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Welcome to The Legacy Investor Podcast, where we talk money, investing, business, and what it means to leave a legacy for generations to come. Hosted by Cameron Philgreen, this show dives deep into the intersection of entrepreneurship, investing, and legacy-building, all while keeping God at the center. Whether you're a seasoned investor or just starting out, you'll discover how to align your financial journey with your faith, grow wealth with integrity, and create a lasting impact for generations to come. Join in, as we explore practical strategies, real-world stories, and timeless biblical principles to help you honor God in every step of your journey.
guys i kind of just feel like i needed this episode i needed this conversation with Charisse she brought a lot of practical wisdom and she was able to like go deep but also give us practical advice on this show and i just appreciate that contrast she's done a lot she's hustled but she also told us her whole story you know it's very much a rags to riches like food stamps, stabbed in the back, you know, deceived by my friends and family to like now she's doing amazing as a real estate investor, an agent, a lender. And now she's like giving relationship advice and she has a book and doing amazing stuff. And I think you guys are going to get a lot out of this episode. One of my favorite parts was at the end when she talks about committing to one thing and not doing too much and how we as entrepreneurs kind of have ADHD. and are all over the place i definitely needed to hear that so hope you guys enjoy this episode please leave a review or a comment depending on how you're watching or listening and i hope you guys enjoy this episode of the legacy investor podcast all right sharice walker welcome to the legacy investor how are we doing today Doing excellent. Thank you for having me. Awesome. Yeah, thanks for coming on. Where are you hailing from? Where are you recording from? And let's just get into your story, your background. Yeah, I'm a Utard is what I call it. So I'm from Utah and a lot of real estate investors here, a lot of them. And so just a little north of Salt Lake City. Awesome. Real estate background is very, very, I mean, since I was a kid, my grandma was a real estate agent. My grandfather was a construction worker. And so I remember that, but I never really got into it. I actually went the traditional college route, and I became a college teacher, then the dean, and then a college director, and showed up one day to work. I had just opened up a college. We got accredited, nursing and dental hygiene, which is incredibly difficult. Wow. Right when we did that, I mean, I was going through divorce as well. And I showed up, my boss was in my office with some guy and he's like, hey, Cherise, meet your replacement. And I go, excuse me? Like, I just got you accredited. My school is doing better than his. But he... CEO's best friend was living in Florida and needed a job and wanted to move back to Utah to be with family. And so all of a sudden my job was available. So it was at that point that I learned that, I mean, I was working 70 hour weeks going through divorce. I sent my kids, it was during the summer. So I sent them up to live with their aunt and uncle for about a month. so that I could literally live at the college. And so for me to go through that, it taught me that no matter how much you give, and like I treated that school as my own. I built it from the ground up, like ordered the trash cans, like you name it, I did it. And to have it where they were so callous and, you know, it was just horrible. And everything happens for a reason. I believe God will like put you where you need to be. And it just so happened that same day, my son got kicked out of preschool. So it was great. So luckily, you know, networking is another thing that I learned, especially in real estate investing, but networking. So I had made a lot of friends with a lot of the corporate staff. So the good news is I was able to go to a corporate job, which I oversaw like all of the colleges and work from home. So, I mean, I got a pay raise and I didn't have to leave the house. So it was good. But what it taught me at the time was that you can never get too comfortable. And when I, a couple years later, fast forward, ended up getting married again. And my husband, he wanted me to stay home with the kids. I had two special needs sons, so I needed to be home anyway. And so I was making more than him. So we ended up on food stamps after a little while. And right about that same time, I get a call from a family member that says, hey, I have this great idea. Like, let's invest in this Honduras adventure down a dive shop, a hotel, a catamaran, a restaurant. So we were on food stamps, but this person couldn't raise the money to do that. And so I'm like, oh, genius. I did. I'm going to mortgage my house. Let's take out a HELOC. So I called this person. I said, hey, like I can take a HELOC, but we can't afford the monthly payments. No problem. No problem. We'll take care of it. 18 months later, a whole bunch of lies later as well. Find out the truth. And we were like 200,000 in the hole. What was the truth? It was not a real thing? There were so many issues. The restaurant, the people who bought the restaurant that sold to us had been duped. So they built their house on a different guy's piece of land. And so the restaurant went belly up on that way. Wow. The person failed to say that he had to make monthly payments to the owner. So it was a seller finance deal. And so I, like my husband and I put half down on the hotel, but failed to tell us that 18 months later, we had to put the other half down and we didn't have the other half. So we lost the hotel, the dive boat that my parents paid for. And we gave a little to that as well. That's like the owners that got a hundred grand for their dive boat to this day are still using it. The whole thing blew up. So we were in a world of hurt. And so it was at that point, like I was pregnant and I, I started watching a whole bunch of videos online about real estate because I wanted to do that. And I wanted to get my license because my ex-husband was a real estate agent or let his license lapse. And so I studied for like a year and a half and went to one of the RIA meetings. And they're like, just stop learning and just start doing. And so I left that meeting, went and looked at one of the homes. This is before like everything had blown up and made an offer, got accepted. And we started flipping homes. And let me tell you, we dug ourselves out of a hole that was, you know i had a best friend that also kind of pulled something over and forty thousand dollar investment turned into 176 000 as well um went to graduation for my husband in california came home she closed the company he left me with a thirty thousand dollar credit card bill And so like we were $400,000. And so like, I will tell you that real estate though, I mean, things are so good now. We have multiple properties. We paid like our mortgage. My husband lost his job a couple of years ago and it was okay. Cause the money we had coming in from our, passive income rentals was paying their mortgage, which was pretty large. Things are good. I just want to reiterate everything you just said. You're pregnant. You had just lost this job that you were working 70 hours a week, literally living there, getting them accredited. You lost that. Then you're 400K in debt and seemingly no light at the end of the tunnel. These are just people that either deceived you or... you know, stabbed you in the back or whatever it sounds like. Yeah. I mean, and, and like on food stamps, like how could it get any worse? And you were able to crawl out of that. So that's just amazing guys. Put yourself in her shoes. Just imagine for a second that you're in her shoes like also you mentioned uh you know marriage is having a hard time probably like oh my goodness so okay so we're in your shoes we're trying to put ourselves in sharice's shoes so so keep going how did you get out now you said things are good i i had six kids by that point so my husband had to go back to work because his job was no longer safe at the time and so um Yeah, like he got noticed as well. So the company that he was going to, they were paying his education, but then they did away with his department and offered him a very generous $35,000 pay cut, which we were already on food stamps, couldn't do that. And so he ended up going back to school. And the good thing was that helped and he has a different job. But there was a point where he was in school full time. He was coaching project management part time. He was going to like working full time, I had the real estate because I had gotten my license. And then I was dealing with six kids. And somehow, with all of that, we were flipping homes to be able to- And what year is this? Like about? 2000- People have context. Yeah, 2015. All right. Yeah, 2015, 2016. Okay. Wow. And you somehow scrounged up the money to start flipping houses. So I think a lot of people are wondering how the heck did you do that? You're 400K in debt. You've already had all these, you know, call them failures or other people's failures or other people like stabbing you in the back. We're not, you know, not getting your money back to you. And then you just decide we're going to flip houses and somehow you got your real estate license and somehow you're raising six kids. Yeah. My goodness. Yeah. So there's a lot of details in there that it's like, it sounds like it's all at the same time, but like we were, I mean, this HELOC was a hefty bill over our heads. And luckily my parents took pity because they lost, I mean, they cashed out their time. It was a horrible situation, but they felt so guilty because there's something about intuition slash God that talks to you. And I did not have a good feeling about this investment. And I told my dad that I said, Look, I don't feel good about it. And he's like, No, it's gonna be a good thing. It's gonna be a good thing. I'm like, I just don't feel good about it. He's like, No, sure. He's trust me. And so I think he felt guilty. So there was a couple months that they paid that mortgage payment, because the person that I said, we don't have the money to pay the monthly payment, they said, Don't worry about it, we'll take care of it. I got it in writing. But when it's a family member, You know, so they made two payments and then stopped. And so we did have a little bit of help. And because I'm one of those that always saves money, we did have a little bit of a like savings, 20 grand. Right. And so I use that money as the down payment for the first flip. And then I found this bleeding heart investor guy that would like a hard money lender that lent me the money. And so things were going to flip. What? Yeah. For the flips. Yeah. Okay. So right when we got done with that one and went on the market, I found another one. I went home and I told my husband, Hey, I just bought another house. He's like, sure. You know, but, and like that first investment we had used a lot of the money to pay that off and that's when the shark friend came and it's like oh money money you know and so stupidly over i think it was like 18 months It started with 40. And then I started paying like the entire company's salary because I started doing real estate as well. And I was doing pretty well. So I started having money come in. And so that money would go out. And then like the money we made off this house that I would end up giving all of that to this company. It was just stupid. The fact that my husband's still with me when they're my friends, my family and my choices. He's a great man. Very patient. Never had a problem. So. That's awesome. Okay. I want to get into the flipping and like your story with real estate and, you know, tactical knowledge and whatever. But before then, I want to ask, so specifically the situation with the university that you helped get accredited and then they sort of just dropped you. You know, how did that, you called it callous experience. How did that change the way you treat people now? Well, it's never changed because I've always had the opinion that if I'm not willing to do something, I can ask someone else to do that. And I was always friends with it didn't matter the level, which is why I was able to get a job at corporate. But for me, I think it was the mindset that realized that you're never safe. And if you think like a good example, I have a neighbor that his dad started a company, passed away, sold the company right before he passed away. And the verbal agreement was that this man would never be out of a job or a phone kind of a weird thing. But 32 years later, he shows up for work one day and he doesn't have a job. And so you're never safe. And if you think you are, that's foolish. And so I think the way that I treat people is like, I look at it differently. Like I look at people who are struggling or who are having a hard time or think that they're not worth something, or they think that they don't, they couldn't do it. I could never do what you do. And I just want to like, hold them and say you can, you know? And so I see the potential in people. And I think that that's how things have changed is, can I help you achieve your dreams? And if I can, how can I? And I'll do anything I can to make sure that I can do that. Yeah. So they didn't believe, I guess, believe the best in you. They didn't give you a chance. They didn't really even warn you. So with your agents, with your employees, do you feel like you have a little bit more compassion when you're thinking about letting somebody go or replacing somebody? I don't know. Did that experience make you handle those situations differently? Yeah. Completely. Yeah. So there was a time where there's a whole lot of other stuff that's too personal, I won't get into, but within about a six month timeframe without time to. So for my own peace of mind, I did end up taking another job, like it dropped in my lap. It was another college. And this is, we had been flipping, but it was right after that as well, that I I worked for them for two years and it was right before I had my number five baby. And I didn't let one single person go in two years. I've worked with them and I would say I was not that same person before. Like if you're not performing, we're just going to let you go. And so I had a lot more compassion that, what can we help you? Dang, what would you say to people now? I mean, employers, supervisors, what would you say to them now? I think a lot of people just go into business thinking, hey, it's just cutthroat, dog eat dog. And that's kind of what happened to you. You got eaten up. So what would you say to those people now that are the decision makers? That your decisions... make a huge impact in people's lives and honesty is the best policy. Like, you know, had they just said, cause I mean, I was young, I was in my late thirties, um, And I had this old Italian guy when I was interviewing. So they flew me back to Baltimore and all of them were super nice and cool. But this one guy that he's just like, he sits back after he's like, well, Sharice, I don't think you have what it takes to run a multimillion dollar company. and so i said well you know i respectfully disagree like the college i'm leaving they're begging me to stay and we have best in state and i've taken it from nine programs to 22 from diploma to bachelor programs from 300 students to 750 oh and by the way and four different campuses you know so like to go from like one to be able to grow that and then i'm opening up the school i definitely have what it takes so stop being a jerk stop like you know stereotypical guy that I was not. And so for me, it's something where you really do have to not judge a book by its cover and it's what's inside. And so those are the things like, I'll tell you, I probably shouldn't, but like that person that was taking over the shoes, he had me give him the rundown of all of my directors. And one was Indian, like from India. And the comments that he made were so racist that I'm like, how dare you, you know? And, and so like, it's, it's real. And I feel bad because I brought that guy from California. And so. Sure enough, they let him go from some stupid excuse. I was so racist, so discriminatory. But I think that it's just being honest with people and really giving them a shot. And, you know, I do believe in letting people go if they can't do the work. I don't have an issue with that. The difference was with that new college that I got to see their potential and let me put them where they fit best. And then let's try to work through it and have those conversations. And then at the end of the day, if like I'm working harder than you are to keep your job, okay, then it's time to part ways. But all of those people in that other school, no, we were on, it was an incredible team and like probably one of the best I ever had. So I think it's just making sure that you talk to your people and let them know, like, don't do the work for them and give them the opportunity to fail. And if they do fail now, let's make it a learning experience out of that. Yeah, that's good. I feel like we could learn a lot about leadership and growth and just like stewarding other people and nurturing them, really, it sounds like, is what you're really good at. Okay, and then, so we got into real estate investing, books and podcasts and everything, and then someone at some point said, stop learning, start doing. So how did that catalyze you into action? What did you start doing? I literally left. I looked up because I had my license. So I looked up the homes in a certain price range. It was $200,000. I cannot imagine a home in downtown Salt Lake for $200,000. And I went and looked at it. And I literally left the meeting, went straight to that house, and then made an offer. And they accepted it. So you just have to take the leap of faith. I mean, I had been studying forever. And it was like, no, let's just take care of it. Let's do it. That's good. All right. So we're starting to flip houses. It's around 2015, you said. Bring us 2015 to now and just give us some lessons you learned along the way. I love this. Your story is incredible, by the way. Amazing. Thanks. So lessons learned. The first thing is, you know, you have to have a good team. And I didn't. Like I said, I made an offer. I didn't have a good contractor. I didn't know what I was doing. And so we had interviewed a few people and we just took them for face value and believe what they had to say. And I think, you know, following up like this, I tend to want to give. because I'm that type of person. If you entrust me with something, I have enough integrity that I will take care of it and stewardship. And so that's not the case with everyone. This one guy, I think he bought like 40 boxes of mud for a house one day. And I'm like, okay, I think we should be done with that. I don't think it takes 40 bucks of mud. Like, what are you doing? Right. And so I'm sure he was returning and taking the money and when I yeah yeah smoking weed so which he was he invited my son at 16 if he wanted to join so you know I knew that and that was always so I think um making sure that you have a like do your research and make sure you're following up with people and contact like make sure they're licensed bonded insured um and like talk to some of the people or go to their sites that they're working on so that you can see the quality that they're doing don't just believe what they're going to say That's good. Who are the other team members? Lender, I'm guessing, contractor. I mean, you're a licensed realtor, so that's not really a team member you need. But yeah, who else is on your team? Well, I'm actually a licensed lender as well. So I got that license a couple of years ago, but hard money lender or private money. So start, like my big thing now is there are so many people that have money sitting in the bank and they don't know what to do with it. at 0.025 or even 5%. It doesn't matter. So if you can say, hey, look, if I could turn that around for you. And so now you're not having to pay interest because it can be anywhere from, well, up to one, one and a half percent interest on these hard money loans. And so if you have private money people that you put it all into a pot and you can use it like that. So start, start raising money, start getting a buyer's list. That's the other thing is like when you put it out there and there's, I mean, I teach eight different ways to invest in real estate. And so it, depending on your method, you can have anywhere from, I have nothing, which we were kind of there too. I have a whole lot and I don't want to do anything. And so depending on where you're at in that, spectrum, um, is kind of how you determine what you want to do. So that's where the team needs to be. The contractors, the lender, you have a title person, definitely need a title person. And in every state it's different. Like I was looking in Oklahoma, they charge you, I think it's like 500 bucks, thousand dollars just to run title here in Utah. I can call my lady up. We'll have an, an hour, hour and a half and it's free, you know? So yeah. um knowing what the rules are and even you might need to have a real estate attorney in your in your pocket because it can get bad sometimes yeah so i want to ask like i want to ask about contractors because you've got this down and i don't i don't i don't mean to to it doesn't you don't look like someone who's picking up hammers and like swinging hammers and working on... Do you do that sometimes? Today, I almost canceled. I was refinishing a hardwood floor. Oh, my gosh. That'd be funny. She's got like... paint pants on but her blazer on top or something that'd be hilarious no i wanted to ask so so you know this is 2015 and you've you've like what's your flipping journey you said you said i'm gonna flipping and then i'm sure you've done some burr like what's kind of your real estate journey been Yeah. So, I mean, we started my husband and I and then we brought contractors in because once we had those contractors and they weren't doing a very good job, then my husband ended up having to redo it. Right. So they keep going. So you guys you guys do get your hands dirty. Oh, yeah. So we had this agreement. Like I painted the eighteen hundred square foot home and ended up having to have shoulder surgery because, you know, my shoulder was. No, no, for real. That's a whole nother story. Like multiple surgeries in this whole 10 years. No, no. But I handle the goop. So anything caulking, painting, like anything messy, I take care of. My husband handles the, you know, type stuff. But with the exception, I refinish the floors. I do those type of things. And so... So yeah, we started doing all that and learning how to do stuff, but then it's like, okay, we could go much faster if we brought people onto our team. And so that's something that we really have to do. So a lot of the homes like have fallen in our lap. And when I say that, like, I've gone on TV shows and said, don't sell to a cash buyer, like call me first. And of course, I'll offer you the cash buyer option. But so I've done those were these, I call them dead people, we have dead men, one dead man, two, we name every one of our houses. And so Um, it's just those types of things is having the relationship and knowing the different options that you can give, because that is going to save you. I think the most, like I will usually depend on the situation. Here's six options I can do for you. Um, it just depends on how, how much time and how much money do you want to have. to do yeah yeah that's good um yeah so i'm guessing you know hey i can sell retail i can do the cash buyer like lowball i can do subject to i can you can do seller finance i'm guessing you've got several kind of options for people and even partner with them um i had a lady that she partnered so the house was paid for in full and she inherited it so she didn't care i gave her a very sweet down payment um so that she was happy that she could live on that for a while and you know, I didn't have to make a single house payment. We partnered, she would get, I think it was 20% of the net of anything above like, here's your guaranteed amount on the flip. We sell it for more. We'll split that and you get 20%. Yeah. I love it. Awesome. Okay. So, so from 2015 to 2026, what did you do? Just so we have a little bit of like credibility, like Sharice's credibility. And then I want to talk about, uh, contractors and lenders and how to find them all. Yeah. And I honestly was thinking about this, like I really should know the number and I don't. Oh, it's okay. You don't have to have the exact number. How many houses you've done. But because I'm a realtor, like I've actually, I work with a lot of out of town people and so, or, deaths. I actually working with one today, I just picked up another one. But and so we flipped several, I think there was one time where my husband, again, w two, he, it was like a December, and I heard him with his boss, and they were being a total jerk about it. And so I just said, I quit. And he's like, what? And I go, I'm making your salary this month, just quit. He's like, Are you serious? And I said, Yeah, come to work with me. So there's about a year where he did. And so We flipped six homes during that year. And then he realized how much he hates it every day. And so he got a call out of the blue again. We're never looking. And he ended up going to work. And he was out there swinging hammers doing the work. Yeah. So we were helping our clients flip their homes. And then I would list them. But we would usually front the money for them. And then, you know, because they might not have it or something. And so... multiple homes throughout the years. Yeah. Okay. Awesome. All right. So, all right. So we're flipping, we've got a real estate license, lending license now, super cool. But for people that are maybe just starting out, maybe they've flipped one house or they're looking to get into real estate investing. I will say for me, And I've told people this. My superpower as a real estate investor and what has allowed me in many ways to go fast and scale has been construction crews. I've made mistakes. I've made really big mistakes hiring the wrong guy, hiring the cheapest guy. And those are the worst. I mean, when you finish a flip or... a burr and you hold it as a rental and you're not proud of it it's just not a good feeling or like i don't want my grandma staying in this house because i'm nervous she's gonna like get shocked or you know i don't know or it's just not good finish work i really do everything i can now to to avoid that and so i pay these guys really good and they're super fast and they finish well and and i tell people all the time i owe them a lot of of credit for for my success in real estate investing And so people ask me all the time, like, how did you find them? Blah, blah, blah. And I mean, I'll answer for me. It was really just like several mistakes and finally realizing, okay, I've got to just pay a little bit more for guys that will go fast and finish. And, you know, you got speed, you got price, you got quality. Pick two. Okay. And I think you pick speed and quality and then the price isn't going to be so high. So that's kind of my take on real estate investing and construction. But you've done more than me. So I'm curious, what would you share with people as far as how to find contractors? How do you vet them? You said licensed and insured. Yeah. Give us some give us some tips and tricks from Sharice Walker. Well, I think again, I'm a big one. And I wrote this book about that, like intuition is a huge thing, right. And so I think that you you should be able to, if see through the The not so truth. Right. And so I call it the iceberg. So like 10% of the book is called Flipping the Iceberg, by the way. It is. And so it's more about relationships, but it deals with yourself first. And so really getting to know the person and trying to see underneath it. So like there is something in you, it's psychological and it's like it's systemic where your mind, your heart and your stomach are all aligned. And so when they say, like, listen to your gut, it really is true. It is not going to lead you away. And it's probably because your mind is going so much faster than you can ever imagine, like millions of thoughts. And so thinking like you're picking up these things that the person is giving off. It could be their body language. It could be like whatever. And so really making sure that you listen to that is like a number one, because I can't tell you how many times they're going to say whatever they know you want to hear. but it's not true. So like ask the questions, you need to have a list of questions that you can ask that you're going to be able to get underneath that surface. And so I think I'm really, I'm not kidding. Go to the site, like ask them, what are some of the projects you're working on right now? What have you done? And so you can call the person, but I would say like drive by the site, see what they're doing. See if the people, the guys are like sitting on the lawn, sitting, you know, doing nothing and, I had that once where I was living in the house and squatting. Of course, he's not going to ever get the job done. How many have they accomplished or what have they done? I think really interviewing them and not being in a rush. I actually passed up and I kicked myself. I passed up this past year a house that I could have bought for 500. They just sold it for 725. I'm kicking myself because I did not have the crew That at that time to be able to handle that house because it was a historic house. And so it was going to be specialized. And dang it, you know, that's a heck of a lot of money I passed up. And so all because I didn't take the time to interview some of the construction people that I wanted. Yeah. I think that that's a big thing. Yeah, you said not being in a rush, which dang, you could coach me on that. I feel like I'm constantly learning to slow down, to feed my soul. John Mark Comer says the ruthless elimination of hurry. He's trying to ruthlessly eliminate a hurry in my life so that I can, yeah, just be more at peace and at peace with the Lord, at peace with my family, with my wife, with my kids. Yeah, what do you mean by that, not being in a rush to pick a contractor? Time, you know, as we talked about it right before we got on, that especially when you have kids and you have, like, it's just in family, it's tough. And so my getaway sometimes is to be able to watch a TV show or to watch, like, whatever. I'm still working with my laptop, but, like, schedule out time time in your month or in your week to go meet some contractors okay i need an electrician so i'm gonna go talk to three electricians this week so schedule it out and like block it out physically um and if they do it out when you're not like in a rush or when it's not urgent to find somebody is that what you mean yeah absolutely like be proactive like i do this thing because i'm a real tribe a vendor list Well, my vendor list is like, it's constantly because people are busy and stuff. So I need to constantly be interviewing people. So I do it for my clients, but I also do it for the flipping business. And so making sure that like you have a meeting with everybody sometimes, because this person might be able to use this person and you network. And then that's how you get referrals as well, because they're going to think of you. And so be deliberate and create relationships. That's good. You said interviewing contractors. How are you critical of them without making them feel criticized? I mean, what are some of the questions you're asking them to not make them feel like they're six years old or whatever? My husband complains. Yeah. You know, I think it's just a conversation kind of like we're having here that, hey, tell me about yourself. Tell me, why did you get into the business? What do you enjoy about it? What do you not enjoy about it? Like, start to get them to like ask the questions where they just tend to open up and have these conversations so then now you can start to see are they giving me a story or not like hey how many kids in utah it's very common to have a whole lot of kids right and so we can talk about those things like and so are you doing on your own how long does it usually take you to finish a house and i interviewed a builder one house a year Is this your full time job? Because if it is, how one house a year? And so he's like, but I make a million dollars on that one house. Right. Do you sub out? Do you not sub out? Do you like how do you find your contractors or your subcontractors? And so, I mean, it's just conversation to get to know them, but also try to add value to them. Like, what can I do to help you? And so, yes, for me, like I said, it's. because I have the lender license or because I have different things. It's like, hey, would you like me to tell you about this property? Or I used to have this TV show that I was on, not anymore. So take that off. But It was aired nationwide. And so I'd go interview them. And so of course they're going to want to be on national TV and get some exposure. But you don't have to, what I realized is instead of paying a ridiculous amount of money every single month to be on that TV show, I could do it myself. So I could start, which I'm in the process. This is my, like I'm revamping my YouTube channel. But like I want to highlight this person. And so, of course, they're going to want to be on that or if you have a podcast. And so like trying to create exposure for them. What do you need? Yes. What could you use? So that's something where it's not just me, me, me. It's and they're going to be more open to talking with you if you're trying to give them value as well. That's so good. Yeah, I think we get all, I mean, just every conversation you go into, instead of just thinking, what can I get out of this? Think, how can I add value? How can I be a giver in this conversation? That's really good. All right. And speaking of, how can the audience help you? So you have this... You have this book. You also have a, I think it's a podcast called Unbreakable Mom Perduers. Love it. My wife would love that. Join the force of women, mothers, and entrepreneurs. Tell us about that and tell us how people can support you. So when I was going through all this stuff that I was going through about 10 years ago, or a little longer now, I can't believe how fast it's gone. But I think that... I would never have thought like I went the college route, like I, and then I was teaching college and I, it was just, I would never have thought that I would have gone into the real estate side of things and loved it as much as I do. And so, um, I want women and especially cause we were on food stamps, not really knowing how we were going to afford anything. It was bad. Like it was really bad at that point. Yeah. Um, that I want people to realize that you can be happy with what you're doing. you can feel fulfilled with what you're doing. And so I call it peace, passion, and purpose. So find those three things. So specifically women, because they always tell you niche down, but I've actually branched out and now guys are on it as well. So you should come on it. Okay. All right. Yeah, for real. I'm a dad of three. So I'm, yeah, absolutely. And so I also like trying to juggle everything. It's tough. And so trying to create a space for women that they can feel like, okay, let's talk about motherhood. Let's talk about how hard it is to run a business. Let's talk about like, what did you learn? How could you learn something? And, you know, how do you grow your business? So it's just a conversation to help women have a space where they can get some ideas or inspire them to take a leap of faith like I had to eventually and get started. That's so good. Give us a quick tidbit. I know this is probably another 40-minute podcast, but how can people listening to this have a little bit more peace and contentment and fulfillment in their life, in their work, in their parenthood now, today, this week? uh so as an entrepreneur i think we all have adhd right squirrel you know um there was a time where like i spent well over hundreds of thousands of dollars and like hiring all these coaches because well i want to learn how to do this i want to learn how to do this and you know and so there was a year where like every two weeks i was traveling going to all these different conferences And then I realized, oh, wait a second, my kids are growing up or I haven't seen my family and I'm not accomplishing what I wanted because I'm too busy going to all these things. And so I think that the old adage, and it's so cliche, but like for real, listen, is pick one thing and focus on that one thing and grow that one thing. Like I have a friend that he does so many things, but he grows so He's actually seven figure flipping. He's Bill Allen. Love him dearly. But he will grow the business like 60%. He hires a C-suite, lets them take over and lets them run it so that he can go start his next thing. So, you know, that's something where. pick one thing, focus on that one thing. Like with me trying to write my book, which I did, I'm almost done with the sequel, which is after the I do, but it's like writing a book, doing the podcast, doing my real estate investing, doing like relationship coaching, doing my real estate, like doing lending, it's too much. You really can't do a lot. Then you're always stressed. The computer is always in your face. Again, your kids are growing up. I really had to say, okay, you know what? That's why I'm not going to do the TV hosting on this show anymore. I've really cut things down because um like i'll do refis for lending i'm not going to go out and do a whole bunch of just new lending i'll be a realtor yeah and then now i'm building a team so that they can be the buyers agents going and opening doors all negotiated so like become strategic become intentional and really focus on one thing do that one thing and be honest like do you enjoy it just because it brings you a lot of money do you enjoy it because if you don't it's going to show in your work it's going to show to your clients it's going to show and it's going to come through and so you need to figure out like my motivation a very dear person in my life um i hear him all the time anytime you ask how are you such negativity and it just breaks my heart because i'm like you don't have to be the martyr and you don't have to be the victim yeah um and if you find yourself becoming that because i was i was stuck in a 15-year marriage where i was diagnosed with ms got out of that marriage and I don't have a mess anymore. Like that's how serious I was in your body. And so if you're to that point, like life is meant to be lived. God puts you on this earth for a purpose, live that purpose, listen to him. And he's going to guide you where you're supposed to be and have faith to do that. Like my real estate business is thriving like crazy, but I really feel called to do something else right now. So it's like, how can I transition out of that into like, like this relationship space and to save marriages before you say I do and to save marriages after the, I do. And so like that's something that is so like, I don't sleep at night anymore because of that. And so that's where follow where you feel led and he'll take care of you. You just have to have faith. phenomenal i love it so your one thing is is sort of becoming more relationship um coaching and marriage advice and things like that is what i hear you saying and so you're trying to delegate more of the real estate and lending side of things so yeah tell us what's next what do you feel like is your next one thing well i can say this right now right it doesn't it doesn't go live right Correct. Yeah. Well, this will be in a month or two. So my first child is getting engaged today. She doesn't know it, but I do. Right. And so like it's all about making sure that my children know because a divorce was never in my vocabulary. It was never. I've I've worked hard to not have that. But when you're at a point where you like you're going to die, your body is shutting down. Like, OK, now I have to give it up. for the safety of my kids, myself. And so it's like, yes, that's the path is doing workshops, doing some speaking. And so I have a workbook that goes with the book and just really helping people. Like I said, the first part is nothing about relationship. It's about you healing yourself from any trauma that you had so that you can make healthy decisions. Because I believe like, if you're not happy, you're not going to be a good employee or employer. You're And so you have to find peace with yourself. You have to find that happiness. So that's where I like passionate about that. Yeah, that's amazing. Wow. Cherise, thank you for your vulnerability. Thank you for your transparency. And gosh, we went a lot of different directions. We went deep. We also went like just tactical and practical. I love it. This is amazing. Thank you for sharing. your wisdom and, um, again, transparency. And, um, so super excited about, yeah, this next step for you and congratulations to your, your daughter and, uh, man. Okay. So where can people follow you if they do want to reach out to you for your book, for relationship advice, for marriage advice and one of your workshops, where can people find you? And, um, we'll sign off from there. Yeah. So the easiest thing like CheriseWalker.com. So C-H-A-R-I-S-S-E-W-A-L-K-E-R. So ChariseWalker.com. There it will take you to if you want to do real estate investing, if you want to do relationships, like if you want to buy my book or listen to my podcast or be a guest on that. So those are the different ways that you can go from there. Amazing. Thank you for joining us and thank you for tuning in Legacy Investors. We'll see you next time. Bye-bye. Guys, thank you so much for tuning into this episode of the Legacy Investor. Hey, if you want to help us grow and support us, please leave a review on Apple Podcasts and Spotify. That really helps a lot. Please subscribe to my YouTube channel, Cameron Philgreen. It's still new and growing, but I am going to start posting on there more regularly. Follow me on Instagram at Cameron underscore Philgreen. And if you know someone who should be on this podcast, Go fill out the form on my website. It's CameronPhilGreen.com slash podcast. Fill out the form there. I'd love to have more guests on this podcast. It's been a blast. And music is by Eric Lopez Villaverde. Reach out to him for all your music needs. On Instagram, he's Eric Lopez Villaverde. Hope you guys have a great day and thank you for tuning in. Bye-bye.