How do you build something new when the existing system isn't working? Trevor Colhoun joins TrueLife to discuss systems change, entrepreneurship, community building, institutional failure, and the journey from a broken local system toward a national network.
This conversation explores leadership, resilience, innovation, organizational growth, and the practical challenge of creating alternatives rather than simply criticizing the status quo.
TRUE LIFE is a long-form descent into the questions that become impossible to ignore once the surface of reality starts to crack.
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The central question: What happens when we stop treating reality as fixed?
Across hundreds of conversations, TrueLife follows recurring territories â consciousness â perception â language â technology â power â transformation â the future of humanity.
For seekers, rebels, researchers, creators, entrepreneurs, and anyone who suspects the official story is incomplete.
Host: George
Guest: Trevor Calhoun, Founder of TPN.Health
Date: December 24, 2025
[Intro]
George:
Ladies and gentlemen, itâs December 24th. I hope your day is absolutely beautiful. Hope youâre hanging with your family, hope the birds are singing, hope the sun is shining today.
Weâre joined by Trevor Calhoun, an incredible individual who reached the edge of a broken behavioral health system and chose not to complain, but to rebuild it from the inside out. What began as a single-state effort in Louisiana has grown into a verified national networkânearly 100,000 providers across all 50 states.
Not another platform layered on top of dysfunction, but an operating system designed to remove it: dissolving administrative drag, delivering free high-quality education, enabling human-led care navigation, and now moving directly into claims and reimbursement.
This isnât disruption for its own sake. Itâs clinically led, itâs patient-centered, and itâs quietly dismantling the gatekeeping structures that have turned care into bureaucracy.
Today, Trevor pulls back the curtain on whatâs actually breaking in mental health, whoâs absorbing the hidden costs, and why TPN.Health is becoming the connective tissue the entire ecosystem is about to depend on.
Trevor, thanks so much for being here today. How are you?
Trevor:
Iâm awesome. Merry Christmas Eve to you, and thanks for having the opportunity to talk.
George:
Yeah, man. Iâm excited to have you here. A while back, I started looking through LinkedIn and checking out your page, and Iâm like, âWhoa, look at whatâs going on here. This changes everything.â
Even though I gave you a bit of an introduction there, I was hopeful that you could re-introduce a little bit about how you got started, what the major goal is, and what youâre up to this year.
Incidentally, where did you pull that introduction from? Because that was really good.
Trevor:
Thank you very much. That was fantastic. It was really awesome. Iâll send it over to you when weâre done here. Youâve explained it well.
George:
Perfect. So letâs jump in. What motivated you to make this thing happen?
Trevor:
You know, it was kind of the rubber ball, right? You donât really know what you have with the rubber ball until you start bouncing it.
I had a family member go through behavioral health, right alongside helping them through the process. I had a unique background in the financial marketsâwhich isnât sexy and isnât fun at all, and I hated itâbut that was my background.
Entering with that lens, in financial markets itâs all about information, transparency, data connection. Thatâs how people transact, see markets, price markets, see value.
As I went with this individual through the behavioral health journey, I realized: whoa, there is none of that.
Going to facilities, checking out, and being asked, âOkay, weâre sending them back home, Mr. Calhoun. Where do you want them to go?â And Iâm thinking, why are you asking meâwho knows nothing about behavioral health? Whereâs the connectivity, the connected fiber of understanding this personâs clinical behavioral journey?
Like if I broke a legâI go into the hospital system, I see my orthopedic or primary care doc, they assess me, I go down this clinical path. I might get a second opinion, but I innately know that process.
When we started TPN, we asked different questions. We didnât ask how to make money or how to serve the ultimate patient/client. We asked: what is going on? What is systematically wrong here?
The root is that anybody who needs behavioral servicesâwhich is all of us at some scaleâdoesnât understand the value proposition of behavioral health. I donât understand who I need to see and how long I need to see them until I get peace with whatever issue I have.
If I donât know those two things, I donât know cost.
For some reason, behavioral health, mental health, and providers have treated capitalism and money as dirty words because itâs attached to all the screwing around with insurance. I get it.
But all parties involved have the same issue: theyâve been unable to demonstrate value proposition.
If Iâm a provider and I say, âCome see meâonce a week, every other week. Weâll talk about the loss of your wife, the anger, abandonment, loneliness. Weâll see how it goes.â But if Iâm entering that thinking, âI make $100K a year, Iâm not sure insurance covers this, I donât know how long until recoveryââI donât see the value, so I might not enter care.
If Iâm an insurance companyâan investment house taking your moneyâmy best client is the healthiest one. So weâre aligned: I want you healthy because youâre not pulling from my dollars.
But insurance companies canât quantify how to walk you through behavioral health. What is depression and anger? Is it DBT skills? Internal family systems? What does it cost? What percentage of these lives at this demographic and diagnosis get peace in ten sessions?
Those issues kill it from the beginning because thereâs no distinguished value proposition.
That led us to: what makes a marketplace? What makes information and decisions?
The most powerful person is the clinicianâthe primary care doc equivalentâwho drives the process.
Right now, whoâs driving it? Idiots like me and you who donât know much about behavioral health. âOh, I have a drinking problemâthis place has palm trees and a beach, nice rooms. Iâm going there.â
Thatâs not clinical match care.
Thatâs why weâve had issues in substance abuseâGoogle and others pushing people into unfit places to turn a buck. No fault of anyoneâitâs a system not run by clinical professionals.
So we thought: if cliniciansâsocial workers, psychologists, counselors, addiction counselors, interventionistsâdrive this market, how do we get them together?
We built what looks and feels like a LinkedIn marketplace for the B2B space so they can see the market: âIâm in Palm Springs todayâI need to see whoâs in Orange County who does DBT skills.â
We have 40â50 years of clinical research for diagnostic work. This person fits, takes their insurance, is available, has cultural competency, care alliance.
How do we get all that information at scale so a clinician can make the match?
We built it in five quarters. Launched in March 2020. And⌠nobody cared. Crickets.
People thought we were Psychology Today or something else. âI donât even know what youâre talking about, and I donât care.â
George:
What a surreal moment that must have beenâall this time, planning, thinking this is a game-changer.
What happens then? You build itâtheyâre supposed to come.
Trevor:
Yeah, I thought we were Field of Dreams. âTheyâre going to love this.â
A couple things: clinicians donât trust anybody. Theyâve been sold snake oil over and over.
This is a highly educated universeâmasters, doctorates, 3,000 hours of clinical workâmassively underpaid, passionate, many have gone through therapy themselves.
But they didnât learn how to run a business or practice, so theyâve been taken advantage of.
When we launched, COVID hit. We had a strong tech team.
Weâd go to conferences, get booths, catch 20â25% of attendeesâcostly, not scalable.
Then we realized: we can build continuing education on top. It maps closelyâwe bring clinicians and train them.
We partnered with associations, facility leaders, universities to provide CE workshops.
Fast forward: two weeks ago, we did 72 CE workshops in one week.
We digitized it massively. 5 to 25 to 3,000 clinicians per workshop for ethics, clinical training, etc.
Our philosophy: be the digital home for providers to maintain, get, or elevate professional statusâcredentialing, training, best-of-the-best.
I might be in San Diego getting trained by New York experts Iâd never reach.
Financially frictionless for providers.
We hear: âI donât think anybody understands how we make money.â
We donât make money off cliniciansâour #1 user.
Like Uber (customer: passenger) or Lyft (customer: driver)âour biggest customer is the provider. We simplify their life to advance and thrive.
George:
Man, itâs such a time. I want to bring in a few people from stage.
Shout out to Julietâgreat idea, Care Alliance. âI hear a lot of âI found my people,â Business Alliance.â
My friend Jessie Munrealâdoing amazing things in addiction: âYep, burned out by massive structures in healthcare. Not appreciated, told what to implement by people with no patient contact, measured by irrelevant metrics. Hard to trust anyone claiming to be on our side.â
Trevor, what would you tell someone like Jessie?
Trevor:
I hear you. I wouldnât trust either.
We donât ask for trust or money. Just try it out.
Simplest entry: our continuing educationâlive, on-demand, high quality, free.
Because we have this digital relationshipâknow credentials, licenses, demographics, cultural competencyâwe can do significant things.
Weâre directly connected with payersâno middleman.
We work with third-party administrators managing lives (e.g., Chick-fil-A cares about employees).
Families text a numberâtalk to a licensed care navigator in seven minutes.
They diagnose, personality match, care alliance, diagnostic match.
We directly contract providers on our networkâpay at their cash rate. We take nothing.
Value created: providers get paid their contracted rate, claims paid in <30 days, plus referrals (optional).
No indentured workâautonomy preserved.
Heart surgeons donât fix legs.
Because weâre large, we break down silos.
Ghost networks: insurers contract providers, then relationship ends. Info goes cold in three months. Theyâre selling a network they donât haveâgetting sued.
We digitize: handle credentialing, paneling. Weâre a PPO network.
George:
Itâs amazing.
From DiscordâDesiree: âWhereâs the behavioral health systemâespecially referrals, networks, adminâmost dishonest right now about how broken it is?â
How much trouble do we want? As much as we can.
Trevor:
Weâve been quiet, but weâre 92,000 providers, growing 4â5K/month. Nobody grows like us.
We did this passionately to solve a problemânot to make money initially.
Existing âsystemsâ arenât systems.
Why do providers take cash pay? They have no idea how to get reimbursedâor wait 90â180 days.
Only ~20 CPT codes in behavioral healthânot many.
No efficient claims system.
Health plans increase reimbursementâwho cares if youâre making $150K and waiting 90 days? Youâd take less for faster payment.
Behavioral health historically siloedâhang a shingle, small officeâbecause no CapEx or liability like physical health.
Now weâre scaling without taking from providers.
Referral networks think tight geographic or marketplacesâbut miss supply of lives.
Lives want one vendor handling scale (e.g., Disney across states).
They cut provider rates drastically.
Not okay.
George:
Great point.
Juliet: As a private payer, Iâd rather cash pay for training/expertise fit. Expensive, but I pay for quality and fit.
Trevor:
Goes to value-based care and quality.
Behavioral health shunned capitalismâto their detriment.
What if in our network you get paid moreâand we track outcomes (40 years of research)?
We connect via SMS (not app).
Track outcomes at scaleâthousands of lives.
Understand value prop of each therapistâagnostic.
If Juliet gets 70% of women 30â45 with anxiety/depression improving after six monthsâpayers/employers will pay more.
Sounds like physical health: good doctors in demand because measurable.
Weâre not measuring anything in behavioral health.
Payers will pay for trackingâthey want outcomes, no surprise bills (e.g., ER for panic attack).
Capture earlyâcosts go down.
Therapists get patients to stability/thriving.
George:
Alignmentâwhoâd have thought?
Itâs okay for therapists to make money. They should be paid like doctors.
Specialists will emerge making moreâmental health as valuable as physical mobility.
George:
Thomas from Virginia: Youâve got almost 100K verified providers. When does the network hit the point where payers have to route everything through TPN and the power flips?
Trevor:
Itâs slowly happening.
We donât control itâwe thank blessings.
Weâve knocked on health plan doorsâthey said no.
Thatâs changing on cost basis.
Nonprofits crushed behavioral healthâwell-intended but lights must stay on.
We want to be digital infrastructure of behavioral health.
Providers: build practice, elevate, connect, ethical referrals, transparency, controls.
We see clinician hours, licensure needsâhelpful for big practices (e.g., Acadia, Meadows).
Burnout: not valued/cared for.
We help with targeted trainings.
Most in behavioral health are fantastic humans wanting tools to help.
George:
They see destruction of familiesâheartbreaking.
ER docs reach outâwe can move patients out.
Hospitals/execs often ignore.
Frustratingâclogs ER for real emergencies.
George:
Neil: Youâre dissolving administrative burdens nobody else could touch. When do clinicians look back and say TPN freed them?
Trevor:
Administrative burdens melt in a digital marketplace.
Early career: took trade tickets to âthe cageââmanual entry. That job goneânow one button.
Our real-time live networkâengagement, digital utilityâunderstands needs.
We donât sell data (not Meta/Google). Providers decide engagement.
George:
Question: If you burned it all down, what are the absolute non-negotiables for TPN?
Trevor:
The foundation: relationship with providersâhonoring them so they feel safe through actions/utility.
We hear ânot enough therapistsâânobody has right to ask that.
Regulators (e.g., New York) know ~80% accuracy on licensed/notânothing else: location, virtual/in-person, availability, networks, education.
We have no market dataâturning 2026 with AI, and we donât know?
George:
Biggest milestone in 2025?
Trevor:
Consistently 3â5K providers/monthâflywheel moment.
Market recognizing valueâcoming back for more.
Excited for next year: promise is improved outcomes via seamless clinical connections, care alliance.
Team growingânot prepared emotionally for how consequential this is.
George:
Revolutionaryâbring value to those needing it most.
Dangerously beautiful when it starts working.
Trevor:
Grateful for thisâgetting more candid/aggressive about who we are.
Used to be quietânow itâs working. Exciting and scary.
George:
Last question: If a clinician wants to help replace the old system instead of complaining, where should they jump in first?
Trevor:
Intuitive on TPN.health.
Large groups contract all providers.
Journey starts with CE.
Like LinkedInâconnect.
Weâll credential/fix issues.
Doing 3-hour AI ethics training next week (AI has no place in patient interactionâhuman only).
Bring thought leaders, best practices, toolboxes (taxes, practice building).
Next year: tracks for new gradsâsupervision matching what you want.
Nonsense to grab wrong supervisor.
Our head of sales (Sarah Duke)âcounselor, burnt out in psych hospital. Wrong supervision, facility not listening.
Now there is somewhere to go.
George:
Iâm grateful for what youâre buildingâclinician-led, true solutions.
Opportunity for everyone to be part of the solution.
Congratulationsâcourage to do it.
Trevor:
Appreciate that. Building a business isnât easyâmaking payroll barely for years.
Therapy helpedâsat with Dick Schwartz (IFS founder). Unbelievable healing journeyâgrace, gratitude.
Key factors in quality life.
George:
Real-world experience on all sides makes systems effective.
Kick it back: where can people find you? Whatâs coming up?
Trevor:
Thank you for the platformâsuper grateful.
People will hear a lot about us next yearâno marketing/PR before, changes in January.
Start at tpn.health.
Next year: millions of lives insured through usâshepherding behavioral care.
This year was Petri dishâscaled systems.
For clinicians: take a chance. Sounds too good to be trueâpendulum swing from being screwed so long.
Weâll find unintended consequences together.
Receptive to feedbackâbuild around clinician needs.
George:
Ladies and gentlemen, tpn.healthâQR code on screen, links in show notes.
Trevor, hang on afterwards.
To everyone who participatedâJuliet, Desiree, Jessie Munreal, Thomas, Neil, and moreâthanks for hanging out.
Hope you have a beautiful Christmas. Weâll catch you later this week.
Have a beautiful day. Aloha.
Trevor:
Thank you.