatever I want. I'm going to Paris and F you, you can't control me. But actually that behavior, that shadow behavior is only hurting ourselves.

Kate Northrup:

We're not actually sticking it to anyone. We're sticking it to ourselves. And so I want us all to really get that the loving act is yes, go spend money on what makes you feel abundant, indulge yourself, but only on the things that actually give you a really big bang for your financial buck, right? Like for me, I don't spend a lot of money on fancy handbags or a fancy car. Maybe I will someday, but those are not my things.

Kate Northrup:

I spend money on spas, travel, and expensive health equipment. If you looked at the things Mike and I have in our home, like thousands of this, multiple thousand dollar hydrogen machine, this special PEMF, Biomat, Amethyst, Whozy Wetsy, whatever. Those are the things that we spend our money on because that gives me a big financial bang for my buck, and I know that because I've done the work to determine what actually makes me feel rich. So in summary, if you find yourself resisting looking at your numbers, it may be because there's a shadow part of yourself that is rebellious, that's trying to stick it to the man because of thousands of years of patriarchy. And what I just wanna say to you is that's not hurting anybody other than you.

Kate Northrup:

And what we can do is acknowledge that part, honor that she gets to be here, and find ways to give her what she wants. So maybe you actually have a spending category in your spending plan, not your budget. I like using the phrase spending plan because to me, I can plan for abundance, whereas a budget makes me feel like I'm limited. So I love creating a spending plan. So maybe you actually create a line item every month in your spending plan for the part of you that wants to just get out there and buy whatever she wants and not have to look at it.

Kate Northrup:

Great. What's the amount of money that you feel like you can do that with and still be in support of your long term financial goals? Like, you get to allow a part of yourself to play like that in that arena. And then invest in the nervous system healing and simultaneously the financial systems, both of those things. So the internal invisible infrastructure, which is your brain and nervous system wiring, and then the external three d infrastructure, which is your easy to maintain financial stewardship system.

Kate Northrup:

So both of those things, nervous system, stewardship system, both at the same time. And when you do that, you will begin to change your nervous system thermostat around money so that you're building the somatic body. You're building literally the capacity, electrically speaking, to be able to run more and more power, more and more abundance through your body and through your life. So I hope that was helpful. If this resonated with you, please share it.

Kate Northrup:

Let someone else know about it. Share it on your Instagram. Tag me. Let me know. Thank you so much for being here.

Kate Northrup:

And as always, if this resonated with you, please leave us a review. Leave us a rating and share with someone you know. Thanks for being here. See you next time. Before you go, I really wanna share something that's truly transformed our business.

Kate Northrup:

James Wedmore's Business by Design program. Over the past year and a half, Business by Design or BBD has been the secret behind our biggest breakthroughs. The first year we implemented the strategies from the program, we increased our launch revenue by 63%. And this past year, we hit our first multi seven figure launch for the first time by doubling down on the exact strategies that James teaches in b b d, and we also built a team that actually works. What I love about b b d is it's not just about making more money, although although that is wonderful.

Kate Northrup:

It's about creating systems that support the life you want. As James always says, the more structure you have in your business, the more freedom you have in your life. So if you're ready to stop feeling scattered and start scaling strategically, check it out at katenorthrup.com/bbd. Plus, if you go through our link, you'll get exclusive bonuses, including a live mastermind event with us. Thanks for listening to Plenty.

Kate Northrup:

I'll see you next time.