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The Grind, hosted by business entrepreneur Eric James, is a talk show about local business professionals, entrepreneurs, politicians & people of interest, that chose to bet on themselves & embraced the daily hustle that we call the Grind.
#TheGrind, channels the stories behind successful individuals by exploring their ideology of what it takes to manifest a successful business in an ever changing economic, pollical and social media environment.
Eric James 0:00
This is a KUNV Studios original program. The content of this program does not reflect the views or opinions of 91.5 Jazz and more, the University of Nevada, Las Vegas, or the Board of Regents of the Nevada System of Higher Education. Good morning, and welcome to the Grind. I'm your host extraordinaire, mr. Eric James. What is the Grind? Simply put, the grind is a half-hour conversation that speaks to local business entrepreneurs and explores their take on where our local economy is heading, and asks them to tell us their own story of the sacrifices and work ethic that it takes to have a successful business. Good morning, good morning, good morning. I'm back again, back in your face, back in your action, back in your breakfast cereal. This is Eric James coming to you from hashtag to grind. Hashtag the grind. Now we're doing a special episode today, not my normal episode, because we got some unique guests. Well, I always have unique guests, but today we're gonna do something just a little bit different. Every time you think you've got my show figured out, like this dude is saying this, this dude saying that I'm gonna hit you with a little twist, a little tap, a little dance, a little rap. I'm gonna hit you with something new. So today I have two special guests. Now the odd thing is I have a returning guest, which is is rare for my show. But he was just with us recently with his beautiful wife. But he's brought a special guest. So recently this week I was at the Hispanic Real estate convention here at the Bellagio Hotel, and had the chance to meet a very interesting gentleman. Now, this gentleman, some of you, if you're in industry, will know him. He has no invitation, but those outside the industry may not know him, and so we're going to introduce you to him and tell you about his fabulous life. Now, I'm going to introduce Jojo first because he was with us in the past, and he brought this guest to us. So, Jojo, we're going to start off with you. Then we're going to go to you, Pavlon, and talk about your astonishing accomplishment and everything you've done. So Jojo, tell them a little bit more about yourself from our last show, and then we're going to switch over to your fabulous. I'm actually going to let you introduce fabulous, fabulous, the fabulous. I'm going to let you introduce them because you probably have a better insight than I do, and then I'm gonna hit him with some questions about his upbringing, bringing in India and his childhood in Cali, hip hop, rock and roll, and a whole lot of swag. Jojo, thank you, mr.
Jojo Quiroz 2:13
James, Eric James in the house. Anyway, my name is Jojo Kibros, and I am the Chief Growth Officer for Axon Realty. We've only been around for about a little over a year, Eric, and and we have over 3300 realtors now. But my career didn't start off in real estate. I've been in mortgages since 93. I've owned my own mortgage company, over 300 agents, loan officers, and we did about a billion billion and a half a year out of Chicago. We were at the Sears Tower, then the crash happened, right? So we too created, had to repivot and created TV shows: Vegas Flipside, Housing Wars, My Pay Race, The Mortgage Millionaire, Flipping Vegas, in order to generate leads. And you know that was before social media came out. This was 2008 to 2012, and back then we said, okay, let's get back into real estate. Let's get back into the mortgage game because 2008, 910, there was no loans being done, right? And so my wife and I rewrote a book, became published authors, and again, this is before they had influencers and whatnot. And what we learned during those times is you have to learn how to pivot. Whether you're a w2 worker, whether you are, you know working for someone else, starting your own business, have a business? You are the CEO of your life, right? And by being the CEO of your life, you have to you have to not just give up. You have to pivot, you know. And and I heard something, Eric, at on when I was doom scrolling, right? Which I I admit I do doom scrolling, but it said that sometimes you know when adversity happens in your life, it's to prepare you. It's not happening to you. It's happening for you, and so when you do a mind shift on you know on that, which my wife Marisel and I did, we were able to pivot. And I'm not going to say that the struggles will stop. They'll continue at a higher level, but you know that's what we did anyway.
Eric James 4:04
I'm a firm believer that everything happens for a reason. So even the good and the bad, at the time that it happens, you can't know why because life is a billion piece puzzle, and you're one piece of that billion piece puzzle. So from your perspective, why did this happen to me today? But if you're able to, maybe sometimes maturity, age. You're able to look back with perspective. It's like looking at the Earth from space. You can see the entire planet or the entire ecosystem. My degrees in economic. I think in ecosystems, you have to think of a larger picture, and I think that's what AI does or other things. You think in a broader category. So in that moment, that happened, good or bad, but what is? How is it connected? How is it? And it's the old road not taken. If you had taken a left turn, you assume if something right was bad, the left turn would be better. But you just don't know. So you are where you're at. You're who you are. Your space and who you are as a being is who you are today. And so you have to deal with the day because yesterday's our. Done and tomorrow is is who you're gonna be. I got two
Jojo Quiroz 5:03
sayings. Okay, three lefts make a right.
Eric James 5:06
Okay,
Jojo Quiroz 5:06
and the second mouse gets the cheese.
Eric James 5:08
No, right, right. So
Jojo Quiroz 5:09
think about that. Three lefts make a right, and the second mouse gets the cheese. Anyway, so what I learned from kind of like all the I failed more times than a lot of other people. Right, has have tried, and what I learned is relationships are what counts. It's meeting the person, and our guest that I want to introduce now is one of these relationships that I would have never met had I not always been in the search for something better for for myself, for my family, for my team, my company. And I'd like to introduce the CEO and founder of Angel AI, my good friend now Pavan, on here.
Eric James 5:43
Pavan, talk to me. Tell me about yourself, sir. I have some questions for you, so I can start off hitting you. But the one thing I got to talk to you about is, bruh, if you need a loan, because I know you're a little cash-strapped, you know, money's tight with you. You only got a couple bill in the bank. If you need a loan, I got you. You know, I got five on it. Buy you a cup of coffee or something, and try to make you to your next your your next EBT check. Talk to me. I know you. You're from India. You migrated to Cali in what 1970? Is that correct?
Pavan Agarwal 6:14
Yeah, 1970. I was like four years old. Four
Eric James 6:17
years. Do you remember much about the country?
Pavan Agarwal 6:19
Just a little bit, but I've been back many times since then.
Eric James 6:22
I've had the opportunity to travel to India. I was I had a friend in college, took his business, moved his business back after college. We reconnected, went to New Delhi, Agra to see the Taj Mahal. But then I went to the Pink City Pushkar Agra to a camel festival, which of course had never crazy enough. Then Kingfisher Airlines, which is I think now defunct, there was some tragedy. Then we went down to the southern part of the country near Malaysia. We did the backwater tours, and and so folks, that that's that's like famous. Everybody in India knows the backwater tours. Phenomenal, really cool adventure. And so your time in India, coming at four, not so much of a cultural shock for you because you're fairly young at that age, but acclimated in California. We were talking earlier off off camera or off off radio about his upbringing. He's he's a rock rock fan or you know a little more heavy metal metal fan. JoJo's more a hip hop head. He was doing some freestyle rap with us earlier. That's right. But growing up in the states, cultural but family deep in your own culture, how does that change your perspective on the business market here in the United States?
Pavan Agarwal 7:28
You know, the big advantage I have is I get the benefit of two cultures. Right, I get Western American culture and I get Indian culture. And I, thankfully, the way our parents raised us, we never forgot those roots, and we never stopped learning the deeper meanings of that culture. And I've also tried to move that forward to to my kids. And so, you know, one advice I'd give everyone is is as much as you can expose your kids to as many different cultures as possible, and ask them the questions like why you know the why behind the culture right. If a culture does a certain thing a certain way, have your kids explore like what's the inner meaning? Why were they doing it that way? Why do they do think? Why do they see the world the way they see it? Because when you have that benefit of two cultures or three cultures, then you get to be in a situation where you have greater introspection, and you're able to understand yourself better. And you get yourselves out of an eco of an echo chamber, and you're now open your mind to.
Eric James 8:32
How old are your children?
Pavan Agarwal 8:33
Well, my oldest is 29, and my youngest is 12.
Eric James 8:37
See, now I have that range. My oldest, who I adopted, she's about to turn 30 in November, and my youngest is 14. So that long span in between, that is a unique difference in their own identity and their own social upbringing. You know, they're very different individuals, but you try to instill those same lessons in them. But different generations take the message differently. Now, do any of them want to take over the the your businesses or are involved in the business?
Pavan Agarwal 9:05
Well, my oldest is involved in the business, but she she definitely does not want to take over. She sees the stress and the and the long hours I put in is like no, that's not for me. Well, you know, in the
Jojo Quiroz 9:14
business, Eric is angel AI, right? And I know Pavan is probably not going to say this, but I can. You know, the valuations $120 billion company?
Eric James 9:24
Well, that's what I was saying. If he needs a loan, you know, the interest rates are high. You know, I charge. There's no usury fees in Nevada, so you know, I'm I'm gonna hit him on the back end. But if he needs well, on top of that, I think
Jojo Quiroz 9:35
Pavan, didn't you say that there was another 100 million that you guys raised with another 2 billion behind that?
Pavan Agarwal 9:41
Yeah, we just raised 100 million from a group of family offices and private wealth funds in Japan, and these are people that actually, you know, like if the people that are listening are in the are in the capital looking to raise capital, this is an interesting story because it took 20 years to raise to build this relationship to raise the money. And so these are people I've known. Actually, I knew them when my oldest daughter was nine years old. The first time I met them, and I met them in Honolulu. And and since then, the relationship is in building. And and so everyone you meet, right? When the first time I met them, I didn't know I was going to raise money from them. The future, I just they were cool people. They're doing really interesting things. We're doing interesting things. We shared, had conversations, shared ideas, and over the last 20 years, the relationship built slowly, slowly. And then they started getting involved with us, started doing business and investing with us over like two, two and a half years ago. And the initial investments they made, they made a lot of money, and they say, okay, now let's go and you know they did initial investments in the mortgages that we originate. They started buying the mortgages that we originate, and then they said, "Okay, let's go all in and let's let's get into the into the into the tech as well.
Jojo Quiroz 10:51
Yeah. So, Eric, you know, besides Angel AI, Bhavan also owns SunWest Mortgage, right? Which is which is you know that part of it, another part.
Eric James 10:58
And that's my question to you. Like going back to your daughter. What motivates you now? I mean, you're wildly successful. Money's not the issue. What gets you up in the morning? What is it that makes you want to get up and continue the grind?
Pavan Agarwal 11:10
Yeah, it goes back to what you were saying earlier. What was it? You said something about you don't know what's going to happen.
Eric James 11:15
You're not promised tomorrow. Today is the day, and yesterday is already gone.
Pavan Agarwal 11:19
Yeah, that's that's right. So you know, look at at the end of the day, it's God's ineffable plan. No one knows. No one knows what's going to happen. So you just have to feel, right? You have to feel the hand of God in everything. And if you see the the God in all of us and and everything around us, right? And and if that's what's guiding you, you'll you'll know what to do automatically. So there isn't like a you know I don't think I was ever driven by a goal to make money or do this or do that. The more the
Eric James 11:48
materialism is not the goal.
Pavan Agarwal 11:50
Yeah, right. It was what I would say when I was younger. It was more about proving something to myself, right? I think a lot of young people are in that. Like I got to do this just to to demonstrate I can do it, and that's very you know natural. But I but even behind that, underneath it, was still ultimately the directions that I chose. I it was more of a calling. I felt like I have to do these things.
Eric James 12:14
See, I'm more motivated by the fear of failure than I am of the achievements of success. I don't get excited because I'm not a materialistic person myself, so the success doesn't excite me. It's the fear of not. I want to be my own boss. I want to have the control over my day or my journey. That's what motivates me. Well, one of your one of your things I saw online social media. You were talking about helping veterans, home ownership, or things. Obviously, that's where Sun West comes in, and your tools. I'm on the board for VA Reports, Veteran Housing Group Realtors for Suicide Prevention Veterans Veteran Housing. How do you see helping veterans, or what's your vision to help veterans in in our nation?
Pavan Agarwal 12:52
That's that's a great question, and I'm going to back up for a minute and just talk in general what's happening in housing as a whole. So I we just actually just today I was looking at the numbers again, and if I looked at all the loans that were originated in 2025, all the mortgage you know home mortgages that were originated in 2025, there was approximately a million borrowers that were unfairly denied. Let's stop and think about that. A million out of 4 million home purchases, a million more could have been originated, right? So, so is
Jojo Quiroz 13:24
that only VA or is that across the board? Okay, across
Pavan Agarwal 13:27
the board, right? So, and that is because the the system, right? The the the process of how loans are originated, the the process of how loans or decisions are made, is very manual. It's very subjective. It's subject to bias, and and the number one bias that we found in our in our analysis is not actually race and ethnicity or and things like that, but it's actually work because ultimately there's human beings behind it that are grinding through paperwork and and looking at you know documents and so forth, and trying to make decisions. And and if you have a small loan amount, which a lot of minorities and low income people would be small loan amount, right? So you have a small loan amount, and then you had a couple of job changes, and you have maybe disability income and this and that and other things, maybe some credit issues you're dealing with, right? Then all that is each one of those things add paper to the process. It's more and more work, and eventually someone's going to look at that-an underwriter, a processor, a loan regionaler going to look at that and is going to say, "Ah, it's too much work.
Eric James 14:32
It's inefficient. It's basically it's inefficient. Yeah,
Pavan Agarwal 14:34
and they're going to just deny it because they don't want to take the risk of dealing with all of that, and they're going to put it aside. Either they're going to deny it, or they're going to put it aside, and it's going to be a low priority deal. And in that process, a lot of people get get left out of of the system, right? And it just so happens is that you know, first time home buyers, people are just starting up a family, new immigrants, right, various minorities that. That you know have not been integrated into the system well, right? Have not had good financial education. They or you know people just in this economy, people are struggling. You know they they're gig you know doing multiple gig jobs and the K
Eric James 15:16
shape economy, right? Yeah, yeah, exactly. And Eric, that's
Jojo Quiroz 15:18
exactly where Angel AI comes in. You know where it's the AI piece, and I
Eric James 15:22
don't want to cut you off because my next question leads right into that question. So I wanted to let him finish and not to cut you off. So was the evolution of SunWest Mortgage core business model, in addition to the Angel AI, was it a natural implementation to add AI to it, or was it a strategic move on your part because you saw those inefficiencies, those the inequalities within the system, and AI naturally can improve efficiency and the the process itself. So, was it a natural or was it a planned strategic move?
Pavan Agarwal 15:56
I'll give you the short answer and the long answer. The short answer was natural. It was a natural slow evolution starting from the 80s. The long answer is how we got there was basically you know the mortgage company was started by my father and he basically said hey you can he said kid you can automate this he looked at the process he was he's an engineer himself and he looked at the process as a whole he said so this is nothing but bunch of decisions and a bunch of paper, right? And there's no reason why this should be so costly, right? And and and you know people people worry about AI, like oh, AI is going to take away jobs, but the reality AI is going to create jobs because it makes the process, the cost of producing a product go down so much that you can you can you can extend better quality products and lower pricing to everyone else, and so if as long as the consumer wins, right, that creates jobs. Then everyone else has more money in their pocket.
Eric James 16:53
Well, you talked about that. I saw a clip on Newsmax that you were on, and you talked about the future of AI, Jojo. I mean, because you guys work together, do you see the efficiencies on your side of the the business, or you're incorporating those? How do you know what to do? Because AI'S scary. Just the recent scare where AI agents escape their own-I don't know if you want to call it programming or containment-and work together to get the answers to a quiz that tested they were supposed to be, and they got out by outthinking the program that was supposed to train them. AI is a phenomenal. I have a small AI project in comparison. You have an AI project because I see it as the future and natural evolution for the things that I do. Because if you're not using it, you're going to be left behind, but I also see the other side is there's going to be a lot of people left behind, and that's the unusually scary part. How do you find? How do you guys find balance in that in what you do? Helping your people be more efficient, but at the same time understanding that there are going to be people left behind.
Jojo Quiroz 17:56
Well, a couple of things, Eric. So when the automobile first came out. Everyone was scared of that. If you asked someone who owned a horse what they would want, they'd want a faster horse, right? Same thing with the telephone when that first came out. You know, I mean, everyone was scared about that. Internet when that came out, no, no one's going to use that. That's just the fad, right? AI is here, AI, and there's different stages of AI that I learned at this conference too, so I'm completely learning on that. But what I can tell you from using Pavan's product, which is Angel AI, to be able to create your own twin, to be able to run credit reports, look at deals, submit a file, and have no bias because it's looking at the guidelines for what they are, and there's no amount of work that'll say an AI will say, "Oh, that's too much work to approve this loan, right? So, from a practical point of view, as a loan officer working with this, it will tremendously help our clients and speed up the process. You know, in in in being able to get it clear to close in days versus weeks and months.
Eric James 19:01
So, I read a book in college. That's a reference, Pravon. Hitchhiker's Guide to the Galaxy. I read that book in college. I saw that movie. So be careful. Be
Pavan Agarwal 19:13
careful. If you have original thought, you can get slapped.
Eric James 19:15
Here's my question: Can AI transform us and explore the galaxy and other things? You know, you have other things. Do you see one day you guys doing mortgages on Mars? I mean, if we're gonna explore the galleys, we're gonna expand. There's gonna always be a business model in it. Are one day you're gonna write a mortgage? Somebody's gonna come to you with a FICO of 10,000 because whatever the number needs to be at that time, and says, "I want to buy a property on Mars. No, no.
Jojo Quiroz 19:40
Listen, I'll tell you what. I am going to go on my Claude, and I will write an ebook in 30 seconds. Mortgages on Mars, right?
Eric James 19:48
But that-that's the future. I mean, we have to move forward. We have to. But I want to get back to the personal stuff, Pavon. We're going to talk about the business, and I mix that in well because the show's called Hashtag the Grind. But what did. What did you do with your first dollar? And that's when I like that. What was the first, or I won't say dollar for you because you're way past that stage. What was the moment where, because your family had the mortgage business, is my understanding, when you stepped in and said, "I got this now. This is now my journey, or my AI wasn't around, obviously, or in this sense, when your family started it, when was it you said I put my footprint on my family legacy? What was that moment?
Pavan Agarwal 20:26
That's that's a good question. And actually, when I when I stepped in and Dad handed me the reins officially, it was a very tumultuous time. It was the peak of the mortgage meltdown in 2007. Lehman Brothers has just crashed.
Eric James 20:44
I've been around long enough that I've weathered that.
Pavan Agarwal 20:47
Yeah, Bear Stearns, Lehman Brothers has just crashed, and we had received 100 some million dollar margin call from our warehouse lenders.
Eric James 20:57
Wow! I told you if you need a couple bucks, I got you, bro. I got you. What
Jojo Quiroz 21:01
what a what a great way to you know get into business. Yes,
Pavan Agarwal 21:04
and well, I was already you know I was I was in the business doing you know various things, but at that moment, and that was I was in New York at the trading trading floor working with the with the traders and the bankers trying to find a solution to this thing, and I called my dad, and he was actually at that time he used to take a nap in the afternoon, and so I love
Eric James 21:23
a good nap. Yeah,
Pavan Agarwal 21:25
he had this. He had this routine. He would take a nap from from 12 to one every day. Right, and I I called I called I called home. Mom picked up the phone. I said I said you talked to. He said no. He's sleeping. He's taking his nap. I said no. I said this is important. Wake him up. He might want to hear this one. Hey, pops! It's 100 million. We need to wake up, Daddy. Spot me. So yeah, so he woke up and and I explained him. I said this situation, and you know we got personal guarantees on on everything, and they can take literally like everything that we built our whole lives. It's about to get wiped out, and I said I say I don't know what to do, and he's like, "Well, say I don't know either. I'm going back to take a nap. I'm going to finish my sleep. And says, "If you if you can get out of this mess, and you know, go run run the empire.
Eric James 22:24
So the problem's going to be there when I wake up, and this is your test.
Pavan Agarwal 22:28
Yeah. How did you
Eric James 22:29
know when you passed the test? I mean, what, what, what? You obviously, we know the, you know, hindsight is 50-50, but there had to been a moment. Everybody has a moment in life that am I good enough? Am I smart enough? It's moment of doubt. No one, Tom Brady, the greatest athlete in the world. There's always a moment of doubt that you have to prove. What was that moment?
Pavan Agarwal 22:49
That there's always that moment, right? I mean, I'd be lying if I saying that at any one time in my life I didn't have. It's natural part of being human. Having fear is is natural. It says I think I think mistake people make is they try to deny it. People try to deny their emotions, and and I find that the best medicine is to stay is to say your emotions out loud. Is to say when you're angry, say you're angry. And it's funny when you when you say your emotion out loud, whatever you're feeling, then suddenly that emotion goes away. If I'm angry, I say I'm angry. Then it's it's gone. It's like the emotion bubbles up because your it wants attention, and when you say it out loud, you give it attention, and it goes away. Right. So no, what was your question? I just had to see it. It went away. I just had to see a moment. I stumped. I
Eric James 23:36
stumped the billionaire. I think. I think I can wrap the show now. I got him working. I got him talking about emotions and feelings. We're good. No, that really was. I said earlier my my motivation that fear failure. So that in that moment when you went to your father, unfortunately, my father took a shotgun to his head when I was 23. I didn't. I didn't have the uncles and other people. My mother died three years later of a heart attack. So I was on my own in Vegas. Did some good. Did some bad and finally, you know, found a path. But I was military and stuff like that, so I was able to figure things out. But at that moment, you're looking at your father, obviously a strong figure in your life, and you're thinking, "I I got to come up with $100 million to save the family. Dad's snoring on the couch, and you go back after he closes his eyes and you say what to yourself,
Pavan Agarwal 24:23
I you know at that point you're not thinking about failure or not failure. You're you're just like okay you know I took it as a vote of confidence. Okay, I took it as okay. He's he's saying he's basically saying you can do it. You just figure it out. Like basically what he was saying was, I can't do anything for you from here, but just go and take care of it. I know you'll take care of it. You'll figure it out. That's what he's saying.
Eric James 24:46
Now, in hindsight, as you take on new projects, new things, do you still incorporate that same psychology to yourself? I mean, do you talk to yourself and say, "Hey, who's your mentor? I don't know if your father's still with us or not. Who's your mentor?" Now that looks over your shoulder because again, your father wasn't a given his age wasn't around for an AI era. It's a whole new ball game. Yeah, who who talks to you and gives you that that advice or moment now?
Pavan Agarwal 25:11
Yeah, this this this is gonna sound hokey, but I feel like God is my mentor.
Eric James 25:15
Okay, I don't think that sounds hokey. Yeah, there's a book.
Jojo Quiroz 25:17
God is my co-pilot. I read that. That's a good book to read.
Eric James 25:20
It's a higher power, higher thought process, a higher intuition. So I don't think that sounds hokey at all. I think it sounds real, and and you come off very humble. I told I told my staff earlier, and I know a very strange variety of people. I know some very wealthy people, and I know some very average, you know, poor people. My father was a truck driver. My mother worked in the casinos. But I've done well enough to have some very influential friends. I've said the post folks with the most money, you would never know they had money walking down the street. You didn't come in with any air. You didn't come in with the entourage. You didn't come in with security. You would never know of your value, worth, or your influence on the world. Obviously, people in your industry know, but outside of that, and I've found those people are the most secure people. New money likes to show show it off. They want you to know they have money. They want you to know they have status because they're trying to prove something. You don't come off as a man that's trying to prove something because you've already either proven it to yourself, proven it to your father, and proven it to the people that are important to you in your life, or God, and now from here on, you're just you're just going through and finding peace within what you do. And I'm just throwing it out there. I just you know we've met a couple times in social settings, but this is the first time I've had the opportunity to actually talk talk with you. But that's my impression of you, and I think for from my perspective, that's an impressive stance because you come off as somebody that knows where they're going, but also remembers where they've been.
Pavan Agarwal 26:46
You know, I think in these days in the social media world, I think a lot of people are making a show of their lifestyle or whatever, because that's their business, and it's a business too. That's how they they make money, right? But I think, in in general, it's not wise to be over talking about. I mean, I I wouldn't want to talk. I really, honestly, don't want to talk about you know the value of the company and things like that. But it's already out there, and I kind of have to at this point. It's not a secret, right? I mean, I like up until like a couple years ago, I had no social media at all, and I was I used to Google my name and not come up and not be found anywhere. When I was so I felt so blessed that I've been able to make money and build a company without having any publicity on it, right? And and you know, with this project, with the Angel AI project. It's I got to get the word out. I got to educate everyone, educate the planet that there's so much more that you can do with your lives if you had proper financial access. So our our our mission is that there's 2 billion plus people on the planet that are banked or underbanked, that are depending on loan sharks or very expensive, you know, payday loans and things like that to to make ends meet, right? And and if there's an AI that they can talk to and get answers and get get clarity and get the money delivered to them instantaneously, right? They're suddenly now into the global financial system. They're they're suddenly now productive, and economic growth, global GDP will rise dramatically, and the poverty will end. The only way you can end poverty is to get capital out to the most remote parts of the world, so that people can use that capital and deploy it and grow, build businesses, and build families.
Eric James 28:38
So we got about 30 seconds left because my engineer is giving me the eye that we got to wrap it up. Half an hour goes by fast. I want to thank both you guys for coming. Obviously, JoJo, we've had the opportunity to spend a lot of time. He says I talk too much, but I tell him I'm in sales. That's what I do, and that's why I have a radio show. So I get to talk a lot. I get to talk on purpose. So it is what it is, sir. A pleasure meeting you. Your story is phenomenal. I didn't get to ask you all my questions, so I'm gonna hope the next time you come on town, I can convince you to come back into town or get a loan from you because I have some businesses that need some capital. And but I do want to get ask you for our veterans here locally again. I'm on the board for VA rep, and I want to hopefully maybe you'll support us with some of our projects, getting housing for them, and other things. But today we're here just to talk about you. Thank you both for coming on. This is hashtag the grind. I'm Eric James, your host. Hag #grind, #thegrind, #thegrind. We're out. Thanks for listening to the grind. Again, my name is Eric James. We hope that today's show was two parts entertaining with a dash of education. Feel free to reach out to me at my office at 702-836-0953, and remember to always stay on your grind.
Transcribed by https://otter.ai