The Caregivers Podcast

When is it truly time to transition a parent or loved one into assisted living? In this episode of The Caregivers Podcast, Dr. Mark Ropeleski sits down with senior placement expert Janice Martin to pull back the curtain on the elder care industry.

From navigating the 72-hour Medicare discharge crisis to the staggering reality of home care costs (which can exceed $21,000/month), Janice provides a roadmap for families feeling overwhelmed and guilty. We explore how to identify the subtle red flags of decline, how to choose a facility based on care rather than pretty furniture, and why the phrase "I love you too much to let you live like this" is the most powerful tool in a caregiver's arsenal.

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What is The Caregivers Podcast?

The cost & courage of caring - stories that spark resilience.

Welcome to this week's episode of

the Caregiver's Podcast.

I'm your host, Dr.

Mark Ropaleski, and you can call

me Dr.

Mark.

Every week, families across North

America face some version of the

same call.

Your parents being discharged,

care at home is no longer working,

and you need to figure out what

happens next.

Most people are completely

unprepared for that moment.

They do not know the language,

they don't know the landscape,

they do not know the system.

They don't even often realize how

much emotion, money, family

tension is already tied up in that

decision.

Today's guest, Janice Martin, has

spent years inside this world,

first working in senior living and

now helping families navigate the

realities of assisted living and

long-term care.

She's also the author of a highly

acclaimed book, The Complete Guide

to Assisted Living.

Today's conversation is about what

really happens when a family

reaches that point, what choices

they face, what mistakes to avoid,

and how to think clearly in one of

the hardest transitions many

families ever go through.

And before we begin, please

subscribe to the Caregiver's

Podcast on Apple, Spotify, or

wherever you listen.

Leave us a review, share an

episode with someone who you think

might benefit from it.

It's free, and it's the best thing

you can do to help support the

show.

Janice Martin, so great to have

you on the Caregiver's Podcast

today.

A warm welcome from Kingston,

Ontario, Canada.

Thank you so much.

I'm really glad to be here.

I appreciate the opportunity.

Great.

Well, let's dive in in our usual

tradition and tell us, from your

experience, when a family calls

you

and they just no longer can safely

take care of their older parent in

the home,

what's usually just happened in

those moments?

And how long has the crisis

typically been building before

that moment when you get the call?

Well, it depends on where the

adult children are, because if

they're out of town, it's not

until

they come and they visit that they

realize that mom and dad have been

telling them, oh, I'm fine,

I'm fine, all along, and they have

nothing to gauge that by.

So when they do get to town, all

of a sudden, okay, we're here for

the weekend.

We got to do something.

And so we hit it in high gear in

those opportunities.

And they're the ones that I want

to avoid as much as possible.

The ones that are in the area,

they live in the area, they see

their parents.

Usually there's been a number of

falls or there has been a decline

or they've, a lot of times

they've wound up in the hospital.

Something has happened.

Now they're going to rehab.

We don't think she can come back

home.

What are we going to do?

So, you know, it's either really

chaotic or it gives us a little

bit of breathing time.

So when you say the ones that you

want to avoid, you mean you try to

make sure that those urgent

sort of catastrophic realizations

are least represented in your

practice and that hopefully people

have

a bit of an opportunity to weigh

in on the situation maybe as it's

involving as opposed to having

that cold realization one weekend

where, oh my God, this can't go

on.

Yes, exactly.

And I think perhaps a way of being

successful for the children that

do live out of state is

ask more direct questions of mom

and dad instead of yes and no

questions.

Because you ask yes or no

questions, you don't know what to

gauge it with.

But if you are trying to engage

them in a conversation, you may

learn quite a bit more.

In your experience, do things in

the home change rather quickly?

And if let's say, you know, you do

have family living out of town and

you're in maybe four

times a year quarterly or maybe

even six times a year.

Is that enough to have a handle on

the pulse of things or can things

change really quickly

and then you still have those

realizations when you come in on

one of those trips that, oh boy,

something's gone wrong.

When you're visiting more

frequently like that, yes, it is a

good amount of time to be able to

really gauge the degree of the

decline.

You know, how much is it different

from last time?

But when you don't see your

parents for quite a while, it is

quite, it can be quite shocking,

quite shocking.

If you are here, you may notice,

or if you're on the phone with

them, they're more confused.

And it could be a temporary

situation.

I always tell people, let's start

with the simple stuff.

You know, how much water are they

drinking?

Are they dehydrated?

Have they been tested for a UTI?

I'm not medical, but those are the

two most common things that happen

that I get this

panic call.

She was fine last week.

Now she doesn't know anything

that's going on.

Let's start with the simple stuff.

I always remember as an internal

medicine resident that when

someone came in delirious, the

first

thing you did was check the urine

because they may be completely

asymptomatic and floridly

delirious.

So what are the clearest signs

then that when something's

happening, this isn't no longer a

rough patch at

home, but a sign that the older

parent now really needs more care

than the family can

provide safely?

I think a few good signs are more

falls, more frequent falls.

You know, that is the biggest

predictor to me of something

that's moved beyond safety

measures.

Sometimes the sheriff's department

will call me and or they will give

the individual my card

and say, you need to reach out.

You need to be thinking about

assisted living.

So those falls, especially if the

emergency people are coming more

often, it really does

need to be addressed.

And it could be the level of

confusion is increasing.

Maybe they're not eating well or

their big one, not taking their

medication appropriately.

They think they are, but they're

not.

They forgot that they took it.

They take it again.

And then they have a real problem.

Then their blood pressure drops.

You know, popularized recently has

been this whole concept of frailty

and aging.

What about when frailty emerge?

Maybe that fall hasn't happened

yet, but frailty is just emerging

before your eyes.

Is that a good early sign to act

on too?

It could be, you know, at least it

could be a good opportunity to

bring in interventions like

physical therapy or a nutritionist

or even the doctor to go over the

medications to start

from that aspect.

Again, you know, I, I, I believe

in assisted living.

I believe in the community of

assisted living and the importance

of socialization.

And if somebody is isolated,

that's not a good quality of life.

I recognize that they want to be

in their home, but that's just a

terrible, terrible quality

of life.

But, but on the other hand, I also

recognize that people want to stay

home as long as possible.

So my initial process is to let's

explore other options first.

As long as when I meet with them

initially, I do believe that

they're safe, then we can start

it that way.

It seems like that fine balance

between staying at home and

connecting with memories as

opposed

to connecting with real people

today in a, maybe a different

community than we were used

to, but one that still is much

more nurturing.

It is.

It is indeed.

I find that beyond the care and

the medication and the nutrition,

the socialization is critical.

You know, oftentimes, especially

if you have a full-time caregiver

and the caregiver now can't

leave that loved one alone and

they are so, the loved one is so

resistant to having care

in the home.

Now they're both isolated.

They never see their friends.

They never go anywhere.

And it doesn't give their friends

and others an opportunity to

intervene and say, listen,

we've noticed that you've been

really declining.

Can we talk about this?

So getting out and just finding

some joy in life just by sitting

in the dining room with

other people or sitting on the

front porch, seeing who's coming

and going, that's engagement.

And that's, that is a degree of

socialization.

Well, with all the interest and

longevity and things like that, it

always boils down to basic

principles and not necessarily the

next supplement, but human

interaction and connection is

probably

as important to a handful of extra

hacks.

Very much so.

Very much, especially if it's

someone, I just recently helped

this gentleman.

He had been married for over 60

years.

He went from living at home, being

married, and then his wife died

and he's never lived

alone.

And he was living with his

daughter briefly.

She, she recognized that he needed

to be in a social environment.

And he, in the amount of time that

he was at home with her alone, he

declined.

And then we were able to move him

to an assisted living, very close

to his daughter's house.

So she could visit often and he

has just, he's, he's, he's

blossomed.

He's finding what interests him

now.

And it's, it's a beautiful thing

to see.

Once again, a rediscovery of self.

Yes.

Now, if a family were to be told

they just have 48, maybe 72 hours

to figure things out where

an older patient or older parent

can't stay home safely or can't go

home safely, what do

they really need to sort out

first?

I mean, that, that's a pretty

dramatic scenario.

That is.

And I find that happens a lot for

folks that are in rehab because

it's all predicted.

Your stay is predicted a hundred

percent by Medicare and they'll

get a 72 hours in there.

What do you mean?

I can't go home or I can't bring

him home.

I can't care for him.

So the first order of business is

really going to be determining

what are their care needs

right now.

Let's talk about that.

That's number one, always the care

needs.

And then number two is going to

be, what is your budget?

And do you want to look at this as

a short-term stepping stone with

a, with a goal to return

home?

Or do you feel that this may be a

more long-term agreement?

And can you sustain that cost?

That's where we start off with.

And then I, I try to keep it close

to the family.

So they're not driving a lot and

trying to understand the, the

lifestyle and the, what brings

that

individual, their uniqueness to

the situation.

And then how can we match that?

Pretty urgent conversation to

start trying to have if it's never

been brought up before.

And if it's never even be, never

even had the surface of it

scratched.

Most people don't want to talk

about it.

They, they don't.

I don't need to worry about that.

I don't need to worry about that.

Now I'm going to stay in my home.

I'm going to live to be a hundred

and die in my sleep.

That's their plan.

And, uh, they're going to carry me

out of here.

Yeah.

It's, it's a wish.

It's not a plan.

So what, talk about what is

important.

And I often advise people to be

thinking about what would indicate

to them that they can no

longer stay at home alone when

they're healthy, not when they're

in the midst of all this,

but what do you feel would have to

happen to recognize that maybe we

do need to be talking

about that?

And it could be, you know, you've,

you've had multiple falls.

You've had, um, confusion.

You're not, things in the house

are not going well.

You're not taking your medications

right.

And then share that with your

loved one, share it with your

family, your children, your

neighbors.

So when they see that you get to

that point, they can begin the

conversation.

Listen, we talked about this

before, and this is what you

shared with me.

So now I feel that because I

promised you that I would help

you, this is when we need

to start talking about this and

just talking about it, allowing

yourself to have enough time

to process everything and make

good, confident decisions.

You can't do it in 72 hours.

You have to start that

conversation ahead of time, way

ahead of time.

You mentioned Medicare and maybe

just for our listeners, so we have

listeners from around

the world, um, there may be

different, you know, operatives

making those decisions in

different

places, whether you're in Canada,

the U S uh, or abroad, but is that

a medical decision?

Is it an administrative decision?

I mean, who is Medicare?

And if someone's not fit to go

yet, how does someone override

that for the sake of

a very urgent discharge to an

unprepared family?

And it's, it's awful when they're

discharged and they're not safe.

They're not safe to leave yet.

It is 100% in the United States

with Medicare predicted and

determined by the Medicare

government,

Medicare, whoever oversees it.

And not just Medicare in general,

but your specific plan that you

have.

We have advantage plans here and

advantage plans make it more cost

effective for those who

are low income or the elderly who

are on a fixed income.

It's very appealing to them, but I

do find that they get less time

because even certain,

certain advantage plans are not as

good as other ones are.

So it's important to evaluate what

your plan is because you could,

the social worker could

come into the room and say, you're

doing great.

You're going to be here another

three weeks.

Absolutely.

Don't worry about it.

And you breathe, you think, oh,

thank God I've got time to think

about it.

And that social worker could go

back to their office and literally

get a cut letter from

Medicare saying, sorry, you've got

72 hours to discharge.

So what you do, if you feel that

you are not prepared to go home,

you're not ready, is you

appeal.

You appeal to Medicare and the

social worker can help you with

that.

As well as in the hospital, the

case manager can help you with an

appeal, which will at least

buy you some time and they can't

make you leave during the appeal

process.

Well, that's good to know.

I was a bit concerned when I had

seen some of your posts talking

about this as well.

So there is a process.

Yes, there is.

And so to the families out there,

nurture the advocates in the

environment where your

loved one's staying so that if you

get that call, oh, that certainly

evens things out.

So once the family sort of is

faced with this chain of choices

and they're realizing that

care at home is just no longer

going to be safe or sustainable or

practical for that matter,

like what decisions hit them first

and what order do those choices

sort of tend to come?

Let's get into a bit more detail

here.

It's always by cost.

You know, that predicts

everything, which direction you're

going to go, because there

could be several choices that

provide great care and they're a

great fit for that individual,

but the cost is beyond their

abilities.

So then we have to go back to the

drawing board and go to plan B or

even plan C, which place

can you afford?

It is interesting in Florida that

things are very different in

assisted living.

We have different licenses for our

assisted living.

There's three licenses.

And whatever your care needs are,

you need to understand which

license can manage that level

of care, like wounds, like having

to change a bandage.

You can't be in one type of

license.

You must be in another one.

So if a family is not working with

someone like myself and they walk

into this beautiful

community and say, oh, this is

beautiful.

Number one, they don't know the

care.

And number two, they don't know

the license.

And communities, some communities,

I don't want to generalize all of

them, will over-promise

what their abilities are to care

for somebody.

And then after that individual has

been there 30 days or so, the

community could possibly come

back and say, you're beyond our

scope of care.

We have to give you 45-day notice

to leave.

And now they're starting all over

again.

I want to avoid that.

Absolutely.

So I love the upfront work.

So is there a value proposition?

Is there like a strategic way that

a family can get the most value

out of the package?

Can we understand these different

options at such a granular level?

Is there a value strategy?

There is to a degree because the

care fees are separate from the

room rate.

So the more that an individual can

do for themselves, the lower their

care fees are going to be.

So, you know, to encourage

someone, get some physical

therapy.

Let's keep you as strong as you

possibly can.

You know, try and maybe even get

your room a little bit further

from the dining room so you

have to walk further every day.

You know, little things that you

can do.

You know, if you can shower

yourself, by all means, shower

yourself.

It's going to save you money.

But likewise, I do caution people

when an assessment is done before

they move in,

please don't downplay or deny that

there are significant care needs

when there actually are.

Because when the assessment is

done, the nurse may determine, oh,

you're a low care, you know,

you're a low level of care and

your care fees are going to be X

number.

And then you're in there not very

long.

Another assessment has to be done

within 30 days.

And they realize, oh, she does

need help getting in and out of a

chair every single time.

That means we have to go to her.

Oh, I didn't realize she was

completely incontinent.

Oh, we didn't realize and on and

on.

And now your care fees go way up.

And it's not the community's fault

necessarily.

It's because it was not disclosed

appropriately.

So get the facts on the table at

the beginning to make sure.

And you avoid the shock of it,

right?

It is.

That second 30-day shock is

significant.

Because, you know, yes, come in

with some additional support.

And then after 30 days, after

you've gotten a little bit

stronger or acclimated,

reduce your care fees.

So what do families most often get

wrong when they're trying to

choose, let's say,

between home care, assisted

living, this entity called memory

care, and more advanced skilled

nursing?

They make their decisions based on

Google reviews.

And they base their decisions on

appearances.

Those are the two biggest

mistakes.

When I worked in communities as a

director of sales, 90% of the

people came in and said, oh, this

is beautiful.

I could live here.

And I'm like, you don't know

anything about the care.

You don't know anything about how

long.

You don't know that I've had 10

different executive directors in

two years.

That makes a big difference in the

quality of care that you're going

to get.

You don't know if they've had

complaints against them.

It may be beautiful, but the care

could be horrible.

And the opposite could be true.

It may not be the most glamorous

place, but the care is what's

important.

Explain to me a little bit about

memory care.

I'm not sure everybody understands

what that is and what the

translational benefits are

and what the evidence is about

that kind of next level of care.

Great question.

So memory care is a specialized

area of assisted living.

And it's for individuals.

They must have a dementia

diagnosis.

And it is secure, meaning they

cannot leave that area of the

community unescorted.

There are many people, many, many

people in general assisted living

with cognitive impairment,

many of them, and they do very

well.

They're well supported.

They can, you know, maybe need a

little direction to get to the

dining room or back to their room.

They may need some reminders,

whatever.

But memory care does not mean more

care.

And that's what's difficult for

some people to recognize.

Because I would have families

saying, my mom is falling too

often.

We want to move her to memory care

because there's more care.

Well, two things are wrong with

that statement.

First of all, your mom doesn't

have dementia.

And second of all, it doesn't mean

more care.

There may be more staff there with

eyes on them,

but it does not mean that the care

is going to be any different than

the rest of the community.

It is absolutely essential if an

individual is wandering or

elopement, they must be in memory

care.

And I find if someone has, their

cognition has declined to the

point where they are isolating

themselves in their apartment,

they can't follow directions, they

can't follow a conversation,

they're no longer being engaged

with others.

Memory care could be more

appropriate at that time.

But the disservice is to move

somebody, move all their stuff in

to assisted living, general

assisted living.

And then the next thing you know,

you're getting a call that mom is

gone.

They found her down the road at

Wawa and she doesn't know where

she is.

The community is going to be

packing her things and moving them

over to memory care immediately.

So get it right from the

beginning.

So it's not like people have extra

training in skilled sort of

cognitive management or extra

stimulation of the patient or...

Yeah, well, to a degree, yes.

There is additional training.

Everyone gets training on

dementia, but it's a little bit

more.

And then it's also more hands-on

experience, which is more

important than sitting there and

watching a video.

It is, they do have different

activities.

So the activities will include

smaller steps in the directions,

you know, not giving a big wide

directive, breaking it down into

smaller pieces.

Or it could just be music, you

know, or just be something visual.

The activities will be different.

We become sensitized to changes in

the caregiving environment

professionally, lack of resources,

lack of personnel, budget

constraints.

And in the setting of memory care,

I mean, one thing I always

remember is that patients with

dementia at the end of the day can

become agitated, a bit more

cognitively challenged, so-called

phenomenon of sundowning.

It would seem to me that's a time

where you don't want to be short

on staff because you might need to

check in on individuals or they

may call for more help.

Do staff levels parallel that

phenomenon that we witness in

dementia patients at the end of

the day?

Always have more staff.

And another reason why they do

need more staff is a lot of the

care is it needs two people, needs

two caregivers to toilet someone

or to get them changed.

It takes two people.

So especially from that aspect,

you're going to need more staff.

In Florida, we don't have the

ratio of caregiver to resident.

It's not there.

It's not in our regulations.

It simply says in Florida that

your caregivers must meet the

needs of your residents in the

community at any given time.

So it will fluctuate.

And so memory care must be staffed

higher to a higher ratio than

general assisted living because of

those needs.

Well, that's certainly reassuring

to me as a listener.

So why do so many families sort of

default to, well, we can handle

this.

We're all together.

We can handle this at home.

I mean, what are they

underestimating about the

round-the-clock needs that safe

and proper care actually demands?

The exhaustion, the stress on the

caregiver.

They underestimate that, truly.

If you don't have a good support

system, if you don't have people

stepping in to help you or to

relieve you from time to time,

The stress is enormous.

And if you get outside caregivers,

the cost can be significant.

You know, assisted living memory

care is very expensive.

But when you break it down to what

you get per hour, it's pennies to

the dollar based on in-home care

being 24 hours.

You know, the thing I hear often

is, I could get in-home care for

that amount.

No, you really can't.

It's going to be triple that for

24-hour care.

So, I guess families are faced

with all of these important

critical decisions in the moment.

But what's the most dangerous

financial assumption that families

show up with when they reach out

to you looking for help to

navigate this process?

Well, they're sometimes unaware of

resources that are available to

them.

In the United States, we have the

aid and attendance benefit that is

available to our veterans and

their surviving spouses, depending

upon what the veterans served and

where and for how long.

It must be 90 consecutive days

during a war time, with only one

of those days during the war time.

It doesn't matter where they were

except for the early days of

Vietnam.

It could be in Germany.

It could be in Wisconsin.

It could be anywhere.

So, the aid and attendance benefit

is a wonderful benefit for

assisted living and memory care.

It goes directly into the

individual's personal account, and

it can be used in any assisted

living.

And it's not too very difficult to

get it.

It's also retroactive.

The payment is retroactive to when

you apply.

So, if it takes three or four

months or longer to get approved,

you're going to get a nice big

check at once.

On the other side, there's

Medicaid, and Florida is

structured differently than most

states in the United States.

And we have the ability to protect

an individual's assets.

So, even if they have significant

assets, they can still qualify.

But Medicaid is a little more

challenging in the assisted living

world.

For nursing homes, that's one

thing.

But they're unaware that there are

things that we can do in Florida

to help with that.

And they may only call one or two

places, and they're calling the

most expensive because they're

pretty and they think, I could

live there.

And they're basing their

assumption that they all cost that

much when they don't.

So, what I'm hearing is that, for

listeners elsewhere, is that find

out what's available federally in

your country.

And I imagine there's some

state-specific benefits that may

exist across different states.

Well, Medicaid is a state benefit.

The aid and attendance is a

federal benefit.

But the Medicaid does not transfer

from state to state.

I see.

So, to listeners, find out what's

available federally in your state

or provincial or territorial

benefits.

Talk with an elder law attorney,

and they can direct you.

What's the best option for you?

So, if a family doesn't have the

money for private pay, what are

the options when facing issues

like poverty?

Like, what are the options that

exist?

And what happens to people when

there's simply not enough private

funds?

It's a lot of people.

Either the individual or extended

family, I know.

It's a lot of people.

It's probably more than not.

How do you navigate that?

Pardon me?

Sorry?

It's probably more in that

circumstance than those that can

afford, even if it's on Medicaid.

Because even on Medicaid, it

doesn't mean you can afford a

place at all.

It's up to family.

It is completely up to family.

One thing that's interesting with

the Medicaid program, I'm going to

talk about Florida because I don't

know that it's available in other

places.

But there's an option called

personal directive option that

will allow the individual to hire

a family member to stay in their

home and care for them.

That family member is treated just

like an outside employee.

They have to have a background

check and fingerprinting.

They have to report hours.

They have to report what they did.

And then they can get paid a wage

to care for their loved one.

That is tremendous.

And most people don't know that.

And I would encourage you to look

into wherever you are to see if

there's something like that

available.

Because that individual cannot

work more than eight hours.

So you may have to hire three

people to cover the different

shifts.

And you're not paying for it other

than Medicaid is paying that

individual minimum wage, at least

minimum wage.

It's nice to see the evolution of

some ongoing discussions in state

legislatures and other things that

sort of pop up on the newswire in

terms of discussions now that are

realistic about, you know,

disability, caregiver tax credits

and other types of options or some

sort of financial compensation for

time caregiving.

The other thing that I've noticed

recently, and it keeps popping up

on the grid, is that big companies

are starting to realize the value

of a caregiver who's actually able

to maintain some semblance of

health balance.

Oh, yeah.

They're more productive at work

when they're given that

flexibility to not leave under

duress and stress if they do have

to attend an appointment.

And I think it's translating into

better outcomes at the corporate

level.

So that's reassuring that

flexibility.

And I think it's going to affect a

large number of people, especially

when you're negotiating these sort

of stages where they're in that

transition between still trying to

work at home, in the home place of

the care recipient to sort of

optimize before the big decision

comes.

So take us a little bit through

what math that families really

often get wrong.

I mean, you alluded to it a little

bit earlier, but what does

around-the-clock care actually

cost compared with, let's say,

assisted living and then long-term

care?

And, like, how much money will

families often burn through going

the wrong way before they realize

there was probably a better-suited

option?

I apologize.

I got a cough.

We've got terrible allergies in

Florida right now, and I don't

want to be coughing through this.

Home care costs about $35 an hour.

And if you have 24-hour care, it's

three shifts at $35 an hour.

That comes out to over $21,000 a

month.

And you still have to provide

food.

You still have to pay your

mortgage or your rent if you still

have it.

You still have to pay all of your

insurances.

You have to pay all of your

utilities.

You have all of that on top of the

caregiver.

And hope that it's consistent.

Hope that they show up.

Likewise, in assisted living, it

is possible to get, like, a studio

apartment with a lot of care for

$5,000 or $6,000.

That comes out to about $6 an

hour.

You're getting your food.

Your utilities are cared for.

You have your maintenance right

there.

Everything is there for you.

You're not paying anything extra.

That's for 100%, 24 hours a day

that you can count on.

It is a big difference.

I do acknowledge most people

cannot afford $5,000 or $6,000.

That's still a lot of money.

But when an individual says to me,

I could stay home with 24-hour

care for less than that, it's not

realistic.

If you can't afford that, I just

encourage people not to do it on

their own.

Surround yourself with a team.

Find people that you can count on.

And don't make it, I'll call you

when I need it.

Set up a schedule with them.

Maybe so-and-so comes over on

Monday from 10 o'clock to 2

o'clock.

And you can count on them for

that.

Make it consistent because it will

be good for everybody.

You would know that you're going

to get their care and your loved

one is familiar with that setup.

You know, we're talking about

these processes and they sound so

daunting and not just the cost,

but the emotional weight of it

all.

It's true.

Do you talk to the adult child

going through this who feels that

moving their parent into assisted

living or long-term care means

that they've almost failed them or

betrayed them?

I see that with husbands, mostly.

You know, husbands do not want to

relinquish the care of their wife

because they're afraid of looking

like a failure to their children

and to their friends.

Pardon me.

And it's really very sad to see,

and they will put it off for far

too long.

You know, one of the most common

objections all of us, all of us

have heard is promise you'll never

put me in one of those places all

the time.

And what I tell people is you were

probably asked that, to make that

promise when things were way

different for the individual.

They were healthy.

They did not realize the

implication on you financially,

emotionally, physically.

And I say, would they have wanted

this for you when they asked you

to make that promise?

And most of the time it would be,

no, they would not want this of

me.

So it is a very difficult decision

to make.

What I tell people all the time is

no one, no one can love your loved

one like you do.

Nobody ever can.

But there are people that are

better equipped to care for them

than you may be.

And the biggest reason for that is

they get to go home at 5 o'clock

or 7 o'clock.

They get to have a nice dinner.

They get to get a good night's

sleep and they get rest and come

back the next day and do it.

You as a 24-hour caregiver, you

don't have that luxury.

You are on 24 hours a day.

So there are people that are

trained, even if it's a little

bit.

This is what they do.

This is they can possibly care for

your loved one in a better

capacity because they're not

exhausted.

So you mentioned that the biggest

representation is from men looking

after their wives.

But what about the children?

There's a different dynamic there,

too, because there's that level

of, well, I looked after you all

those years.

Now it's your turn to look after

me.

Is the guilt different?

Is the emotional strain different

there?

You know what I find interesting?

Many times I find that if the

relationship was strained with the

family, they're the ones that

sometimes are more on it.

If the relationship had been

mutually beneficial and

supportive, there's less of that

inclination to be afraid of

looking like a failure.

When the adult child was always

treated like they were a failure,

they are really going to feel like

they're a failure if they can't do

it.

So it may be recognizing those

feelings in yourself.

Is that what I'm feeling?

And kind of work through that.

You know, it is.

It is a very, very difficult

decision to transition somebody

that you love from their home that

they've been in.

It's very hard.

And you're going to feel guilt.

You are going to feel guilt no

matter what.

But I tell everyone it will be

just as hard next week as it will

be a year from year.

Now, it's going to be that

difficult of a decision.

So if you know the time is right,

don't put it off till, oh, we'll

wait till after Christmas.

Oh, well, we'll wait till after

his birthday.

Oh, we'll wait till after this.

You can still celebrate those

things.

But it's going to be just as

difficult of a decision.

On that same note, then how do you

help the adult child who's

carrying most of the burden of the

baseline caregiving and the

process of relocation while other

siblings sort of criticized from

the sidelines?

Maybe send a check once in a

while, but really don't step in.

It takes a lot of confidence to

overcome those situations.

You know, even if you have a lot

of siblings, it can be just as

difficult as being the only child

because you have no one.

And if you have a lot of siblings,

you've got a lot of opinions.

And if you are the one who is,

what I say, driving this bus, you

must be confident to make good

decisions and stand by your

decisions.

You don't have to make excuses for

yourself.

If you are doing things from the

love in your heart and the true

motive to make sure that your

parent is getting good care that

they deserve, you just keep

forging ahead.

And no one can argue with you

about that.

Yeah, they could argue.

Just be, you know, stand strong.

Stand strong it is.

Before a family actually admits

that they're in crisis, what does

caregiver burnout look like from

your perspective and from your

experience?

And what are the sort of early

warning signs that get missed?

Lack of sleep is big, very big.

They're not sleeping all night

because sometimes the loved one is

still sleeping in the same bed

with them and they're up and down

all night.

And the lack of sleep is going to

affect you physically.

Your immune system is going to

suffer.

Your overall health is going to

suffer.

Your cognition, your making

rational good choices is going to

suffer.

Also, caregiver burnout,

self-medication.

That's a big thing.

You know, taking, drinking too

much, taking, over-medicating

yourself because you're just

exhausted or you're just so tired

or anxious.

And isolation for yourself, not

going to the doctor for yourself.

You're taking your loved one, but

you're not addressing your own

needs.

These are all significant signs of

caregiver burnout.

And you're no longer doing the

things you used to enjoy.

So, Janice, I had this question

that's really been sort of,

there's burning a hole.

How do you get that conversation

going?

I mean, you can have environmental

events.

I think back to when my mom

decided she was done at the house,

which she had lived in for 50

years.

It took a big bunch of storms

coming through to flood the

basement.

And even, you know, thanks to a

great plan from Intact Financial,

she had great care, but her

basement was dug up for six

months, if not longer, to get it

completely refinished.

And then all of a sudden, you

know, there's different things

that pop up on the grid, which

delayed further, which delayed the

house going for sale.

But she decided, I'm done being a

homeowner.

That's good for you.

I am done with this phase.

And like, that was a nice segue.

Yeah, well, that's great.

But sometimes, I mean, you know, a

flood's not always the best thing

to count on.

Right.

But certainly a conversation can

open a floodgate.

So how do we nurture in that

conversation with our loved one,

from your experience, what are the

most productive conversational

tools or steps to take at the

beginning to just keep things

level?

The best thing is to make it as

least emotional as possible.

Deal with the facts.

And deal with it coming from the

child's perspective.

Mom, I can't sleep at night

because I know that you've been

falling a lot and I'm so afraid

for you.

I think that it might be a good

time for us to start talking about

what assisted living would look

like for you.

Simple as that.

Focus on yourself.

We all know that if somebody is

attacking us, you can't live alone

anymore.

You can't be in this house and I'm

not going back to work and think

about you lying on the floor all

day.

You are going to get nowhere with

a conversation like that.

Keep the emotion level and talk

about how this is affecting

yourself.

Seeing your loved one decline like

this to where they need care.

There's a book also, and I wish I

had the name of the author.

It's called How to Say It to

Seniors.

And it talks about the psychology

of our brain development

throughout our entire life.

And there are certain words that

should be used more readily for

seniors than you would if they

were 50 or even in their 40s.

What words to use and what words

to avoid.

And it has proven to be a very,

very valuable book for me.

In fact, when I worked in the

community, I bought a lot of

copies of it and I gave it to

families that didn't know how to

do it.

I do want to share with you that I

had a conversation with my mom.

My mom has now been gone for about

eight years.

But she was living in her home.

And my mom had had vascular

dementia.

She'd had a number of small

strokes.

She was incontinent.

She was very unbalanced on her

feet.

She walked with a walker.

And I was visiting her in her

home.

And she said, promise me, you'll

never put me in one of those

places.

I've been working in one of those

places at that point for a number

of years.

And I told her, mom, you get up

every day.

You put on your makeup.

You get dressed.

You love to go out.

You play bridge just about every

day.

You enjoy being around other

people.

You're eating okay.

You're very social.

If you decline to the point where

you do nothing but sit in your

recliner that's now urine soaked.

And you're looking at the TV and

can't change the channel because

you don't know how to change it.

If you're not eating well and you

are isolated in your home.

I love you too much to accept that

quality of life for you.

That was about me.

That was about me.

I love you too much to accept that

quality of life because it's not.

And I know it can be better.

So I will help you through this

and make sure that it's something

that you agree with.

You know.

I love you too much is so powerful

to change the selfishness

narrative that sometimes gets

tagged on to these difficult

conversations and the guilt that

ensues.

I love you too much.

It's a terrible quality of life.

It truly is.

To see your parent who's been

social now sitting alone in their

apartment.

And she could not figure out that

remote.

The other thing I look at, which

is really important, is safety.

Safety.

If the house caught on fire, would

they be able to evacuate the

house?

If their bedroom is in the back of

the house and they have to use the

walker and there's a fire in the

house, would they be able to

evacuate their house?

And if the answer is no, it's a

very important discussion to be

having.

You really outlined that well in

your book.

And we'll have the link in the

show notes.

But you really laid it out really

effectively there.

And I think it's a really

wonderful resource for families to

consult.

So we'll make sure that it's in

the notes.

When a family starts looking at

assisted living, memory care,

long-term care, whatever it may

be, you know, getting back to it,

what should they truly apprise

above just the appearance

amenities and that sales pitch?

They should be looking at state

surveys in the United States.

The state has to come in and

survey the community.

They do an inspection.

And they are looking at things

with a very fine-tooth comb.

Look at the most recent inspection

report.

What did it find?

It must be available and

accessible to anyone who asks for

it, ever.

No one should have to go look for

it.

It should be readily available.

So look to see where there are

deficiencies.

See if there is someone who can

help you to investigate if there

have been complaints made to the

state.

Not Google complaints.

Because we all know that Google

complaints, more people will

complain about a place than they

will give it kudos.

But really look at that hard data.

Also, ask how long the executive

director and the director of

nursing has been there.

And how long was the person before

them there?

Because some of these places, the

revolving door, what happens is

you get an executive director or a

director of nursing that you've

had multiple over the course of a

year, three or four over the

course of a year.

The staff becomes complacent.

Do whatever you want.

They'll be gone next week.

It happens all the time.

When the staff is there and

they've been there for a while,

there is no complacency.

They will hold them accountable.

So when you say state surveys,

other terms might be like

accreditation reports and things

like that.

Yes.

And usually they recommend

suggestions of some of high level,

some of low level.

Are you able to ask for what's

been done since the last review?

There should be a report in the

book about that.

So if there was a deficiency, they

have to prove that it was

satisfied.

So then when they're being sold on

the package, so to speak, what are

the red flags that might be

conveniently glossed over or just

sort of hidden and tried to sort

of keep out of the conversation?

Over-promising.

Just if it sounds really too good

to be true, I think it deserves

being digging a little bit deeper,

just a little bit deeper.

You know, I've also found that

it's the way you ask questions in

a visit to a community.

For instance, great example.

Most places around here or

anywhere I have been working in

the last 15 years,

they don't have nurses 24 hours a

day.

They don't.

But families come in and the

question is asked, do you have

nurses 24 hours a day?

Just like that.

The answer from the salesperson

will probably be, yes, we do.

And stop right there.

What they're not saying is, oh,

but she goes home at 10 o'clock at

night and she doesn't come back to

7 o'clock the next morning,

but we could call her if we meet

her.

That's no good if you are a

diabetic on a sliding scale and

your blood sugar is out of control

at 2 o'clock in the morning.

Yes, they could send you to the

hospital, but you need a nurse in

the building in certain

circumstances.

So the question needs to be asked,

do you have nurses in the building

24 hours a day?

You have to word the question in

such a way that you're going to

get the answer the way you need to

hear it,

not the way they want you to hear

it.

So that's an important first step.

What are the couple of the other

top two or three things to look

out for?

So nursing care and making sure

that it is as advertised.

Well, I think a very important

thing, if someone is in a

wheelchair all the time, they

cannot get in and out of bed or

anywhere without somebody

assisting them.

They can't get down the hall

unless they're in a wheelchair.

I suggest looking for a first

floor apartment because if an

evacuation is needed, how are they

going to evacuate the building?

If they're in a wheelchair, you

can't use the elevator in the case

of a fire.

I encourage people to be very

mindful of placement of the

apartment.

That's very important.

And even as far as little things,

you know, if you know that

somebody loves to sleep late,

that's important to them.

You want to make sure that there's

not a dumpster right outside their

window with the trash picking up

at four o'clock in the morning

going beep, beep, beep twice a

week.

It's going to drive them crazy and

you're not going to have a good

experience.

Looking at lifestyle and what's

important to you as an individual.

Do you like morning sun in your

apartment or do you want late sun?

I've had many people, I've stood

in the apartments with a compass.

I want a southern view.

What is this one?

I'm like, I have no idea.

So we find the apartment with a

southern view.

And hopefully you're working with

somebody who can think outside the

box a little bit.

Assuming some level of sort of

comprehensive success in that

first stage, you've had good

communication, they've consulted

the right people, and their loved

one moves into a facility.

What should the first sort of 30

to 60 days look like?

And how can a family tell that mom

or dad or whether their partner,

if it's a spouse, are actually

starting to settle in?

And what are the warning signs

that, oh, things are not

transitioning well?

For families that are not nearby,

I believe that it's very important

to have a home care come in and

follow them at least a few hours a

day for at least the first week.

Make sure that they do know their

way to the dining room, that

they're not sitting in their room

alone.

See how long it takes the call

bell to be answered.

See if they are getting their

medication on time.

Because if nobody's there to

monitor it while that community is

getting accustomed to this

individual's needs, they will fall

through the cracks.

So I try to help people to manage

that.

Some of our home care companies

have a transitional program just

for this.

You know, whether they're coming

home from the hospital to home or

moving from home to assisted

living.

They go in for just a week or two,

for maybe four hours during the

main part of the day.

Make sure that they are getting up

and dressed.

All these things are happening.

That's really important.

If you are here in the area and

you do live nearby, go in and keep

your eyes on things.

But it's also important if you

feel that something isn't being

done, validate it with the staff.

Not only the staff, but validate

it with the appropriate staff.

So if you say to mom, did you get

your medication today?

She may say, no, I haven't seen

anybody.

Don't assume she didn't.

Go ask the director of nursing,

did my mom get her meds this

morning?

Because she says she didn't.

Oh, yeah.

I was in there at 7 o'clock this

morning.

We had a conversation.

Validate it before you make

assumptions.

Because that's going to start

things off in a very bad fit.

I really like your recommendation.

It really makes sense to have some

sort of means to do a bit of an

environmental scan during that

first month or two of transition.

And as a family that perhaps is

cohesive but lives out of state,

what an opportunity cost.

I'll chip in for that kind of set

of eyes on the ground to make sure

care is well matched and your

loved one is transitioning well.

But also probably benefit in your

sleep quality too.

Oh, 100%.

You know, the first week in a

community is always the easiest,

generally, because the staff is on

board to make you welcome.

You get the red carpet when you

come in.

And then after the first week,

it's on to the next new resident.

And what just happened?

I thought I was so special.

Now nobody is coming to do

anything.

Find out if they have a resident

ambassador program as well because

they are so valuable.

These are residents that have

lived there for a while.

And they will knock on the door

and say, hey, why don't you come

sit with me at dinner tonight?

Or, hey, I'm going to go play

bunco.

Why don't you come and join me and

learn a new game?

The resident ambassadors are the

greatest asset a community can

have.

And don't just assume they have a

program as to meet the ambassadors

or at least one of the

ambassadors.

Because sometimes it's

over-promised.

So Janice, before we wind up our

discussion today, I'm thinking of

the caregivers out there listening

or maybe even families listening.

What would you say to the family

listening right now who knows that

mom or dad may need more care than

they're, even way more care than

they're trying so hard to provide

at home, but they still feel

terrified to make those first

moves to get the process of

transition going?

I would suggest that they approach

this, for instance, with spouses.

Now the spouse is yelling.

All they do is argue with one

another.

They never argued before.

And now it's constant like this.

Please consider that by allowing

someone else to assume this

enormous responsibility, to allow

somebody else to assume it, so

that you can become the spouse

again.

You can come in, you can take your

loved one for a walk, or you could

read a book, or watch TV together,

and you're not butting heads all

the time.

By allowing them to do that, it

just makes a world of difference.

Even for parent and child, become

the daughter again, become the

sister again, the spouse again.

You can change it.

I just had somebody, I moved in,

and I said to her, now what?

What are you going to do to bring

joy back into your life?

And she said, I hadn't really

thought about that.

And I said, now it's time to allow

them to.

But keep in mind, I often say this

as well, you are not giving up

care.

You are bringing in a team of

people to help you help your loved

one.

You will always be the leader of

that team.

Your voice is the most important.

If you don't agree with

medication, if you don't agree

what they're doing, you are the

leader and the advocate.

But this is your team, and I

encourage you to use them.

I think it's really a transition

in leadership.

You're not the sole provider.

You are still the leader.

It's not all on your shoulders.

Yeah.

And it's not all on your

shoulders.

And it really resonates, and it's

not the first time I've heard it.

I think back to speaking with

Jeanette Yates and Kate

Washington.

Jeanette looked after her mom for

decades, and Kate was an intense

caregiver for her ailing husband

at the time.

And Jeanette just wanted to be a

daughter again and enjoy time as a

daughter with her mom.

And I remember Kate mentioning,

geez, I felt my role as my

identity as a spouse and as a

partner just disappear, and it was

swallowed up by just the demands.

Yes.

And at this stage in life, when

we're looking at transitions, when

things are no longer safe or no

longer amenable to continuing care

at home, what a gift to be able to

actually resume that role that got

you through 40 years of marriage

or 50 years of marriage is being

the partner, being there for the

person.

Absolutely.

For the love of your life.

I would also like to, I don't know

if you know that I have the second

book, and it's called me.

It's called The Journey to

Assisted Living, Expectation

Versus Reality, because there is

this chasm between what people

think assisted living is going to

be.

No, they are not going to do

everything for you.

No, they are not going to provide

one-on-one care.

No, they are not going to do

certain things that some people

think, well, then why did I move

here?

Well, remind them, you know, this

is why, this is why you did this.

But I really felt the need for

that book, because there's just so

much information to absorb, and

there's so many emotions that even

if you do recognize the

information, you can't retain it

because there's just so much

coming at you.

So really to validate again and

just be in good communication with

the staff saying, hey, I noticed

this was happening.

Can you tell me why?

You know, conversation.

You'll definitely make sure that

most recent book is in the show

notes for sure, because I think

people need resources they can

trust.

Yes.

And, you know, with your

experience from numerous sides of

the equation and your commitments

now, the value proposition of

such, that sort of on-the-ground

knowledge transfer from your

experience to someone reading

who's going through this, and it's

never easy.

No, it's not.

It's invaluable.

I want to take this opportunity,

Janice, to thank you for being

with us today.

Thank you.

Your, the value added was

tremendous.

I hope our listeners take

something away from this.

You've really offered a lot, and

thank you.

I appreciate this very, very much.

Thank you.

Thank you.

Great.

Well, we'll be in touch, and maybe

get a chance to hear an update.

That would be great.

How things are going in the

future.

Anytime.

That wraps up this week's episode

of the Caregivers Podcast.

I'm your host, Dr.

Mark.

We'll touch base next week.

Have a good one.

So, if you're in this moment with

your own family, feeling

overwhelmed, guilty, or just

unsure of what comes next,

I hope this conversation today

brought a little clarity to a

process that can feel impossibly

heavy.

Janice, thank you for helping us

walk through not just the

logistics of this decision, but

the emotional weight of it, too.

And if this episode meant

something to you, please share it.

Share it with someone who you

think might benefit.

Please follow us on the Caregivers

Podcast on Apple, Spotify, or

wherever you listen.

It's free, and it just takes a

second.

It is one of the best ways to

support the show.

Before we wrap up, I wanted to

remind you of something important.

The conversations you hear on this

podcast are here to inform, to

support,

to spark reflection.

We're not a substitute for

professional medical advice, care,

therapy, or crisis services.

Listening to this podcast does not

create a doctor-patient or

caregiver-client relationship

between us.

If you're facing a medical

concern, health challenge, a

mental health challenge, or a

caregiving situation that needs

guidance,

I encourage you to reach out to a

qualified professional who knows

your story.

If you're ever in crisis, please

don't wait.

Call your local emergency number

or recognize crisis hotline right

away.

You deserve real-time help and

support.

The views you hear on this show,

whether from me or my guests, are

our own.

They don't necessarily reflect any

organizations we work with, are

part of, or have worked with, or

been part of in the past.

This podcast is an independent

production.

It's not tied to any hospital,

university, or healthcare system.

Thank you for being here, for

listening, and most of all, for

taking the time to care for

yourself while you continue to

care for others.

I look forward to hearing from

you.